Colony Bank/$CBAN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Colony Bank
Colony Bankcorp Inc is a bank holding company. The bank provides a broad range of banking services to its retail and commercial customers. Its product line includes loans to small and medium-sized businesses, residential and commercial construction and land development loans, commercial real estate loans, agri-business and production loans, residential mortgage loans, consumer loans, and a variety of demand, savings, and time deposit products. The company's segments include the Banking Division, Retail Mortgage Division and small business specialty lending divisions. It generates maximum revenue from the Banking Division.
- Ticker
- $CBAN
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 528
- Headquarters
- Fitzgerald, United States
- Website
- colony.bank
Colony Bank Metrics
BasicAdvanced
$430M
12.16
$1.67
0.54
$0.48
2.37%
Price and volume
Market cap
$430M
Beta
0.54
52-week high
$22.46
52-week low
$15.80
Average daily volume
146K
Dividend rate
$0.48
Financial strength
Dividend payout ratio (TTM)
27.82%
Profitability
Net profit margin (TTM)
22.50%
Operating margin (TTM)
31.38%
Effective tax rate (TTM)
20.18%
Revenue per employee (TTM)
$280,000
Management effectiveness
Return on assets (TTM)
0.97%
Return on equity (TTM)
9.57%
Valuation
Price to earnings (TTM)
12.157
Price to revenue (TTM)
2.736
Price to book
1.1
Price to tangible book (TTM)
1.34
Price to free cash flow (TTM)
18.301
Free cash flow yield (TTM)
5.46%
Free cash flow per share (TTM)
1.106
Dividend yield (TTM)
2.35%
Forward dividend yield
2.37%
Growth
Revenue change (TTM)
22.69%
Earnings per share change (TTM)
6.11%
3-year revenue growth (CAGR)
9.37%
3-year earnings per share growth (CAGR)
11.54%
10-year earnings per share growth (CAGR)
7.88%
3-year dividend per share growth (CAGR)
2.61%
Bulls say / Bears say
Second-quarter net income rose to $10.9 million from $8.0 million a year earlier, while net interest margin widened to 3.52% from 3.12%. The improvement reflects stronger earning-asset yields, lower funding costs and efficiencies following the TC Federal integration. (Colony Bankcorp, Inc.)
Loans grew $51.4 million, or 2.13%, in the second quarter, and management said quarterly growth was about 8.5% on an annualised basis. Disciplined pricing on new and renewed lending also helped lift margins. (Colony Bankcorp, Inc., Roic AI)
The planned First Reliance acquisition would expand Colony to roughly $5 billion in assets and add South Carolina markets to its footprint. Regulatory approvals received in September reduce one hurdle to the expected fourth-quarter close. (Colony Bankcorp, Inc.)
Deposits fell $76.2 million in the second quarter amid a competitive funding market. Even if some of the decline was seasonal, retaining and attracting relationship deposits remains important to support lending without higher funding costs. (Colony Bankcorp, Inc.)
Credit costs increased: the second-quarter provision was $1.9 million, versus $450,000 a year earlier, and nonperforming assets rose by $1.0 million from the prior quarter. Around 83% of loans are secured by real estate, leaving credit quality exposed to weakness in that market. (Colony Bankcorp, Inc., Last10K)
First Reliance integration could weigh on efficiency before the deal's promised benefits fully arrive: management expects expenses to rise after closing, with some cost savings delayed until systems conversion in 2027. That leaves a period in which execution costs could dilute the expected earnings uplift. (Ticker Report)
Data summarised monthly by Lightyear AI. Last updated on 8 Oct 2026.
Colony Bank Financial Performance
Revenues and expenses
Colony Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Colony Bank News
AllArticlesVideos
Colony Bankcorp, Inc. Announces Date for Third Quarter 2026 Earnings Release and Conference Call
Business Wire2 weeks ago
Colony Bankcorp, Inc. and First Reliance Bancshares, Inc. Announce Regulatory Approvals Received for Merger
Business Wire1 month ago
First Reliance Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Reliance Bancshares, Inc. - FSRL
Business Wire2 months ago
Funds containing Colony Bank
Fund name | Fund size | $CBAN weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.01% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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