Capital Bank/$CBNK
13:30
09:10
04:45
00:25
20:00
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About Capital Bank
Capital Bancorp Inc is a bank holding company. The company through its holdings operates as a commercial-focused community bank that serves businesses, not-for-profit associations, and entrepreneurs throughout the region. The bank operates through four divisions including Commercial Banking, Capital Bank Home Loans, OpenSky, and Windsor Advantage, and also operates in five business segments: commercial banking; mortgage banking; credit cards; government loan servicing; and corporate activities.
Ticker
$CBNK
Sector
Primary listing
Employees
398
Headquarters
Website
Capital Bank Metrics
BasicAdvanced
$551M
12.36
$2.69
0.70
$0.42
1.45%
Price and volume
Market cap
$551M
Beta
0.7
52-week high
$36.40
52-week low
$24.69
Average daily volume
53K
Dividend rate
$0.42
Financial strength
Dividend payout ratio (TTM)
14.73%
Profitability
Net profit margin (TTM)
21.09%
Operating margin (TTM)
32.22%
Effective tax rate (TTM)
24.97%
Revenue per employee (TTM)
$520,000
Management effectiveness
Return on assets (TTM)
1.49%
Return on equity (TTM)
13.36%
Valuation
Price to earnings (TTM)
12.365
Price to revenue (TTM)
2.58
Price to book
1.45
Price to tangible book (TTM)
1.61
Price to free cash flow (TTM)
12.685
Free cash flow yield (TTM)
7.88%
Free cash flow per share (TTM)
2.617
Dividend yield (TTM)
1.27%
Forward dividend yield
1.45%
Growth
Revenue change (TTM)
30.26%
Earnings per share change (TTM)
11.33%
3-year revenue growth (CAGR)
6.83%
3-year earnings per share growth (CAGR)
-4.05%
3-year dividend per share growth (CAGR)
23.96%
Bulls say / Bears say
Net income more than doubled year-over-year to $13.9 million in 1Q 2025, up from $6.6 million a year earlier, indicating strong earnings growth and successful IFH acquisition integration (GlobeNewswire)
Gross loans increased by $713.9 million year-over-year at March 31, 2025—including $340.4 million organic growth and $373.5 million from the IFH acquisition—boosting interest-earning assets (GlobeNewswire)
The Board approved a $15 million share repurchase program—about 4.1% of outstanding common stock—showing confidence in the company’s capital strength and focus on delivering shareholder value (Investing.com)
Net interest margin declined 42 basis points year-over-year to 6.04% in 2Q 2025 as the acquisition of lower-yielding IFH loans diluted the higher-return OpenSky™ portfolio, putting pressure on core lending profitability (GlobeNewswire)
The Fed’s proposal to overhaul bank leverage rules could raise capital requirements for regional banks like CBNK, which may restrict future growth and return on equity (Reuters)
Provision for credit losses increased by $1.8 million quarter-over-quarter to $4.1 million in 2Q 2025, and net charge-offs nearly doubled to 0.75% of portfolio loans annualized—indicating rising credit risk in the loan book (Capital Bancorp IR)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Capital Bank stock?
Capital Bank (CBNK) has a market cap of $551M as of September 16, 2025.
What is the P/E ratio for Capital Bank stock?
The price to earnings (P/E) ratio for Capital Bank (CBNK) stock is 12.36 as of September 16, 2025.
Does Capital Bank stock pay dividends?
Yes, the Capital Bank (CBNK) stock pays dividends to shareholders. As of September 16, 2025, the dividend rate is $0.42 and the yield is 1.45%. Capital Bank has a payout ratio of 14.73% on a trailing twelve-month basis.
When is the next Capital Bank dividend payment date?
The next Capital Bank (CBNK) dividend payment date is unconfirmed.
What is the beta indicator for Capital Bank?
Capital Bank (CBNK) has a beta rating of 0.7. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.