What’s the current market cap for Community Financial System stock?

Community Financial System (CBU) has a market cap of $3.3B as of May 30, 2026.

What is the P/E ratio for Community Financial System stock?

The price to earnings (P/E) ratio for Community Financial System (CBU) stock is 15.44 as of May 30, 2026.

Does Community Financial System stock pay dividends?

Yes, the Community Financial System (CBU) stock pays dividends to shareholders. As of May 30, 2026, the dividend rate is $1.87 and the yield is 2.95%. Community Financial System has a payout ratio of 44.99% on a trailing twelve-month basis.

When is the next Community Financial System dividend payment date?

The next Community Financial System (CBU) dividend payment is scheduled for July 10, 2026.

What is the beta indicator for Community Financial System?

Community Financial System (CBU) has a beta rating of 0.8. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.

Buy Community Financial System stock | $CBU Share Price

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About Community Financial System

Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.

Ticker

$CBU

Sector

Finance

Primary listing

NYSE

Employees

2,927

Headquarters

Syracuse, United States

Website

communityfinancialsystem.com

CBU Metrics

BasicAdvanced

$3.3bn

15.44

$4.12

0.80

$1.87

2.95%

What the Analysts think about CBU

Analyst ratings (Buy, Hold, Sell) for Community Financial System stock.

Bulls say / Bears say

Community Financial reported 16.1% year-over-year earnings growth in Q1 2026, with net income of $57.2 million and diluted EPS of $1.08 (SEC EDGAR)

Net interest income reached a record $134.7 million, with net interest margin expanding to 3.43% from 3.21% a year earlier, driven by strong organic loan growth (SEC EDGAR)

The upcoming all-cash acquisition of ClearPoint Federal Bank & Trust for about $40 million is set to add $1.5 billion in assets under management and a 9.7% three-year revenue CAGR, further bolstering fee-based revenue growth (SEC EDGAR)

Total noninterest expenses rose 6.2% year-over-year to $133.0 million, mainly due to higher salaries, branch acquisitions, and technology investments, putting pressure on operating leverage (SEC EDGAR)

Insurance services revenues dropped 11.4% year-over-year to $12.6 million, highlighting volatility in this segment due to the timing of contingent commission collections (SEC EDGAR)

The efficiency ratio remained high at 62.4% on a GAAP basis and 59.8% on a non-GAAP basis in Q1 2026, leaving limited room to absorb additional expenses compared with regional peers (SEC EDGAR)

Data summarised monthly by Lightyear AI. Last updated on 25 May 2026.

CBU Financial Performance

Revenues and expenses

QuarterlyAnnual

Q3 24

QoQ growth

Revenue

$37bn

-39.75%

Net income

$45bn

107.52%

Profit margin

37.65%

6.78%

CBU Earnings Performance

Company profitability

QuarterlyAnnual

Q4 23

Q1 24

Q2 24

Q3 24

Q4 24

Actual

$3.69

$2.85

$2.45

$2.42

Expected

$3.55

$2.61

$2.05

$2.31

$3.94

Surprise

3.94%

9.20%

19.51%

4.63%

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.

Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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