Citizens Bank/$CFG
Citizens Financial shares fell amid a broad US sell-off over renewed AI-spending concerns and rising oil prices, with the stock also going ex-dividend for its quarterly payout.
13 hours agoLightyear AI
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Capital at risk
About Citizens Bank
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through its subsidiaries, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The group's reportable business segments are: Consumer Banking and Commercial Banking. The majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services, including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management solutions, among others, through a network of branches and ATMs.
- Ticker
- $CFG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 17,609
- Headquarters
- Providence, United States
- Website
- www.citizensbank.com
Citizens Bank Metrics
BasicAdvanced
$28B
13.29
$4.95
1.06
$1.84
2.80%
Price and volume
Market cap
$28B
Beta
1.06
52-week high
$75.33
52-week low
$49.00
Average daily volume
4.7M
Dividend rate
$1.84
Financial strength
Profitability
Net profit margin (TTM)
27.02%
Operating margin (TTM)
34.07%
Effective tax rate (TTM)
21.41%
Revenue per employee (TTM)
$480,000
Management effectiveness
Return on assets (TTM)
0.99%
Return on equity (TTM)
8.90%
Valuation
Price to earnings (TTM)
13.286
Price to revenue (TTM)
3.327
Price to book
1.21
Price to tangible book (TTM)
1.89
Dividend yield (TTM)
2.80%
Forward dividend yield
2.80%
Growth
Revenue change (TTM)
12.78%
Earnings per share change (TTM)
38.61%
3-year revenue growth (CAGR)
2.67%
3-year earnings per share growth (CAGR)
7.03%
10-year earnings per share growth (CAGR)
10.40%
3-year dividend per share growth (CAGR)
3.08%
10-year dividend per share growth (CAGR)
15.38%
What the Analysts think about Citizens Bank
Analyst ratings (Buy, Hold, Sell) for Citizens Bank stock.
Analyst projections of the future price of Citizens Bank stock.
Bulls say / Bears say
Net interest income rose 13% year on year in Q3, lifting the net interest margin to 3.19%. Citizens expects further margin expansion and 2.5%–3% net interest income growth in Q4. (Citizens Bank)
The Private Bank and wealth business are adding growth beyond traditional lending: Private Bank deposits reached $18.5 billion, while wealth fees hit a record and rose 17% year on year. This could broaden Citizens’ fee income and strengthen its customer relationships. (The Motley Fool)
Citizens delivered 5.3% positive operating leverage in Q3, with its efficiency ratio improving to 60%, and raised its quarterly dividend by 13%. Continued cost discipline and capital returns could support earnings per share growth. (Citizens Bank)
Q3 revenue came in below analysts’ expectations, with non-interest income also short of forecasts. The shortfall suggests that stronger net interest income has not yet translated into consistently stronger top-line results. (Investing.com)
Some of the recent margin improvement came from the fading drag of terminated swaps, while deposit costs rose as rates moved higher. That leaves earnings exposed if funding costs rise faster than loan yields or these temporary margin benefits fade. (The Motley Fool)
The Private Bank is a key growth engine, but Stephens flagged slowing deposit growth and tougher deposit competition, as well as a forecast return on assets below peers. If those pressures persist, the bank may struggle to meet its return ambitions. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
Citizens Bank Financial Performance
Revenues and expenses
Citizens Bank Earnings Performance
Company profitability
Upcoming events
Citizens Bank News
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Funds containing Citizens Bank
AllUSDEURGBP
Fund name | Fund size | $CFG weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 3.95% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 1.04% |
iShares MSCI USA Quality Dividend ESG£HDIQ | $784M | 0.41% |
iShares MSCI USA Quality Dividend Advanced$QDIV | $784M | 0.41% |
Invesco S&P US Select Sector Financials£XLFQ | $396M | 0.40% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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