Citizens Bank/$CFG
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About Citizens Bank
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through the bank, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The company's reportable segments are; Commercial Banking, Consumer Banking, Non-Core, and Others. A majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management and investment services.
Ticker
$CFG
Sector
Primary listing
NYSE
Employees
17,287
Headquarters
Website
Citizens Bank Metrics
BasicAdvanced
$22B
14.66
$3.57
1.11
$1.68
3.21%
Price and volume
Market cap
$22B
Beta
1.11
52-week high
$55.24
52-week low
$32.60
Average daily volume
4.8M
Dividend rate
$1.68
Financial strength
Dividend payout ratio (TTM)
51.70%
Profitability
Net profit margin (TTM)
22.89%
Operating margin (TTM)
29.01%
Effective tax rate (TTM)
21.07%
Revenue per employee (TTM)
$430,000
Management effectiveness
Return on assets (TTM)
0.77%
Return on equity (TTM)
6.71%
Valuation
Price to earnings (TTM)
14.66
Price to revenue (TTM)
3.067
Price to book
0.95
Price to tangible book (TTM)
1.47
Price to free cash flow (TTM)
8.833
Free cash flow yield (TTM)
11.32%
Free cash flow per share (TTM)
5.927
Dividend yield (TTM)
3.21%
Forward dividend yield
3.21%
Growth
Revenue change (TTM)
4.61%
Earnings per share change (TTM)
41.06%
3-year revenue growth (CAGR)
0.86%
3-year earnings per share growth (CAGR)
-3.66%
10-year earnings per share growth (CAGR)
9.14%
3-year dividend per share growth (CAGR)
1.85%
10-year dividend per share growth (CAGR)
15.43%
What the Analysts think about Citizens Bank
Analyst ratings (Buy, Hold, Sell) for Citizens Bank stock.
Bulls say / Bears say
The Private Bank segment reported assets under management rising to $6.5 billion, deposits growing to $8.7 billion, and loans increasing to $4.9 billion in Q2 2025, positioning the segment to deliver a 20–24% return on equity and contribute more than 5% to earnings in 2025 (Investing.com).
Net interest margin expanded to 2.94%, up 5 basis points quarter-over-quarter and 8 basis points year-over-year, supporting higher net interest income and reinforcing spread resilience (Investing.com).
Citizens maintained a strong capital position with a 10.6% CET1 ratio, returned $185 million in dividends, repurchased $200 million in stock, and the board raised the buyback program limit to $1.5 billion, highlighting disciplined capital deployment (Investing.com).
Loan growth remained modest at just 1% quarter-over-quarter, highlighting weak demand for new credit despite stable rates (Investing.com).
Non-interest expenses increased 1% year-over-year, partially offsetting efficiency gains and putting pressure on operating margins (Zacks).
Total deposits declined 1.4% year-over-year to $175.1 billion, reflecting competitive pressures in deposits and underscoring the need for stronger funding growth (Zacks).
Data summarised monthly by Lightyear AI. Last updated on 9 Nov 2025.
Citizens Bank Financial Performance
Revenues and expenses
Citizens Bank Earnings Performance
Company profitability
Citizens Bank News
AllArticlesVideos
Citizens CEO Highlights Rhode Island's Pro-Business Climate and Talent Momentum as Catalysts for Economic Growth
Business Wire6 days ago
Citizens Survey Finds Young Adults Redefining Success and How to Achieve It, as Anxiety About the Future Mounts
Business Wire2 weeks ago
Citizens Financial Group Announces Prime Rate Change
Business Wire2 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Citizens Bank stock?
Citizens Bank (CFG) has a market cap of $22B as of November 12, 2025.
What is the P/E ratio for Citizens Bank stock?
The price to earnings (P/E) ratio for Citizens Bank (CFG) stock is 14.66 as of November 12, 2025.
Does Citizens Bank stock pay dividends?
Yes, the Citizens Bank (CFG) stock pays dividends to shareholders. As of November 12, 2025, the dividend rate is $1.68 and the yield is 3.21%. Citizens Bank has a payout ratio of 51.7% on a trailing twelve-month basis.
When is the next Citizens Bank dividend payment date?
The next Citizens Bank (CFG) dividend payment is scheduled for November 12, 2025.
What is the beta indicator for Citizens Bank?
Citizens Bank (CFG) has a beta rating of 1.11. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.