City Holding/$CHCO
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About City Holding
City Holding Co is a financial holding company. The company conducts its principal activities through its wholly-owned subsidiary, City National Bank of West Virginia (City National). Through the bank, it provides banking, trust and investment management, and other financial solutions through its network of banking offices located in the states of West Virginia, Virginia, southeastern Ohio, and Kentucky. It offers various products and services such as overdraft facilities, savings accounts, credit cards and debit cards, loans for various purposes, investment advisory, securities brokerage, insurance products, and others. The company's business activities are currently limited to one reportable business segment, which is community banking.
- Ticker
- $CHCO
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 926
- Headquarters
- Charleston, United States
- Website
- www.bankatcity.com
City Holding Metrics
BasicAdvanced
$2B
15.58
$9.16
0.48
$3.61
2.80%
Price and volume
Market cap
$2B
Beta
0.48
52-week high
$148.99
52-week low
$113.21
Average daily volume
122K
Dividend rate
$3.61
Financial strength
Profitability
Net profit margin (TTM)
40.69%
Operating margin (TTM)
52.59%
Effective tax rate (TTM)
19.68%
Revenue per employee (TTM)
$350,000
Management effectiveness
Return on assets (TTM)
1.95%
Return on equity (TTM)
16.60%
Valuation
Price to earnings (TTM)
15.582
Price to revenue (TTM)
6.27
Price to book
2.57
Price to tangible book (TTM)
3.21
Dividend yield (TTM)
2.53%
Forward dividend yield
2.80%
Growth
Revenue change (TTM)
4.60%
Earnings per share change (TTM)
5.42%
3-year revenue growth (CAGR)
3.90%
3-year earnings per share growth (CAGR)
5.40%
10-year earnings per share growth (CAGR)
10.54%
3-year dividend per share growth (CAGR)
10.58%
10-year dividend per share growth (CAGR)
7.76%
What the Analysts think about City Holding
Analyst ratings (Buy, Hold, Sell) for City Holding stock.
Analyst projections of the future price of City Holding stock.
Bulls say / Bears say
First-half net income rose to $65.0 million from $63.7 million a year earlier, while diluted earnings per share increased to $4.55 from $4.35. In Q2, net interest and fee income also grew year on year, supporting a better earnings trend. (City National Bank)
KBW sees CHCO’s granular core deposit base as a competitive strength and cited room for organic growth before the bank reaches $10 billion in assets. That could support growth without relying on acquisitions. (Investing.com)
The bank reported strong capital and liquidity, with a 15.0% CET1 ratio, and returned capital through its $0.87 quarterly dividend and share repurchases. This gives it capacity to support shareholder returns while funding the business. (City National Bank)
Growth remains modest: Q2 loans rose just 0.2% from the prior quarter, period-end deposits slipped, and net income was nearly flat year on year. This limits the near-term scope for stronger earnings growth. (City National Bank)
Credit costs have turned less favourable: Q2 included a provision for losses after a $1.9 million recovery in the year-earlier quarter, partly reflecting a downgraded commercial property loan. The earlier quarter also included a charge-off on a troubled commercial loan, highlighting the risk of further losses. (City National Bank, City National Bank)
CHCO’s premium valuation leaves less room for disappointment: KBW cited a valuation of around three times tangible book and kept a Market Perform rating even while raising its price target. If growth or margins disappoint, that premium could be vulnerable. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 16 Oct 2026.
City Holding Financial Performance
Revenues and expenses
City Holding Earnings Performance
Company profitability
Upcoming events
No upcoming events
City Holding News
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Funds containing City Holding
AllUSDEURGBP
Fund name | Fund size | $CHCO weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.11% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.11% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.07% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.07% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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