CHAPTERS Group AG/€CHG
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About CHAPTERS Group AG
CHAPTERS Group AG is a German holding company that invests in small and mid-sized enterprises across various sectors, focusing on businesses providing mission-critical services. The company's portfolio includes software solutions for industries such as property management, utilities, and emergency services, as well as financial services tailored for international students and professionals in Germany. Founded in 1998 and headquartered in Hamburg, CHAPTERS Group AG has expanded its operations to nine countries, encompassing 48 operating companies and employing approximately 1,000 individuals as of June 2025. The company's strategic approach emphasizes long-term, entrepreneurial investments, leveraging a decentralized organizational structure to foster autonomy and growth within its subsidiaries.
- Ticker
- €CHG
- Sector
- Software & Cloud Services
- Primary listing
- XETRA
- Employees
- 1,300
- Headquarters
- Hamburg, Germany
- Website
- www.chaptersgroup.com
CHG Metrics
BasicAdvanced
€1.1B
-
-€1.46
0.06
-
Price and volume
Market cap
€1.1B
Beta
0.06
52-week high
€49.90
52-week low
€25.20
Average daily volume
25K
Financial strength
Current ratio
2.062
Quick ratio
1.846
Long term debt to equity
0.894
Total debt to equity
0.939
Interest coverage (TTM)
0.23%
Profitability
EBITDA (TTM)
66.758
Gross margin (TTM)
29.80%
Net profit margin (TTM)
-16.15%
Operating margin (TTM)
2.12%
Effective tax rate (TTM)
-7.57%
Revenue per employee (TTM)
€170,000
Management effectiveness
Return on assets (TTM)
0.45%
Return on equity (TTM)
-18.96%
Valuation
Price to revenue (TTM)
5.074
Price to book
5.37
Price to tangible book (TTM)
-4.47
Price to free cash flow (TTM)
53.552
Free cash flow yield (TTM)
1.87%
Free cash flow per share (TTM)
0.854
Growth
Revenue change (TTM)
63.32%
Earnings per share change (TTM)
48.07%
3-year revenue growth (CAGR)
55.97%
10-year revenue growth (CAGR)
53.09%
3-year earnings per share growth (CAGR)
36.72%
10-year earnings per share growth (CAGR)
22.31%
What the Analysts think about CHG
Analyst ratings (Buy, Hold, Sell) for CHAPTERS Group AG stock.
Analyst projections of the future price of CHAPTERS Group AG stock.
Bulls say / Bears say
First-half 2026 pro-forma adjusted operating EBITDA rose 68% to about €32m, while total output grew 26%. CHAPTERS raised its 2026 organic EBITDA growth outlook to the high-thirties. (CHAPTERS Group)
Recurring revenue was about €54m in the first half, and made up roughly 63% of Public Sector and Enterprise revenue. Management expects organic recurring revenue to grow in the low-teens in 2026, supporting revenue visibility across those segments. (CHAPTERS Group)
A €64m equity raise gives CHAPTERS more funds to pursue acquisitions, and management reported €110m of deals under due diligence at its July investor day. Building on existing industry clusters could add scale and synergies, although the timing of transactions remains uncertain. (CHAPTERS Group, Stock Analysis)
First-half sales rose, but the net loss widened to €21.16m from €16.08m a year earlier. This shows that strong output and adjusted EBITDA growth have not yet translated into better reported bottom-line results. (Yahoo Finance)
At June 2026, total net debt was about €162m, while CHAPTERS’ unsecured bond carries a 7% coupon. Debt and interest costs could constrain further acquisitions or weigh on returns if portfolio growth and cash generation disappoint. (CHAPTERS Group, CHAPTERS Group)
Financial Technologies generated about €19m of 2025 EBITDA, nearly 39% of the group’s total, but only 13.9% of the segment’s revenue was recurring. This leaves a material share of earnings concentrated in a less recurring business than CHAPTERS’ software segments. (CHAPTERS Group)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
CHG Financial Performance
Revenues and expenses
CHG Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing CHG
Fund name | Fund size | €CHG weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.04% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.04% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
iShares MSCI World Small Cap$WSML | $9B | 0.01% |
iShares MSCI World Small Cap€IUSN | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.