Chime Financial/$CHYM
1D1W1MYTD1Y5YMAX
Capital at risk
About Chime Financial
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
- Ticker
- $CHYM
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,519
- Headquarters
- San Francisco, United States
- Website
- www.chime.com
Chime Financial Metrics
BasicAdvanced
$12B
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-$0.05
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Price and volume
Market cap
$12B
52-week high
$35.55
52-week low
$15.88
Average daily volume
9.2M
Financial strength
Current ratio
4.621
Quick ratio
3.741
Long term debt to equity
0.119
Total debt to equity
0.129
Profitability
EBITDA (TTM)
383.883
Gross margin (TTM)
88.71%
Net profit margin (TTM)
-0.74%
Operating margin (TTM)
15.21%
Effective tax rate (TTM)
-5.78%
Revenue per employee (TTM)
$1,620,000
Management effectiveness
Return on assets (TTM)
11.98%
Return on equity (TTM)
-1.28%
Valuation
Price to revenue (TTM)
4.731
Price to book
8.28
Price to tangible book (TTM)
8.28
Price to free cash flow (TTM)
37.634
Free cash flow yield (TTM)
2.66%
Free cash flow per share (TTM)
0.816
Growth
Revenue change (TTM)
26.39%
Earnings per share change (TTM)
-99.55%
Bulls say / Bears say
Chime raised its full-year 2026 revenue growth forecast to 25%–26%, well above analysts’ 22.7% consensus estimate, driven by strong demand for its digital banking products. (Reuters)
Chime posted its first-ever quarterly profit in Q1 2026, marking a key operational milestone and highlighting improved consumer demand resilience. (Reuters)
Active members jumped 20% year-over-year to 10.4 million in Q2, indicating robust platform adoption and effective product engagement. (Reuters)
Chime faces intensifying competition from both legacy banks and fintech challengers such as Affirm, Klarna and PayPal’s Cash App, which could pressure customer growth and interchange revenue. (Reuters)
Longtime CFO Matt Newcomb’s departure after a decade may introduce strategic uncertainty as Chime transitions financial leadership amid critical growth initiatives. (Reuters)
Chime announced a 10% workforce reduction in late July, which could disrupt operations and slow member acquisition momentum. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 2 Sept 2026.
Upcoming events
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Chime Financial News
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Funds containing Chime Financial
AllUSDGBPEUR
Fund name | Fund size | $CHYM weighting |
|---|---|---|
iShares Digitalisation$DGTL | $793M | 0.38% |
iShares Digitalisation£DGIT | £585M | 0.38% |
iShares MSCI World Small Cap$WSML | $9B | 0.04% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.04% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.04% |
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