Chime Financial/$CHYM
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About Chime Financial
Chime Financial Inc is a financial technology company that believes in core banking services.
Ticker
$CHYM
Sector
Primary listing
Employees
1,228
Headquarters
Website
Chime Financial Metrics
BasicAdvanced
$8.6B
-
-$11.58
-
-
Price and volume
Market cap
$8.6B
52-week high
$44.94
52-week low
$22.13
Average daily volume
2.6M
Financial strength
Current ratio
4.826
Quick ratio
3.995
Long term debt to equity
5.235
Total debt to equity
5.235
Profitability
EBITDA (TTM)
-611.062
Gross margin (TTM)
87.80%
Net profit margin (TTM)
-48.98%
Operating margin (TTM)
-32.06%
Effective tax rate (TTM)
-0.36%
Revenue per employee (TTM)
$1,580,000
Management effectiveness
Valuation
Price to revenue (TTM)
0.966
Price to book
6.03
Price to tangible book (TTM)
6.03
Price to free cash flow (TTM)
-78.241
Free cash flow yield (TTM)
-1.28%
Free cash flow per share (TTM)
-0.297
Growth
Bulls say / Bears say
Chime posted a 37% year-over-year revenue increase, reaching $528 million and beating analyst expectations of $495.2 million, showing strong demand for its digital banking services (Reuters)
Average revenue per active member rose 12% to $245, demonstrating that Chime is better able to make money from its expanding customer base (Reuters)
Purchase volume increased 18% year-over-year to $32.4 billion, indicating strong customer activity and robust consumer spending on Chime cards (Reuters)
Despite a 25% gain since its June IPO, Chime shares have experienced after-hours volatility and slight declines, reflecting investor uncertainty about its valuation and future growth path (Reuters)
Financial Times points out that Chime’s valuation of about 7× 2024 revenue is significantly higher than competitors like PayPal and Block, which trade at about 2×, implying a risk of overvaluation (FT)
FT notes that Chime’s benefit from interchange fees depends on its partner banks staying below the $10 billion asset threshold set by the Durbin Amendment; if banks grow or the regulatory environment changes, this advantage could disappear and threaten a major profit source (FT)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2025.
Chime Financial News
AllArticlesVideos
Chime CEO Chris Britt: At the end of the day the economy is still at full employment
CNBC Television1 week ago
Jim Cramer: Sell Chime, Get This Buy Now Pay Later Stock Instead
Benzinga2 weeks ago
Chime Partners With Workday to Put Financial Wellness at the Center of Employee Benefits for Employers
Business Wire4 weeks ago
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Chime Financial stock?
Chime Financial (CHYM) has a market cap of $8.6B as of September 17, 2025.
What is the P/E ratio for Chime Financial stock?
The price to earnings (P/E) ratio for Chime Financial (CHYM) stock is 0 as of September 17, 2025.
Does Chime Financial stock pay dividends?
No, Chime Financial (CHYM) stock does not pay dividends to its shareholders as of September 17, 2025.
When is the next Chime Financial dividend payment date?
Chime Financial (CHYM) stock does not pay dividends to its shareholders.
What is the beta indicator for Chime Financial?
Chime Financial (CHYM) does not currently have a Beta indicator.