Columbia Financial/$CLBK
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Columbia Financial
Columbia Financial Inc is a federally chartered savings bank that serves the financial needs of depositors and the local community as a customer service-focused institution. The company offers traditional financial services to businesses and consumers in its market areas. It attracts deposits from the general public and uses those funds to originate various loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans. The company also offers title insurance through its wholly owned subsidiary and provides a broad range of insurance products, including personal and business lines of insurance, mainly to customers and New Jersey residents.
- Ticker
- $CLBK
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 773
- Headquarters
- Fair Lawn, United States
- Website
- www.columbiabankonline.com
CLBK Metrics
BasicAdvanced
$3B
52.35
$0.21
0.26
$0.05
1.81%
Price and volume
Market cap
$3B
Beta
0.26
52-week high
$12.00
52-week low
$10.51
Average daily volume
3.5M
Dividend rate
$0.05
Financial strength
Profitability
Net profit margin (TTM)
17.62%
Operating margin (TTM)
27.06%
Effective tax rate (TTM)
18.47%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
0.34%
Return on equity (TTM)
2.25%
Valuation
Price to earnings (TTM)
52.351
Price to revenue (TTM)
9.225
Price to book
0.94
Price to tangible book (TTM)
1
Dividend yield (TTM)
0.45%
Forward dividend yield
1.81%
Growth
Revenue change (TTM)
36.26%
Earnings per share change (TTM)
218.29%
3-year revenue growth (CAGR)
3.54%
3-year earnings per share growth (CAGR)
-1.97%
Bulls say / Bears say
Second-quarter net income rose 17.7% year on year and net interest income rose 17.2%, as the net interest margin widened to 2.44% from 2.19%. Lower funding costs helped drive the improvement. (Columbia Financial)
The Northfield merger and $1.7 billion stock offering give Columbia a larger platform and substantial capital to fund growth. On a pro forma basis, the combined bank had $18 billion in assets and more than 100 branches across New Jersey and parts of New York. (GlobeNewswire)
Loan balances rose 2.4% in the first half, with multifamily, commercial real estate, construction and commercial business lending all growing. Commercial loan segments also increased by $260.6 million in the second quarter, signalling solid lending activity. (Columbia Financial)
Non-performing loans increased to $43 million, or 0.51% of gross loans, from $38 million, or 0.46%, at year-end. The rise included a $10.6 million commercial property loan, while the quarterly provision for credit losses also increased year on year. (Columbia Financial)
The latest reported earnings are from before Northfield was included, and Columbia cited merger-related costs as a drag on second-quarter results. Investors still need to see whether the enlarged bank can integrate successfully and deliver benefits without persistent extra costs. (Nasdaq, GlobeNewswire)
The $1.7 billion stock offering substantially increases the equity base, so earnings need to grow to support returns per share. Federal rules generally restrict share repurchases for the first year after the conversion, limiting one near-term way to return excess capital or reduce the share count. (GlobeNewswire, SEC)
Data summarised monthly by Lightyear AI. Last updated on 11 Oct 2026.
CLBK Financial Performance
Revenues and expenses
CLBK Earnings Performance
Company profitability
Upcoming events
Funds containing CLBK
AllUSDEURGBP
Fund name | Fund size | $CLBK weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.09% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.09% |
Xtrackers MSCI World Small Cap$XSWC | $183M | 0.03% |
iShares MSCI World Small Cap£WLDS | $9B | 0.02% |
iShares MSCI World Small Cap$WSML | $9B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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