What’s the current market cap for Cembra Money Bank AG stock?

Cembra Money Bank AG (CMBN) has a market cap of €3bn as of June 19, 2026.

What is the P/E ratio for Cembra Money Bank AG stock?

The price to earnings (P/E) ratio for Cembra Money Bank AG (CMBN) stock is 15.37 as of June 19, 2026.

Does Cembra Money Bank AG stock pay dividends?

Yes, the Cembra Money Bank AG (CMBN) stock pays dividends to shareholders. As of June 19, 2026, the dividend rate is €6.10516 and the yield is 4.93%. Cembra Money Bank AG has a payout ratio of 69.44% on a trailing twelve-month basis.

When is the next Cembra Money Bank AG dividend payment date?

The next Cembra Money Bank AG (CMBN) dividend payment date is unconfirmed.

What is the beta indicator for Cembra Money Bank AG?

Cembra Money Bank AG (CMBN) has a beta rating of 0.17. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.

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About Cembra Money Bank AG

Cembra Money Bank AG is a Swiss financial institution specializing in consumer finance. Its core business includes offering personal loans, auto leases and loans, as well as credit cards, primarily targeting individual consumers. The company also provides financing services to small and medium-sized enterprises. Headquartered in Zurich, Switzerland, Cembra operates throughout the country, leveraging a network of branches and digital platforms to serve customers. The bank's strategic positioning is strengthened by its strong brand recognition in Switzerland and its focus on risk management and customer service. Cembra Money Bank AG was established in 2005, following the separation from GE Money Bank.

Ticker

€CMBN

Sector

Finance

Primary listing

XGAT

Employees

713

Headquarters

Zurich, Switzerland

Website

www.cembra.ch

CMBN Metrics

BasicAdvanced

€3bn

15.37

€6.61

0.17

€6.11

4.93%

Bulls say / Bears say

Net income rose 5% to CHF 180 million in FY2025, propelled by growth in vehicle financing and structural cost savings. Management expects continued net income growth and an ROE near 15% by 2026.

The cost/income ratio improved sharply to 45.2% (2024: 48.1%), with a target of 39% in 2026 supported by CHF 15–20 million in cost savings, highlighting stronger efficiency.

With a Tier 1 capital ratio at 17.6% and proposed ordinary and extraordinary dividends amounting to CHF 5.60 per share, Cembra demonstrates solid capital generation and strong shareholder returns.

Net financing receivables fell 1% year-on-year to CHF 6.6 billion, with personal loans declining 6% and the BNPL portfolio dropping 17%, indicating weaker consumer demand in key areas.

Net revenues declined 2% to CHF 542.2 million for FY2025, with net interest income down 2% to CHF 372.2 million due to margin pressure from lower rates.

New Swiss government capital requirements could hinder economic growth and limit consumer lending, potentially restricting Cembra’s loan origination and future revenue.

Data summarised monthly by Lightyear AI. Last updated on 30 May 2026.

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.

Market data provided by CBOE Europe and Deutsche Börse.

Bulls say / Bears say

Net income rose 5% to CHF 180 million in FY2025, propelled by growth in vehicle financing and structural cost savings. Management expects continued net income growth and an ROE near 15% by 2026.

The cost/income ratio improved sharply to 45.2% (2024: 48.1%), with a target of 39% in 2026 supported by CHF 15–20 million in cost savings, highlighting stronger efficiency.

With a Tier 1 capital ratio at 17.6% and proposed ordinary and extraordinary dividends amounting to CHF 5.60 per share, Cembra demonstrates solid capital generation and strong shareholder returns.

Net financing receivables fell 1% year-on-year to CHF 6.6 billion, with personal loans declining 6% and the BNPL portfolio dropping 17%, indicating weaker consumer demand in key areas.

Net revenues declined 2% to CHF 542.2 million for FY2025, with net interest income down 2% to CHF 372.2 million due to margin pressure from lower rates.

New Swiss government capital requirements could hinder economic growth and limit consumer lending, potentially restricting Cembra’s loan origination and future revenue.

Data summarised monthly by Lightyear AI. Last updated on 30 May 2026.

About Cembra Money Bank AG

Ticker

Primary listing

Employees

Headquarters

CMBN Metrics

Price and volume

Financial strength

Profitability

Management effectiveness

Valuation

Growth

Bulls say / Bears say

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Cembra Money Bank AG/€CMBN

About Cembra Money Bank AG

Ticker

Primary listing

Employees

Headquarters

CMBN Metrics

Price and volume

Financial strength

Profitability

Management effectiveness

Valuation

Growth

Bulls say / Bears say

What’s the current market cap for Cembra Money Bank AG stock?

What is the P/E ratio for Cembra Money Bank AG stock?

Does Cembra Money Bank AG stock pay dividends?

When is the next Cembra Money Bank AG dividend payment date?

What is the beta indicator for Cembra Money Bank AG?

Bulls say / Bears say