Capital One/$COF
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Capital at risk
About Capital One
Capital One Financial is a diversified financial services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
- Ticker
- $COF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 78,400
- Headquarters
- McLean, United States
- Website
- www.capitalone.com
Capital One Metrics
BasicAdvanced
$123B
12.36
$16.19
1.02
$3.20
1.60%
Price and volume
Market cap
$123B
Beta
1.02
52-week high
$259.64
52-week low
$174.24
Average daily volume
3.4M
Dividend rate
$3.20
Financial strength
Dividend payout ratio (TTM)
20.49%
Profitability
Net profit margin (TTM)
21.87%
Operating margin (TTM)
31.25%
Effective tax rate (TTM)
21.93%
Revenue per employee (TTM)
$610,000
Management effectiveness
Return on assets (TTM)
1.52%
Return on equity (TTM)
9.03%
Valuation
Price to earnings (TTM)
12.364
Price to revenue (TTM)
2.618
Price to book
1.13
Price to tangible book (TTM)
2.23
Price to free cash flow (TTM)
4.278
Free cash flow yield (TTM)
23.38%
Free cash flow per share (TTM)
46.799
Dividend yield (TTM)
1.60%
Forward dividend yield
1.60%
Growth
Revenue change (TTM)
102.37%
Earnings per share change (TTM)
-2,726.88%
3-year revenue growth (CAGR)
22.16%
3-year earnings per share growth (CAGR)
7.45%
10-year earnings per share growth (CAGR)
8.62%
3-year dividend per share growth (CAGR)
7.72%
10-year dividend per share growth (CAGR)
6.49%
What the Analysts think about Capital One
Analyst ratings (Buy, Hold, Sell) for Capital One stock.
Analyst projections of the future price of Capital One stock.
Bulls say / Bears say
Second-quarter earnings showed a strong rebound: net income rose to $3.0 billion, net revenue increased 4%, net interest margin improved to 8.01%, and provisions fell by $1.1 billion. Loan balances also grew 2% in the quarter, suggesting improving operating momentum. (Capital One, SEC)
Discover is adding material scale to Capital One’s card franchise. First-quarter average loans were up 73% year on year and purchase volume rose 40%, while management said the integration was going well after 14 months. (Capital One, SEC)
Capital One retains a solid capital cushion as the enlarged business grows. Its CET1 ratio was 13.7% at the end of June, while the 4.5% stress capital buffer is scheduled to remain unchanged through September 2027 unless the Federal Reserve acts sooner. (Capital One, Capital One)
Credit losses remain a central risk for this heavily consumer-focused lender. Capital One recorded $3.6 billion of net charge-offs in the second quarter, while first-quarter provisions exceeded analysts’ expectations and included a reserve build. (Capital One, Reuters)
Discover is still imposing sizeable integration costs and accounting charges. Second-quarter results included $298 million of Discover integration expenses and $494 million of acquisition amortisation, while some Discover customers will not move to Capital One systems until 2027. (Capital One, Capital One)
Underlying profitability is not yet accelerating as quickly as headline earnings. Second-quarter non-interest expense rose 7%, including an 11% increase in marketing, while pre-provision earnings grew only 1%; CET1 also fell from 14.4% at the end of March to 13.7% at the end of June. (Capital One, Capital One)
Data summarised monthly by Lightyear AI. Last updated on 16 Sept 2026.
Capital One Financial Performance
Revenues and expenses
Capital One Earnings Performance
Company profitability
Upcoming events
No upcoming events
Capital One News
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Funds containing Capital One
AllUSDGBPEUR
Fund name | Fund size | $COF weighting |
|---|---|---|
iShares S&P 500 Financials Sector$IUFS | $2.4B | 1.57% |
iShares S&P 500 Financials Sector£UIFS | £1.8B | 1.57% |
iShares Edge MSCI World Value Factor$IWVL | $7.4B | 0.45% |
iShares Edge MSCI World Value Factor€IS3S | €6.4B | 0.45% |
iShares Edge MSCI World Value Factor£IWFV | £5.5B | 0.45% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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