Capital One/$COF
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Capital One
Capital One Financial is a diversified financial services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
- Ticker
- $COF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 77,500
- Headquarters
- McLean, United States
- Website
- www.capitalone.com
Capital One Metrics
BasicAdvanced
$123B
12.07
$16.89
1.09
$3.20
1.57%
Price and volume
Market cap
$123B
Beta
1.09
52-week high
$259.64
52-week low
$174.24
Average daily volume
4.1M
Dividend rate
$3.20
Financial strength
Dividend payout ratio (TTM)
20.80%
Profitability
Net profit margin (TTM)
22.23%
Operating margin (TTM)
31.13%
Effective tax rate (TTM)
20.43%
Revenue per employee (TTM)
$630,000
Management effectiveness
Return on assets (TTM)
1.57%
Return on equity (TTM)
9.39%
Valuation
Price to earnings (TTM)
12.067
Price to revenue (TTM)
2.589
Price to book
1.17
Price to tangible book (TTM)
2.12
Price to free cash flow (TTM)
4.869
Free cash flow yield (TTM)
20.54%
Free cash flow per share (TTM)
41.862
Dividend yield (TTM)
1.57%
Forward dividend yield
1.57%
Growth
Revenue change (TTM)
69.26%
Earnings per share change (TTM)
626.99%
3-year revenue growth (CAGR)
22.90%
3-year earnings per share growth (CAGR)
8.29%
10-year earnings per share growth (CAGR)
9.21%
3-year dividend per share growth (CAGR)
10.06%
10-year dividend per share growth (CAGR)
7.18%
What the Analysts think about Capital One
Analyst ratings (Buy, Hold, Sell) for Capital One stock.
Analyst projections of the future price of Capital One stock.
Bulls say / Bears say
Third-quarter adjusted EPS was $6.69, while revenue rose 3% from the previous quarter and net interest margin widened 40 basis points to 8.41%. This suggests underlying earnings momentum is improving. (SEC)
Discover is starting to add scale to Capital One’s payments network: transaction volume reached $191 billion in the quarter, up 25% year on year after the debit-card conversion. Capital One also plans to shift more card spending onto Discover’s network, which could create further revenue opportunities. (American Banker)
Growth beyond credit cards offers some diversification: consumer banking loans rose 4% in the quarter, including 4% growth in auto loans. Total loans also increased by 1%, to $462.5 billion. (SEC)
The Discover card portfolio is still contracting, and management gave no firm timetable for moving Capital One credit cards onto Discover’s network. Slow progress on acceptance and migration could delay the network’s expected benefits, while moving cards too soon could frustrate customers who travel internationally. (American Banker)
Reported third-quarter EPS of $5.61 was well below adjusted EPS of $6.69, reflecting acquisition amortisation and Discover and Brex integration costs. Management also expects to increase marketing investment, which could limit how quickly deal benefits flow through to profit. (SEC, American Banker)
Consumer credit remains a material risk: Capital One recorded $3.1 billion of net charge-offs in the quarter, while a $225 million reserve release helped lower its provision for credit losses. If borrower conditions worsen, losses and provisions could rise again and pressure earnings. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 21 Oct 2026.
Capital One Financial Performance
Revenues and expenses
Capital One Earnings Performance
Company profitability
Upcoming events
Capital One News
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Funds containing Capital One
AllUSDEURGBP
Fund name | Fund size | $COF weighting |
|---|---|---|
Invesco Financials S&P US Select Sector$XLFS | $396M | 1.60% |
Invesco S&P US Select Sector Financials£XLFQ | $396M | 1.60% |
iShares S&P 500 Financials Sector$IUFS | $2.5B | 1.54% |
iShares S&P 500 Financials Sector£UIFS | $2.4B | 1.54% |
Xtrackers MSCI World Financials£XWFS | $1.5B | 0.81% |
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