America's Car-Mart/$CRMT
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About America's Car-Mart
America's Car-Mart Inc is an automotive retailer in the U.S. focused exclusively on the Integrated Auto Sales and Finance segment of the used car market. The company's operations are principally conducted through its two operating subsidiaries, America's Car Mart Inc and Colonial Auto Finance. It predominantly sells older model used vehicles and provides financing for substantially all of its customers. It earns revenue from the sale of used vehicles and in the majority of the cases a related service contract and an accident protection plan product, as well as interest income and late fees from the related financing.
Ticker
$CRMT
Sector
Primary listing
Industry
Specialty Retail
Headquarters
Employees
2,280
ISIN
US03062T1051
Website
CRMT Metrics
BasicAdvanced
$404M
20.98
$2.33
1.33
-
Price and volume
Market cap
$404M
Beta
1.33
52-week high
$72.26
52-week low
$36.40
Average daily volume
99K
Financial strength
Long term debt to equity
136.391
Total debt to equity
136.391
Interest coverage (TTM)
1.33%
Profitability
EBITDA (TTM)
101.397
Gross margin (TTM)
47.80%
Net profit margin (TTM)
1.29%
Operating margin (TTM)
6.74%
Effective tax rate (TTM)
21.35%
Revenue per employee (TTM)
$610,000
Management effectiveness
Return on assets (TTM)
3.80%
Return on equity (TTM)
3.45%
Valuation
Price to earnings (TTM)
20.979
Price to revenue (TTM)
0.264
Price to book
0.71
Price to tangible book (TTM)
0.71
Price to free cash flow (TTM)
-6.991
Free cash flow yield (TTM)
-14.30%
Free cash flow per share (TTM)
-699.18%
Growth
Revenue change (TTM)
0.14%
Earnings per share change (TTM)
-147.36%
3-year revenue growth (CAGR)
5.41%
10-year revenue growth (CAGR)
10.12%
3-year earnings per share growth (CAGR)
-44.89%
10-year earnings per share growth (CAGR)
-3.27%
What the Analysts think about CRMT
Analyst ratings (Buy, Hold, Sell) for America's Car-Mart stock.
Bulls say / Bears say
America's Car-Mart reported an 8.7% year-over-year revenue increase to $325.73 million in Q3 FY2025, driven by a 13.2% rise in units sold, indicating strong sales momentum. (Nasdaq)
The company completed a $300 million term securitization with a weighted average coupon of 7.44%, improving its financial flexibility and reducing funding costs. (StockTitan)
StockNews.com upgraded America's Car-Mart to a 'buy' rating, reflecting increased analyst confidence in the company's growth prospects. (MarketBeat)
In Q2 FY2024, America's Car-Mart reported a net loss per share of $4.30, a significant decline from earnings of $0.48 per share in the same quarter the previous year, indicating profitability challenges. (GuruFocus)
The company's net charge-offs as a percentage of average finance receivables rose to 7.2% in Q2 FY2024 from 5.8% the previous year, suggesting deteriorating credit quality. (GuruFocus)
America's Car-Mart's business model heavily relies on financing underserved markets, making it vulnerable to economic downturns and increased delinquencies. (Seeking Alpha)
Data summarised monthly by Lightyear AI. Last updated on 5 Jun 2025.
CRMT Financial Performance
Revenues and expenses
CRMT Earnings Performance
Company profitability
CRMT News
AllArticlesVideos
America's Car-Mart Reports Fourth Quarter and Fiscal Year 2025 Results
GlobeNewsWire·1 week ago
Top Wall Street Forecasters Revamp America's Car-Mart Expectations Ahead Of Q4 Earnings
Benzinga·1 week ago
America's Car-Mart, Inc. Schedules Fourth Quarter Fiscal Year 2025 Results and Conference Call
GlobeNewsWire·2 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for America's Car-Mart stock?
America's Car-Mart (CRMT) has a market cap of $404M as of June 20, 2025.
What is the P/E ratio for America's Car-Mart stock?
The price to earnings (P/E) ratio for America's Car-Mart (CRMT) stock is 20.98 as of June 20, 2025.
Does America's Car-Mart stock pay dividends?
No, America's Car-Mart (CRMT) stock does not pay dividends to its shareholders as of June 20, 2025.
When is the next America's Car-Mart dividend payment date?
America's Car-Mart (CRMT) stock does not pay dividends to its shareholders.
What is the beta indicator for America's Car-Mart?
America's Car-Mart (CRMT) has a beta rating of 1.33. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.