Chesnara/£CSN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Chesnara
Chesnara plc is a United Kingdom-based company operating in the financial services industry, primarily focusing on life insurance and pensions. The company manages various life and pension policies, providing related savings and protection products. Chesnara was established in 2004 and has expanded its operations through acquisitions in the UK, Sweden, and the Netherlands, where it operates under distinct brand names. The company's headquarters is in Preston, England. Chesnara's strategic approach involves managing its existing business units effectively while seeking growth through selective acquisitions, leveraging operational efficiencies and specialized knowledge in its markets.
- Ticker
- £CSN
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 377
- Headquarters
- Preston, United Kingdom
- Website
- www.chesnara.co.uk
Chesnara Metrics
BasicAdvanced
£800M
898.10
£0.00
0.53
£0.23
6.65%
Price and volume
Market cap
£800M
Beta
0.53
52-week high
£3.78
52-week low
£2.54
Average daily volume
428K
Dividend rate
£0.23
Financial strength
Current ratio
4.594
Quick ratio
4.494
Long term debt to equity
0.389
Total debt to equity
0.39
Dividend payout ratio (TTM)
5,820.00%
Interest coverage (TTM)
7.41%
Profitability
EBITDA (TTM)
91
Gross margin (TTM)
47.88%
Net profit margin (TTM)
0.20%
Operating margin (TTM)
17.57%
Effective tax rate (TTM)
98.82%
Revenue per employee (TTM)
£1,310,000
Management effectiveness
Return on assets (TTM)
0.31%
Return on equity (TTM)
0.24%
Valuation
Price to earnings (TTM)
898.102
Price to revenue (TTM)
1.715
Price to book
1.52
Price to tangible book (TTM)
2.18
Price to free cash flow (TTM)
10.881
Free cash flow yield (TTM)
9.19%
Free cash flow per share (TTM)
0.318
Dividend yield (TTM)
6.65%
Growth
Revenue change (TTM)
39.56%
Earnings per share change (TTM)
-107.96%
3-year revenue growth (CAGR)
13.40%
10-year revenue growth (CAGR)
8.58%
3-year earnings per share growth (CAGR)
-64.26%
10-year earnings per share growth (CAGR)
-27.41%
3-year dividend per share growth (CAGR)
-0.80%
10-year dividend per share growth (CAGR)
1.84%
What the Analysts think about Chesnara
Analyst ratings (Buy, Hold, Sell) for Chesnara stock.
Analyst projections of the future price of Chesnara stock.
Bulls say / Bears say
First-half operating capital generation rose 79% to £96m, cash remittances increased 31% to £73m and adjusted operating profit grew 46% to £31m. This shows stronger cash delivery and operating performance after the HSBC Life UK deal. (Chesnara)
The solvency coverage ratio was 185%, above Chesnara’s 140%–160% operating range; the company expects it to remain above that range after the proposed Scottish Widows Europe purchase. This provides a buffer and some capacity for further deals. (Chesnara)
Chesnara raised its interim dividend by 6% to 8.16p per share, extending its record of annual dividend increases to 22 years. That offers income investors a clear sign of continued shareholder distributions. (London Stock Exchange)
The solvency coverage ratio fell from 257% at year-end to 185% after the HSBC Life UK acquisition, while the solvency surplus declined from £525m to £449m. The lower buffer leaves less room to absorb shocks or fund further purchases. (Chesnara)
£51m of first-half operating capital generation came from acquisition-related impacts and another £12m from capital optimisation, out of £96m in total. This means much of the 79% rise may not be repeated through ordinary business growth alone. (Chesnara)
The HSBC Life UK data migration is still under way, with the related Part VII transfer expected in 2027, while the Scottish Widows Europe deal remains subject to regulatory approval. Delays or disruption across several simultaneous integration projects could weaken expected benefits and divert management attention. (Chesnara)
Data summarised monthly by Lightyear AI. Last updated on 27 Oct 2026.
Chesnara Financial Performance
Revenues and expenses
Chesnara Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Chesnara
AllGBPUSD
Fund name | Fund size | £CSN weighting |
|---|---|---|
Vanguard FTSE 250£VMIG | £569M | 0.26% |
Vanguard FTSE 250£VMID | £1.5B | 0.26% |
iShares FTSE 250£MIDD | £672M | 0.25% |
iShares Ageing Population$AGED | $953M | 0.09% |
iShares Ageing Population£AGES | $953M | 0.09% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.