Chesnara/£CSN
1D1W1MYTD1Y5YMAX
Capital at risk
About Chesnara
Chesnara plc is a United Kingdom-based company operating in the financial services industry, primarily focusing on life insurance and pensions. The company manages various life and pension policies, providing related savings and protection products. Chesnara was established in 2004 and has expanded its operations through acquisitions in the UK, Sweden, and the Netherlands, where it operates under distinct brand names. The company's headquarters is in Preston, England. Chesnara's strategic approach involves managing its existing business units effectively while seeking growth through selective acquisitions, leveraging operational efficiencies and specialized knowledge in its markets.
- Ticker
- £CSN
- Sector
- Finance
- Primary listing
- LSE
- Employees
- 377
- Headquarters
- Preston, United Kingdom
- Website
- www.chesnara.co.uk
Chesnara Metrics
BasicAdvanced
£827M
926.70
£0.00
0.52
£0.23
6.31%
Price and volume
Market cap
£827M
Beta
0.52
52-week high
£3.78
52-week low
£2.52
Average daily volume
736K
Dividend rate
£0.23
Financial strength
Current ratio
4.594
Quick ratio
4.494
Long term debt to equity
0.389
Total debt to equity
0.39
Dividend payout ratio (TTM)
5,820.00%
Interest coverage (TTM)
7.41%
Profitability
EBITDA (TTM)
91
Gross margin (TTM)
47.88%
Net profit margin (TTM)
0.20%
Operating margin (TTM)
17.57%
Effective tax rate (TTM)
98.82%
Revenue per employee (TTM)
£1,310,000
Management effectiveness
Return on assets (TTM)
0.31%
Return on equity (TTM)
0.24%
Valuation
Price to earnings (TTM)
926.696
Price to revenue (TTM)
1.77
Price to book
1.57
Price to tangible book (TTM)
2.26
Price to free cash flow (TTM)
11.228
Free cash flow yield (TTM)
8.91%
Free cash flow per share (TTM)
0.318
Dividend yield (TTM)
6.31%
Growth
Revenue change (TTM)
39.56%
Earnings per share change (TTM)
-107.96%
3-year revenue growth (CAGR)
13.40%
10-year revenue growth (CAGR)
8.58%
3-year earnings per share growth (CAGR)
-64.26%
10-year earnings per share growth (CAGR)
-27.41%
3-year dividend per share growth (CAGR)
-0.80%
10-year dividend per share growth (CAGR)
1.84%
What the Analysts think about Chesnara
Analyst ratings (Buy, Hold, Sell) for Chesnara stock.
Analyst projections of the future price of Chesnara stock.
Bulls say / Bears say
Strong operating capital generation: Chesnara’s Operating Capital Generation jumped 79% YoY to £96 m in H1 2026, underscoring robust cash accrual from core operations (Reuters)
Adjusted Operating Profit up 46% and dividend hike: H1 2026 AOP rose to £31 m from £21 m, and the interim dividend was increased by 6%—continuing 22 consecutive years of dividend growth (Reuters)
Balance sheet scale-up through acquisitions: AuA climbed 38% to £21 bn following the Chesnara Life UK deal, and the Scottish Widows Europe SA acquisition remains on track, enhancing the group’s inorganic growth prospects (Reuters)
Acquisition-related capital strain: The Chesnara Life UK transaction exerted a 147 ppts day-one drag on the Solvency Coverage Ratio, indicating significant capital intensity and integration risk (Reuters)
Regional underperformance in key markets: Sweden’s OCG halved to £3 m (HY25: £8 m) and adverse mortality in the Netherlands reduced own funds by £4 m, spotlighting earnings volatility outside the UK (Reuters)
Material integration costs: One-off integration and restructuring expenses of £23 m in H1 2026, primarily tied to Chesnara Life UK and Scottish Widows SA, have weighed on profitability and may delay full synergy realization (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2026.
Chesnara Financial Performance
Revenues and expenses
Chesnara Earnings Performance
Company profitability
Upcoming events
Funds containing Chesnara
AllGBPEUR
Fund name | Fund size | £CSN weighting |
|---|---|---|
iShares FTSE 250£MIDD | £661M | 0.27% |
Vanguard FTSE 250£VMID | £1.6B | 0.25% |
iShares Ageing Population€AGED | €822M | 0.10% |
Xtrackers MSCI Europe Small Cap€DX2J | €3.2B | 0.07% |
Xtrackers MSCI Europe Small Cap£XXSC | £2.8B | 0.07% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.