Community Trust Bank/$CTBI
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Community Trust Bank
Community Trust Bancorp Inc is a bank holding company. The Bank owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, north-eastern, central, and south-central Kentucky, southern West Virginia, and north-eastern Tennessee. Through its subsidiaries, the Bank is engaged in commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The company operates in one reportable segment: community banking services.
- Ticker
- $CTBI
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 968
- Headquarters
- Pikeville, United States
- Website
- www.ctbi.com
CTBI Metrics
BasicAdvanced
$1.3B
11.35
$6.08
0.56
$2.30
4.12%
Price and volume
Market cap
$1.3B
Beta
0.56
52-week high
$79.92
52-week low
$50.25
Average daily volume
141K
Dividend rate
$2.30
Financial strength
Profitability
Net profit margin (TTM)
37.93%
Operating margin (TTM)
50.89%
Effective tax rate (TTM)
23.15%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
1.61%
Return on equity (TTM)
12.87%
Valuation
Price to earnings (TTM)
11.346
Price to revenue (TTM)
4.295
Price to book
1.43
Price to tangible book (TTM)
1.54
Dividend yield (TTM)
3.33%
Forward dividend yield
4.12%
Growth
Revenue change (TTM)
10.90%
Earnings per share change (TTM)
17.60%
3-year revenue growth (CAGR)
8.76%
3-year earnings per share growth (CAGR)
9.98%
10-year earnings per share growth (CAGR)
8.46%
3-year dividend per share growth (CAGR)
8.92%
10-year dividend per share growth (CAGR)
6.29%
What the Analysts think about CTBI
Analyst ratings (Buy, Hold, Sell) for Community Trust Bank stock.
Analyst projections of the future price of Community Trust Bank stock.
Bulls say / Bears say
Q3 net income rose 8.3% year on year to $25.9 million, with net interest income up 9.9% and noninterest income up 16.9%. That points to continued earnings growth, although profit was lower than in Q2. (Business Wire, TradingKey)
Loans grew 10.6% year on year to $5.30 billion, expanding the bank’s interest-earning asset base and providing room for further revenue growth. (TradingKey, Business Wire)
Nonperforming loans fell to $22.5 million from $29.8 million in Q2, while reserve coverage rose to 289%. Those improving indicators suggest the quarter’s large charge-off may not reflect broad deterioration across the loan book. (TradingKey)
Credit costs jumped: the provision was $9.2 million versus $3.9 million a year earlier, and net charge-offs reached $6.6 million, or 0.50% of average loans. A $4.3 million charge-off tied to one commercial relationship shows how a single troubled exposure can weigh on results. (TradingKey, StockTitan)
The tax-equivalent net interest margin fell 17 basis points sequentially to 3.63% as earning-asset yields eased and funding costs rose. Net interest income increased just 0.3% from Q2, despite growth in average earning assets. (TradingKey)
Unrealised securities losses widened to $96.7 million from $68.4 million in Q2, while shareholders’ equity fell $14.5 million during the quarter. The tangible equity-to-tangible assets ratio also declined to 11.60% from 11.93%. (TradingKey)
Data summarised monthly by Lightyear AI. Last updated on 21 Oct 2026.
CTBI Financial Performance
Revenues and expenses
CTBI Earnings Performance
Company profitability
Upcoming events
CTBI News
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Funds containing CTBI
Fund name | Fund size | $CTBI weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.04% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.04% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.03% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.01% |
iShares MSCI World Small Cap£WLDS | $9B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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