Customers Bank/$CUBI
Customers Bancorp shares rise as investors position ahead of Q3 results due after the close, with analysts expecting sequential earnings improvement.
12 hours agoLightyear AI
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About Customers Bank
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
- Ticker
- $CUBI
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 866
- Headquarters
- West Reading, United States
- Website
- www.customersbank.com
Customers Bank Metrics
BasicAdvanced
$2.7B
9.61
$8.19
1.48
-
Price and volume
Market cap
$2.7B
Beta
1.48
52-week high
$84.38
52-week low
$63.44
Average daily volume
290K
Financial strength
Dividend payout ratio (TTM)
1.36%
Profitability
Net profit margin (TTM)
35.25%
Operating margin (TTM)
49.31%
Effective tax rate (TTM)
22.77%
Revenue per employee (TTM)
$950,000
Management effectiveness
Return on assets (TTM)
1.19%
Return on equity (TTM)
14.32%
Valuation
Price to earnings (TTM)
9.609
Price to revenue (TTM)
3.2
Price to book
1.21
Price to tangible book (TTM)
1.21
Price to free cash flow (TTM)
11.753
Free cash flow yield (TTM)
8.51%
Free cash flow per share (TTM)
6.698
Growth
Revenue change (TTM)
38.62%
Earnings per share change (TTM)
102.40%
3-year revenue growth (CAGR)
12.94%
3-year earnings per share growth (CAGR)
13.73%
10-year earnings per share growth (CAGR)
13.78%
What the Analysts think about Customers Bank
Analyst ratings (Buy, Hold, Sell) for Customers Bank stock.
Analyst projections of the future price of Customers Bank stock.
Bulls say / Bears say
Q2 core earnings rose 14% year on year, while loans grew 16.9% and deposits 14.5%; non-interest-bearing deposits also reached a record 31.8% of deposits. This gives the bank a strong base for further earnings growth. (Customers Bancorp)
The cubiX payments network surpassed $5 trillion in cumulative transactions, and its real-estate business added $300 million in deposits during Q2. Growth in this newer vertical could broaden the platform beyond its digital-asset roots and bring in more deposits. (Customers Bancorp)
A pilot of AI-powered loan closing cut selected commercial loan timelines to seven days from a typical 30 to 60 days, while AI improved prospecting success in some teams by more than 100%. If scaled, these tools could lift productivity and support growth without a matching rise in costs. (Customers Bancorp)
The net interest margin fell to 3.17% in Q2, and new loan yields were below the portfolio average. The expected margin rebound is not assured, especially as last year’s roughly $10 million accretion benefit has faded. (Earnings Whispers)
Credit indicators have weakened: non-performing loans rose to 0.31% of loans in Q2 from 0.18% a year earlier, while quarterly net charge-offs increased to $15 million from $13 million. Further deterioration could require higher provisions and weigh on earnings. (Customers Bancorp)
An estimated 35% of deposits were uninsured at the end of Q2, and about $3.8 billion came from digital-asset clients. Even with liquidity covering these uninsured balances, a concentrated or less stable funding base could raise funding costs or pressure liquidity if customers withdraw funds. (Customers Bancorp, Earnings Whispers)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
Customers Bank Financial Performance
Revenues and expenses
Customers Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Customers Bank News
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Funds containing Customers Bank
Fund name | Fund size | $CUBI weighting |
|---|---|---|
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.14% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.14% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.08% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.08% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.07% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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