CVB Financial/$CVBF
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About CVB Financial
CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.
- Ticker
- $CVBF
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,079
- Headquarters
- Ontario, United States
- Website
- www.cbbank.com
CVB Financial Metrics
BasicAdvanced
$4B
14.97
$1.51
0.67
$0.80
3.54%
Price and volume
Market cap
$4B
Beta
0.67
52-week high
$23.41
52-week low
$18.01
Average daily volume
1.4M
Dividend rate
$0.80
Financial strength
Profitability
Net profit margin (TTM)
36.23%
Operating margin (TTM)
56.99%
Effective tax rate (TTM)
26.00%
Revenue per employee (TTM)
$590,000
Management effectiveness
Return on assets (TTM)
1.28%
Return on equity (TTM)
8.59%
Valuation
Price to earnings (TTM)
14.965
Price to revenue (TTM)
5.39
Price to book
1.27
Price to tangible book (TTM)
2.07
Dividend yield (TTM)
3.54%
Forward dividend yield
3.54%
Growth
Revenue change (TTM)
25.90%
Earnings per share change (TTM)
1.95%
3-year revenue growth (CAGR)
5.24%
3-year earnings per share growth (CAGR)
-4.10%
10-year earnings per share growth (CAGR)
4.63%
10-year dividend per share growth (CAGR)
5.24%
What the Analysts think about CVB Financial
Analyst ratings (Buy, Hold, Sell) for CVB Financial stock.
Analyst projections of the future price of CVB Financial stock.
Bulls say / Bears say
Third-quarter net income rose to $78.1 million from $52.6 million a year earlier, while net interest margin expanded to 3.89%. That points to improving earnings power after the Heritage deal. (CVB Financial Corp.)
Heritage gives Citizens a larger presence across California’s major business markets, and the systems conversion is complete. The broader footprint could create room to win more business banking and fee-generating relationships. (CVB Financial Corp., CVB Financial Corp.)
Funding remains relatively cheap: the cost of deposits fell to 0.79% in the quarter, and noninterest-bearing accounts were still 53.5% of deposits. That low-cost base helps support the bank’s margin. (CVB Financial Corp.)
Deposits and customer repurchase agreements fell by $550 million during the quarter, while the noninterest-bearing share was lower than a year earlier. Management also flagged ongoing deposit pressure as rates rise, which could push funding costs higher. (CVB Financial Corp., Investing.com)
The loan book is heavily concentrated in California real estate: commercial real estate was 74.8% of loans in June. CVB’s forecast at the time expected CRE values to keep falling through 2027, raising the risk of weaker collateral and credit losses. (SEC)
Higher rates are weighing on customer appetite: management said third-quarter loan originations fell 15% from the prior quarter and that some borrowers are delaying deals or using their own cash. Slower loan demand could limit future balance-sheet and income growth. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
CVB Financial Financial Performance
Revenues and expenses
CVB Financial Earnings Performance
Company profitability
Upcoming events
No upcoming events
CVB Financial News
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Funds containing CVB Financial
AllUSDEURGBP
Fund name | Fund size | $CVBF weighting |
|---|---|---|
SPDR S&P Global Dividend Aristocrats£GBDV | $1.8B | 0.92% |
SPDR S&P Global Dividend Aristocrats$GLDV | $1.8B | 0.92% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.21% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.21% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.13% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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