Dave Inc/$DAVE
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Dave Inc
Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.
- Ticker
- $DAVE
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 280
- Headquarters
- Los Angeles, United States
- Website
- dave.com
Dave Inc Metrics
BasicAdvanced
$4B
20.29
$15.62
3.84
-
Price and volume
Market cap
$4B
Beta
3.84
52-week high
$458.25
52-week low
$152.21
Average daily volume
293K
Financial strength
Current ratio
4.223
Quick ratio
2.178
Long term debt to equity
0.93
Total debt to equity
1.291
Interest coverage (TTM)
31.94%
Profitability
EBITDA (TTM)
232.342
Gross margin (TTM)
71.75%
Net profit margin (TTM)
34.59%
Operating margin (TTM)
36.01%
Effective tax rate (TTM)
-7.30%
Revenue per employee (TTM)
$2,300,000
Management effectiveness
Return on assets (TTM)
31.01%
Return on equity (TTM)
104.78%
Valuation
Price to earnings (TTM)
20.286
Price to revenue (TTM)
6.536
Price to book
19.44
Price to tangible book (TTM)
20.86
Price to free cash flow (TTM)
13.18
Free cash flow yield (TTM)
7.59%
Free cash flow per share (TTM)
24.035
Growth
Revenue change (TTM)
48.63%
Earnings per share change (TTM)
306.31%
3-year revenue growth (CAGR)
39.59%
3-year earnings per share growth (CAGR)
20.36%
What the Analysts think about Dave Inc
Analyst ratings (Buy, Hold, Sell) for Dave Inc stock.
Analyst projections of the future price of Dave Inc stock.
Bulls say / Bears say
Second-quarter revenue rose 30% year on year and adjusted EBITDA rose 48%; Dave also lifted its full-year revenue and EBITDA guidance. This points to strong growth with operating leverage. (PR Newswire)
Dave added 951,000 members, up 32%, while monthly transacting members grew 17% and customer acquisition cost stayed flat at $19. That combination suggests it can expand its customer base without paying more to acquire each new member. (PR Newswire)
ExtraCash originations grew 27% year on year while the 28-day past-due rate improved to 2.12%, and net monetisation expanded. If those credit trends hold as lending grows, the product could generate more revenue without a comparable rise in losses. (PR Newswire)
Dave faces unresolved legal and regulatory challenges: Baltimore alleges its ExtraCash product breaches local consumer-protection rules, and the company says it is also defending a Department of Justice case. An adverse outcome could force product or pricing changes or add costs. (The National Law Review, SEC)
The 28-day-past-due rate rose from 1.69% in the first quarter to 2.12% in the second, while ExtraCash originations and advance sizes are growing. Credit losses could rise if newer, larger advances perform worse as they mature. (SEC, PR Newswire)
Second-quarter GAAP net income fell 26% year on year to $6.7 million, despite adjusted EBITDA growth of 48%; the quarter included $36.9 million of non-cash warrant and earnout charges. Dave also changed its adjusted-profit definitions to exclude funding costs and certain litigation expenses, making headline adjusted growth less directly comparable. (PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 26 Oct 2026.
Dave Inc Financial Performance
Revenues and expenses
Dave Inc Earnings Performance
Company profitability
Upcoming events
No upcoming events
Dave Inc News
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Funds containing Dave Inc
Fund name | Fund size | $DAVE weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.19% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.19% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.07% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.07% |
iShares MSCI World Small Cap£WLDS | $9B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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