Donegal Group/$DGICA
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15:10
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18:25
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1D1W1MYTD1Y5YMAX
About Donegal Group
Donegal Group Inc is an insurance holding company that offers businesses and individuals personal and commercial lines of property and casualty insurance. The company's reportable segments are its Investment function, Personal lines of insurance, and Commercial lines of insurance. Personal lines products consist mainly of homeowners and private passenger automobile policies. The Commercial lines products of its insurance subsidiaries consist mainly of commercial automobile, commercial multi-peril, and workers' compensation policies. The group mainly operates in the United States.
Ticker
$DGICA
Sector
Primary listing
Employees
-
Headquarters
Website
Donegal Group Metrics
BasicAdvanced
$674M
8.10
$2.34
-0.02
$0.71
3.85%
Price and volume
Market cap
$674M
Beta
-0.02
52-week high
$21.12
52-week low
$16.51
Average daily volume
128K
Dividend rate
$0.71
Financial strength
Current ratio
0.513
Quick ratio
0.169
Long term debt to equity
5.779
Total debt to equity
5.779
Dividend payout ratio (TTM)
28.95%
Interest coverage (TTM)
78.78%
Profitability
EBITDA (TTM)
106.985
Gross margin (TTM)
10.55%
Net profit margin (TTM)
8.34%
Operating margin (TTM)
10.36%
Effective tax rate (TTM)
18.53%
Management effectiveness
Return on assets (TTM)
2.71%
Return on equity (TTM)
15.20%
Valuation
Price to earnings (TTM)
8.099
Price to revenue (TTM)
0.669
Price to book
1.1
Price to tangible book (TTM)
1.1
Price to free cash flow (TTM)
8.432
Free cash flow yield (TTM)
11.86%
Free cash flow per share (TTM)
2.251
Dividend yield (TTM)
3.74%
Forward dividend yield
3.85%
Growth
Revenue change (TTM)
3.36%
Earnings per share change (TTM)
965.80%
3-year revenue growth (CAGR)
6.38%
10-year revenue growth (CAGR)
4.94%
3-year earnings per share growth (CAGR)
176.40%
10-year earnings per share growth (CAGR)
9.32%
3-year dividend per share growth (CAGR)
3.30%
10-year dividend per share growth (CAGR)
2.83%
Bulls say / Bears say
Net income soared 306.1% YoY to $16.9 million in Q2 2025, with the combined ratio improving to 97.7% from 103.0%, indicating stronger underwriting discipline.
Book value per share increased 14.8% YoY to $16.62 at June 30, 2025, driven by higher net income and $10.7 million in after-tax unrealized gains, boosting shareholder equity.
A.M. Best reaffirmed Donegal Insurance Group’s Financial Strength Rating of A (Excellent) and the holding company’s Long-Term Issuer Credit Rating of “bbb” (Good) with a stable outlook, citing a very strong balance sheet and adequate operating performance.
Net premiums written fell 5.4% to $233.8 million in Q2 2025, with personal lines down 15.3%, reflecting planned policy attrition and weaker new business volume that could curb revenue growth.
The expense ratio increased to 32.2% this quarter from 31.9% a year earlier, as higher underwriting-based incentives and ongoing systems modernization costs affected operational efficiency.
Personal lines net premiums written dropped 15.3% YoY due to non-renewal actions and reduced new business, which, though they strengthen portfolio quality, could limit revenue growth until completed.
Data summarised monthly by Lightyear AI. Last updated on 9 Oct 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Donegal Group stock?
Donegal Group (DGICA) has a market cap of $674M as of October 29, 2025.
What is the P/E ratio for Donegal Group stock?
The price to earnings (P/E) ratio for Donegal Group (DGICA) stock is 8.1 as of October 29, 2025.
Does Donegal Group stock pay dividends?
Yes, the Donegal Group (DGICA) stock pays dividends to shareholders. As of October 29, 2025, the dividend rate is $0.71 and the yield is 3.85%. Donegal Group has a payout ratio of 28.95% on a trailing twelve-month basis.
When is the next Donegal Group dividend payment date?
The next Donegal Group (DGICA) dividend payment is scheduled for November 17, 2025.
What is the beta indicator for Donegal Group?
Donegal Group (DGICA) has a beta rating of -0.02. This means that it has an inverse relation to market volatility.