Enterprise Financial Services/$EFSC

13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX

About Enterprise Financial Services

Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.

Ticker

$EFSC
Sector
Primary listing

Employees

1,237

EFSC Metrics

BasicAdvanced
$2.1B
10.93
$5.26
0.91
$1.18
2.16%

Bulls say / Bears say

EFSC posted adjusted diluted EPS of $1.37 for Q2 2025, surpassing the Zacks Consensus Estimate of $1.20 and delivering a 13% positive surprise.
Net interest margin widened by 6 basis points quarter-over-quarter to 4.21% in Q2 2025, reflecting disciplined balance-sheet management and successful loan repricing.
The finalized agreement to purchase 12 branches from First Interstate Bank, bringing in $740 million in deposits and $200 million in loans, is set to accelerate market growth and diversify deposits in Arizona and Kansas.
Nonperforming assets climbed to 0.71% of total assets in Q2 2025, up from 0.33% a year earlier, signaling rising credit stress in the loan book.
Management cautioned about modest net interest margin pressure for Q3 2025, attributed to increased subordinated debt costs and securities funding factors, suggesting potential narrowing of future yield spreads.
Noninterest expense rose by $5.9 million sequentially to $105.7 million in Q2 2025, mainly due to higher employee compensation, deposit costs, and legal fees, which could impact overall efficiency and profitability.
Data summarised monthly by Lightyear AI. Last updated on 7 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

Buy $EFSC

Sign up or log in to buy
Capital at risk
Market closed

Upcoming events

No upcoming events
FAQs