Enterprise Financial Services/$EFSC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Enterprise Financial Services
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
- Ticker
- $EFSC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,394
- Headquarters
- Clayton, United States
- Website
- www.enterprisebank.com
EFSC Metrics
BasicAdvanced
$2.2B
12.38
$4.99
0.83
$1.34
2.27%
Price and volume
Market cap
$2.2B
Beta
0.83
52-week high
$68.73
52-week low
$51.18
Average daily volume
234K
Dividend rate
$1.34
Financial strength
Profitability
Net profit margin (TTM)
26.64%
Operating margin (TTM)
34.46%
Effective tax rate (TTM)
21.86%
Revenue per employee (TTM)
$500,000
Management effectiveness
Return on assets (TTM)
1.10%
Return on equity (TTM)
9.62%
Valuation
Price to earnings (TTM)
12.379
Price to revenue (TTM)
3.218
Price to book
1.2
Price to tangible book (TTM)
1.57
Dividend yield (TTM)
2.17%
Forward dividend yield
2.27%
Growth
Revenue change (TTM)
8.83%
Earnings per share change (TTM)
-2.66%
3-year revenue growth (CAGR)
5.56%
3-year earnings per share growth (CAGR)
-3.12%
10-year earnings per share growth (CAGR)
8.26%
3-year dividend per share growth (CAGR)
10.62%
10-year dividend per share growth (CAGR)
13.45%
What the Analysts think about EFSC
Analyst ratings (Buy, Hold, Sell) for Enterprise Financial Services stock.
Analyst projections of the future price of Enterprise Financial Services stock.
Bulls say / Bears say
Net interest income rose by $16 million year on year to $168.7 million, while net interest margin improved to 4.30%. Lower deposit costs and stronger loan and investment yields are supporting revenue. (Enterprise Financial Services)
Loans grew by about $200 million in the quarter, with strong originations across commercial lending and specialty businesses. Management described a broad pipeline across several markets, giving the bank room to sustain loan growth. (StockAnalysis)
A 34% share of deposits is non-interest-bearing, and the loan-to-deposit ratio is 82%, supporting a relatively favourable funding mix and capacity to lend. Deposits were also $1.2 billion higher than a year earlier. (Enterprise Financial Services)
Net charge-offs rose to $13.6 million from $4.4 million in the previous quarter, largely because of two commercial credits. Non-performing assets also increased to 0.92% of assets, pointing to credit risk beyond the latest losses. (Enterprise Financial Services)
Profitability weakened: second-quarter net income fell to $40.9 million from $51.4 million a year earlier, while fee income declined and non-interest expenses rose. That leaves less earnings cushion if credit costs remain elevated. (SEC)
Management expected margin to sit in the mid-to-upper 4.20% range and flagged some further pressure from higher deposit and wholesale funding costs. Deposits were flat sequentially, so more expensive funding could constrain earnings if core balances do not grow. (StockAnalysis)
Data summarised monthly by Lightyear AI. Last updated on 14 Oct 2026.
EFSC Financial Performance
Revenues and expenses
EFSC Earnings Performance
Company profitability
Upcoming events
EFSC News
AllArticlesVideos
Funds containing EFSC
Fund name | Fund size | $EFSC weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.08% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.08% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.07% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.04% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.04% |
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