Enterprise Financial Services/$EFSC
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Enterprise Financial Services
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
Ticker
$EFSC
Sector
Primary listing
Employees
1,237
Headquarters
Website
EFSC Metrics
BasicAdvanced
$2.1B
10.93
$5.26
0.91
$1.18
2.16%
Price and volume
Market cap
$2.1B
Beta
0.91
52-week high
$62.30
52-week low
$45.22
Average daily volume
162K
Dividend rate
$1.18
Financial strength
Dividend payout ratio (TTM)
22.91%
Profitability
Net profit margin (TTM)
31.49%
Operating margin (TTM)
38.90%
Effective tax rate (TTM)
19.26%
Revenue per employee (TTM)
$520,000
Management effectiveness
Return on assets (TTM)
1.31%
Return on equity (TTM)
10.92%
Valuation
Price to earnings (TTM)
10.934
Price to revenue (TTM)
3.346
Price to book
1.15
Price to tangible book (TTM)
1.44
Price to free cash flow (TTM)
9.31
Free cash flow yield (TTM)
10.74%
Free cash flow per share (TTM)
6.176
Dividend yield (TTM)
2.05%
Forward dividend yield
2.16%
Growth
Revenue change (TTM)
9.46%
Earnings per share change (TTM)
15.33%
3-year revenue growth (CAGR)
11.57%
3-year earnings per share growth (CAGR)
8.38%
10-year earnings per share growth (CAGR)
12.65%
3-year dividend per share growth (CAGR)
11.61%
10-year dividend per share growth (CAGR)
18.02%
Bulls say / Bears say
EFSC posted adjusted diluted EPS of $1.37 for Q2 2025, surpassing the Zacks Consensus Estimate of $1.20 and delivering a 13% positive surprise.
Net interest margin widened by 6 basis points quarter-over-quarter to 4.21% in Q2 2025, reflecting disciplined balance-sheet management and successful loan repricing.
The finalized agreement to purchase 12 branches from First Interstate Bank, bringing in $740 million in deposits and $200 million in loans, is set to accelerate market growth and diversify deposits in Arizona and Kansas.
Nonperforming assets climbed to 0.71% of total assets in Q2 2025, up from 0.33% a year earlier, signaling rising credit stress in the loan book.
Management cautioned about modest net interest margin pressure for Q3 2025, attributed to increased subordinated debt costs and securities funding factors, suggesting potential narrowing of future yield spreads.
Noninterest expense rose by $5.9 million sequentially to $105.7 million in Q2 2025, mainly due to higher employee compensation, deposit costs, and legal fees, which could impact overall efficiency and profitability.
Data summarised monthly by Lightyear AI. Last updated on 7 Sept 2025.
EFSC News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Enterprise Financial Services stock?
Enterprise Financial Services (EFSC) has a market cap of $2.1B as of October 04, 2025.
What is the P/E ratio for Enterprise Financial Services stock?
The price to earnings (P/E) ratio for Enterprise Financial Services (EFSC) stock is 10.93 as of October 04, 2025.
Does Enterprise Financial Services stock pay dividends?
Yes, the Enterprise Financial Services (EFSC) stock pays dividends to shareholders. As of October 04, 2025, the dividend rate is $1.18 and the yield is 2.16%. Enterprise Financial Services has a payout ratio of 22.91% on a trailing twelve-month basis.
When is the next Enterprise Financial Services dividend payment date?
The next Enterprise Financial Services (EFSC) dividend payment date is unconfirmed.
What is the beta indicator for Enterprise Financial Services?
Enterprise Financial Services (EFSC) has a beta rating of 0.91. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.