Compare

Enity Holding AB/Skr ENITY

1D1W1M3M6MYTD1Y5YMAX

About Enity Holding AB

Enity Holding AB, formerly known as Bluestep Bank AB, is a specialist mortgage provider operating in Sweden, Norway, and Finland. The company offers mortgage products, including first and second charge mortgages, equity release loans, and savings accounts, utilizing a cloud-based digital banking platform. Founded in 2004 and headquartered in Stockholm, Sweden, Enity serves approximately 33,000 customers across the Nordic region. In June 2025, Enity was listed on Nasdaq Stockholm, with its initial public offering priced at SEK 57 per share, resulting in a market capitalization of SEK 2.85 billion. The company has expanded its footprint through strategic acquisitions, such as the purchase of Bank2 in Norway in 2023 and Eiendomsfinans AS in 2025, enhancing its position in the Nordic mortgage market.
Ticker
Skr ENITY
Sector
Finance
Primary listing
XSTO
Employees
361
Headquarters
Stockholm, Sweden
Website
www.enity.com

Enity Holding AB Metrics

BasicAdvanced
kr 4B
8.24
kr 9.65
-
kr 1.40
1.76%

What the Analysts think about Enity Holding AB

Analyst ratings (Buy, Hold, Sell) for Enity Holding AB stock.
Analyst projections of the future price of Enity Holding AB stock.

Bulls say / Bears say

Net interest income rose 11% year on year to SEK 342 million while the net interest margin held at 4.2%. Adjusted return on tangible equity reached 25% in Q3 and the CET1 ratio returned to 14.2%, supporting profitable growth. (Enity)
Enity says its new Home Loan Plus product has already generated about SEK 150 million in Swedish lending, and features in 15% of its Swedish remortgages. This offers another way to broaden its product range and attract borrowers. (Exa)
The shares may have rerating potential: after Q3, SB1 raised its 2027 earnings forecast and cited a 7.2-times forward earnings valuation. It also sees a possible sale of the broker businesses releasing capital, although Enity has not decided whether to sell. (MarketScreener)
Credit losses are rising: the Q3 loss ratio increased to 0.31% from 0.26% a year earlier, while net credit losses more than doubled to SEK 26 million. Enity linked higher Norwegian losses to a weaker property market and elevated interest rates. (Enity, Exa)
Loan growth was 5% after adjusting for currency effects, and management put the Q3 annualised pace at about 7%, below its 8%-10% through-the-cycle target. It says the timing of a broader market recovery remains uncertain. (Enity, Exa)
The broker businesses are a weak spot: Q3 commission income fell quarter on quarter to SEK 63 million and the segment’s margin was 7% amid subdued markets. These holdings also use capital, prompting a strategic review that could lead to a partial or full sale. (Enity, Exa)
Data summarised monthly by Lightyear AI. Last updated on 10 Nov 2026.

Enity Holding AB Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Enity Holding AB Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.