Erie Indemnity/$ERIE

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About Erie Indemnity

Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
Ticker
$ERIE
Sector
Finance
Primary listing
NASDAQ
Employees
6,667
Headquarters
Erie, United States
Website
www.erieinsurance.com

Erie Indemnity Metrics

BasicAdvanced
$12B
21.41
$11.02
0.30
$5.75
2.48%

What the Analysts think about Erie Indemnity

Analyst ratings (Buy, Hold, Sell) for Erie Indemnity stock.
Analyst projections of the future price of Erie Indemnity stock.

Bulls say / Bears say

Erie's fee-based model continued to deliver steady growth: second-quarter management fee revenue from policy issuance and renewals rose 4.7%, while net income increased to $180.3 million and first-half diluted EPS reached $6.32, up from $5.99. (PR Newswire, Insurance Business)
The Exchange's underlying position improved materially: its second-quarter combined ratio fell to 103.9% from 116.9% a year earlier, while policyholder surplus rose to about $10.7 billion from $10.1 billion at year-end 2025. Lower catastrophe and non-catastrophe losses strengthen the insurer that generates Erie's fee stream. (PR Newswire, ERIE Earnings Call Transcript)
Shareholder returns and financial flexibility remain supportive: the quarterly Class A dividend was raised to $1.4625, while first-half operating cash flow was about $306.8 million and the company had no borrowings on its credit line. That gives Erie scope to keep returning cash while funding its operations. (StockTitan, Simply Wall St)
Exchange premium growth slowed to 3.3% in the second quarter from 9.2% a year earlier. Policies in force fell 2% and retention slipped to 87.5%, suggesting higher prices are starting to cost Erie customers and policy volume. (ERIE Earnings Call Transcript, Insurance Business)
The Exchange's combined ratio improved sharply but remained above 100% at 103.9% in the second quarter, so underwriting was still loss-making before investment income. Catastrophe losses also remained material, leaving earnings exposed to adverse weather and claims severity. (ERIE Earnings Call Transcript, Yahoo Finance)
Erie Indemnity depends entirely on the Erie Insurance Exchange for its fee income. Any deterioration in the Exchange's financial strength, agency relationships or premium volume could therefore hit revenue, while the shares still command a premium valuation relative to many insurance peers. (The Philadelphia Inquirer, Simply Wall St)
Data summarised monthly by Lightyear AI. Last updated on 17 Sept 2026.

Erie Indemnity Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Erie Indemnity Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing Erie Indemnity

AllEURGBPUSD
Funds
Fund name
Fund size
$ERIE weighting
SPDR S&P US Dividend Aristocrats€SPYD
€3.3B0.30%
SPDR S&P US Dividend Aristocrats£USDV
£2.8B0.30%
iShares S&P 500 Equal Weight€O4J0
€4.3B0.20%
iShares S&P 500 Equal Weight£EWSP
£3.7B0.20%
iShares Edge S&P 500 Minimum Volatility$SPMV
$1.9B0.09%
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