Erie Indemnity/$ERIE
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Erie Indemnity
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
- Ticker
- $ERIE
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 6,667
- Headquarters
- Erie, United States
- Website
- www.erieinsurance.com
Erie Indemnity Metrics
BasicAdvanced
$15B
25.94
$11.01
0.33
$5.85
2.05%
Price and volume
Market cap
$15B
Beta
0.33
52-week high
$301.61
52-week low
$204.63
Average daily volume
199K
Dividend rate
$5.85
Financial strength
Current ratio
1.306
Quick ratio
1.174
Total debt to equity
0.021
Dividend payout ratio (TTM)
46.50%
Profitability
EBITDA (TTM)
834.125
Gross margin (TTM)
17.85%
Net profit margin (TTM)
13.97%
Operating margin (TTM)
18.28%
Effective tax rate (TTM)
21.45%
Revenue per employee (TTM)
$620,000
Management effectiveness
Return on assets (TTM)
13.48%
Return on equity (TTM)
23.70%
Valuation
Price to earnings (TTM)
25.943
Price to revenue (TTM)
3.623
Price to book
5.85
Price to tangible book (TTM)
5.85
Price to free cash flow (TTM)
26.957
Free cash flow yield (TTM)
3.71%
Free cash flow per share (TTM)
10.596
Dividend yield (TTM)
2.05%
Forward dividend yield
2.05%
Growth
Revenue change (TTM)
2.04%
Earnings per share change (TTM)
-11.14%
3-year revenue growth (CAGR)
9.36%
10-year revenue growth (CAGR)
8.28%
3-year earnings per share growth (CAGR)
12.85%
10-year earnings per share growth (CAGR)
11.48%
3-year dividend per share growth (CAGR)
7.11%
10-year dividend per share growth (CAGR)
7.20%
What the Analysts think about Erie Indemnity
Analyst ratings (Buy, Hold, Sell) for Erie Indemnity stock.
Analyst projections of the future price of Erie Indemnity stock.
Bulls say / Bears say
Policy-service management fees rose 3.8% in the first nine months of 2026 and net income grew 3.4%, while investment income increased 6.4%. That points to continued earnings growth despite the slower third quarter. (SEC)
The Exchange’s first-half combined ratio improved to 101.6% from 112.6% a year earlier, while its surplus increased to about $10.7 billion. That marks a meaningful improvement in underwriting performance and financial resilience, although the ratio remained above 100%. (Erie Insurance)
Commercial premiums grew 5.5% in the third quarter, compared with just 0.4% growth in personal lines. Continued commercial momentum could help support premium growth as the larger personal-lines book weakens. (Insurance Business, SEC)
Policies in force fell 1.9% year on year and retention was 87.2%, while Exchange premiums grew only 1.8% in the third quarter. A shrinking customer base may make it harder to sustain fee growth as premium increases moderate. (SEC, Insurance Business)
Third-quarter policy-service costs rose 3.6%, faster than the related fee revenue growth of 2.6%, and operating income fell 0.7%. If this cost pressure persists, it could further squeeze profit growth. (SEC)
Erie Indemnity relies on the Exchange as its sole customer, so damage to the Exchange’s business or financial strength could directly reduce the premiums on which its management fees depend. The company specifically identifies catastrophe losses and disruption to agency relationships among risks to the Exchange’s growth. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 2 Nov 2026.
Erie Indemnity Financial Performance
Revenues and expenses
Erie Indemnity Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Erie Indemnity
AllUSDEURGBP
Fund name | Fund size | $ERIE weighting |
|---|---|---|
SPDR S&P US Dividend Aristocrats€SPYD | $3.8B | 0.26% |
SPDR S&P US Dividend Aristocrats£USDV | $3.8B | 0.26% |
Xtrackers S&P 500 Equal Weight$XDEW | $16B | 0.22% |
Xtrackers S&P 500 Equal Weight£XDWE | $16B | 0.22% |
iShares S&P 500 Equal Weight$EWSX | $5.1B | 0.22% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.