Essent/$ESNT
1D1W1MYTD1Y5YMAX
Capital at risk
About Essent
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
- Ticker
- $ESNT
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 518
- Headquarters
- Hamilton, Bermuda
- Website
- ir.essentgroup.com
Essent Metrics
BasicAdvanced
$6.1B
9.54
$7.15
0.76
$1.36
2.05%
Price and volume
Market cap
$6.1B
Beta
0.76
52-week high
$70.37
52-week low
$55.34
Average daily volume
601K
Dividend rate
$1.36
Financial strength
Current ratio
1.437
Quick ratio
1.101
Long term debt to equity
0.088
Total debt to equity
0.088
Dividend payout ratio (TTM)
18.18%
Interest coverage (TTM)
26.10%
Profitability
EBITDA (TTM)
858.38
Gross margin (TTM)
76.01%
Net profit margin (TTM)
51.45%
Operating margin (TTM)
64.51%
Effective tax rate (TTM)
17.06%
Revenue per employee (TTM)
$2,550,000
Management effectiveness
Return on assets (TTM)
7.20%
Return on equity (TTM)
12.01%
Valuation
Price to earnings (TTM)
9.545
Price to revenue (TTM)
4.867
Price to book
1.08
Price to tangible book (TTM)
1.1
Price to free cash flow (TTM)
7.797
Free cash flow yield (TTM)
12.83%
Free cash flow per share (TTM)
8.748
Dividend yield (TTM)
1.99%
Forward dividend yield
2.05%
Growth
Revenue change (TTM)
4.31%
Earnings per share change (TTM)
4.29%
3-year revenue growth (CAGR)
9.48%
10-year revenue growth (CAGR)
12.71%
3-year earnings per share growth (CAGR)
4.71%
10-year earnings per share growth (CAGR)
13.47%
3-year dividend per share growth (CAGR)
11.59%
Bulls say / Bears say
Q2 2026 adjusted EPS of $2.08 topped consensus estimates of $1.77 by 17.5%, reflecting stronger-than-expected profitability. (Investing.com)
Mortgage insurance new insurance written rose to $14.1 billion in Q2 2026, up from $11.1 billion in Q1 2026, showcasing robust origination momentum. (Quartr)
At June 30, 2026, Essent Guaranty's PMIERs sufficiency ratio stood at 172% with $1.5 billion in excess available assets, underscoring robust capital adequacy. (MarketBeat)
Net income for Q2 2026 declined to $189.7 million from $195.3 million in Q2 2025, indicating year-over-year earnings pressure. (Investing.com)
The mortgage insurance provision for losses and loss adjustment expenses increased to $29.4 million in Q2 2026, nearly double the $15.3 million recorded in Q2 2025, signaling rising credit losses. (MarketBeat)
Repurchases of $191 million and dividends of $31.6 million in Q2 2026 combined exceeded the quarter's net income of $189.7 million, which may strain capital reserves. (MarketBeat)
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2026.
Upcoming events
No upcoming events
Essent News
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Funds containing Essent
AllEURUSDGBP
Fund name | Fund size | $ESNT weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.20% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.18% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.18% |
iShares MSCI World Small Cap$WSML | $9B | 0.06% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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