Essent/$ESNT
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About Essent
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
Ticker
$ESNT
Sector
Primary listing
NYSE
Industry
Financial Services
Headquarters
Hamilton, Bermuda
Employees
555
Website
Essent Metrics
BasicAdvanced
$5.7B
8.29
$6.84
0.80
$1.18
2.19%
Price and volume
Market cap
$5.7B
Beta
0.8
52-week high
$65.34
52-week low
$51.61
Average daily volume
777K
Dividend rate
$1.18
Financial strength
Current ratio
2.855
Quick ratio
1.254
Long term debt to equity
8.734
Total debt to equity
8.734
Dividend payout ratio (TTM)
16.61%
Interest coverage (TTM)
24.84%
Profitability
EBITDA (TTM)
890.119
Gross margin (TTM)
82.91%
Net profit margin (TTM)
57.29%
Operating margin (TTM)
70.07%
Effective tax rate (TTM)
14.80%
Revenue per employee (TTM)
$2,270,000
Management effectiveness
Return on assets (TTM)
8.03%
Return on equity (TTM)
13.29%
Valuation
Price to earnings (TTM)
8.289
Price to revenue (TTM)
4.703
Price to book
1.03
Price to tangible book (TTM)
1.04
Price to free cash flow (TTM)
6.953
Free cash flow yield (TTM)
14.38%
Free cash flow per share (TTM)
815.42%
Dividend yield (TTM)
2.08%
Forward dividend yield
2.19%
Growth
Revenue change (TTM)
9.57%
Earnings per share change (TTM)
3.49%
3-year revenue growth (CAGR)
6.38%
10-year revenue growth (CAGR)
16.60%
3-year earnings per share growth (CAGR)
-2.62%
10-year earnings per share growth (CAGR)
18.68%
3-year dividend per share growth (CAGR)
15.83%
Bulls say / Bears say
Essent Group reported a 12% increase in revenue for 2024, reaching $1.24 billion, indicating strong business growth. (stockanalysis.com)
The company raised its quarterly dividend by 12% to $0.28 per share, reflecting confidence in its financial stability and commitment to returning value to shareholders. (nasdaq.com)
Essent Group's book value per share increased by 15.5% to $47.87 as of December 31, 2023, showcasing a solid financial position. (nasdaq.com)
In Q4 2024, Essent Group missed earnings estimates, reporting $1.58 per share against the expected $1.67, marking a negative earnings surprise of 5.39%. (nasdaq.com)
The company's net income for Q1 2025 declined by 3.46% year-over-year to $175 million, indicating potential challenges in maintaining profitability. (macrotrends.net)
Essent Group's stock has a relatively low P/E ratio of 9.05, which may suggest market skepticism about its future growth prospects. (stockanalysis.com)
Data summarised monthly by Lightyear AI. Last updated on 8 Jul 2025.
Essent News
AllArticlesVideos
Essent Group Ltd. Schedules Second Quarter Earnings Conference Call for August 8, 2025
Business Wire·1 week ago
Essent Group Ltd. Announces David Benson and April Galda Joyce Have Joined Board of Directors
Business Wire·2 months ago
Essent Group Ltd. Announces First Quarter 2025 Results and Declares Quarterly Dividend
Business Wire·3 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Essent stock?
Essent (ESNT) has a market cap of $5.7B as of July 28, 2025.
What is the P/E ratio for Essent stock?
The price to earnings (P/E) ratio for Essent (ESNT) stock is 8.29 as of July 28, 2025.
Does Essent stock pay dividends?
Yes, the Essent (ESNT) stock pays dividends to shareholders. As of July 28, 2025, the dividend rate is $1.18 and the yield is 2.19%. Essent has a payout ratio of 16.61% on a trailing twelve-month basis.
When is the next Essent dividend payment date?
The next Essent (ESNT) dividend payment date is unconfirmed.
What is the beta indicator for Essent?
Essent (ESNT) has a beta rating of 0.8. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.