Essent/$ESNT
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About Essent
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products, title insurance, and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners.
Ticker
$ESNT
Sector
Primary listing
NYSE
Industry
Financial Services
Headquarters
Hamilton, Bermuda
Employees
555
ISIN
BMG3198U1027
Website
Essent Metrics
BasicAdvanced
$6.3B
9.05
$6.84
0.86
$1.18
2.00%
Price and volume
Market cap
$6.3B
Beta
0.86
52-week high
$65.34
52-week low
$51.61
Average daily volume
657K
Dividend rate
$1.18
Financial strength
Current ratio
2.087
Quick ratio
1.254
Long term debt to equity
8.734
Total debt to equity
8.734
Dividend payout ratio (TTM)
16.61%
Interest coverage (TTM)
24.84%
Profitability
EBITDA (TTM)
890.119
Gross margin (TTM)
84.84%
Net profit margin (TTM)
57.29%
Operating margin (TTM)
70.07%
Effective tax rate (TTM)
14.80%
Revenue per employee (TTM)
$2,270,000
Management effectiveness
Return on assets (TTM)
8.03%
Return on equity (TTM)
13.29%
Valuation
Price to earnings (TTM)
9.049
Price to revenue (TTM)
5.135
Price to book
1.12
Price to tangible book (TTM)
1.14
Price to free cash flow (TTM)
7.591
Free cash flow yield (TTM)
13.17%
Free cash flow per share (TTM)
815.42%
Dividend yield (TTM)
1.91%
Forward dividend yield
2.00%
Growth
Revenue change (TTM)
9.57%
Earnings per share change (TTM)
3.49%
3-year revenue growth (CAGR)
6.38%
10-year revenue growth (CAGR)
16.60%
3-year earnings per share growth (CAGR)
-2.62%
10-year earnings per share growth (CAGR)
18.68%
3-year dividend per share growth (CAGR)
15.83%
Bulls say / Bears say
Essent Group announced a $500 million share repurchase program and an 11% dividend increase for 2025, signaling strong financial health and commitment to returning value to shareholders. (seekingalpha.com)
The company reported Q1 2025 earnings of $1.69 per share, surpassing analyst expectations and demonstrating robust financial performance. (finviz.com)
Keefe, Bruyette & Woods upgraded Essent Group's rating to 'Outperform' in August 2024, reflecting confidence in the company's growth prospects. (nasdaq.com)
Keefe, Bruyette & Woods lowered Essent Group's price target from $75.00 to $72.00 in January 2025, indicating potential concerns about future performance. (marketbeat.com)
In February 2025, the same firm further reduced the price target to $71.00, suggesting ongoing apprehensions about the company's valuation. (marketbeat.com)
Analysts have given Essent Group a consensus rating of 'Hold,' indicating a neutral outlook and potential lack of strong growth catalysts. (americanbankingnews.com)
Data summarised monthly by Lightyear AI. Last updated on 6 Jun 2025.
Essent News
AllArticlesVideos
Essent Group Ltd. Announces David Benson and April Galda Joyce Have Joined Board of Directors
Business Wire·1 month ago
Essent Group Ltd. Announces First Quarter 2025 Results and Declares Quarterly Dividend
Business Wire·2 months ago
Top Wall Street Forecasters Revamp Essent Group Expectations Ahead Of Q1 Earnings
Benzinga·2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Essent stock?
Essent (ESNT) has a market cap of $6.3B as of July 04, 2025.
What is the P/E ratio for Essent stock?
The price to earnings (P/E) ratio for Essent (ESNT) stock is 9.05 as of July 04, 2025.
Does Essent stock pay dividends?
Yes, the Essent (ESNT) stock pays dividends to shareholders. As of July 04, 2025, the dividend rate is $1.18 and the yield is 2%. Essent has a payout ratio of 16.61% on a trailing twelve-month basis.
When is the next Essent dividend payment date?
The next Essent (ESNT) dividend payment date is unconfirmed.
What is the beta indicator for Essent?
Essent (ESNT) has a beta rating of 0.86. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.