Esquire Financial/$ESQ
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Esquire Financial
Esquire Financial Holdings Inc is a financial holding company operating as a full service commercial bank. It serves the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. It operates in one operating segment, that of community banking.
- Ticker
- $ESQ
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 151
- Headquarters
- Jericho, United States
- Website
- www.esquirebank.com
ESQ Metrics
BasicAdvanced
$1.5B
20.74
$6.03
0.40
$0.78
0.64%
Price and volume
Market cap
$1.5B
Beta
0.4
52-week high
$134.82
52-week low
$92.10
Average daily volume
145K
Dividend rate
$0.78
Financial strength
Profitability
Net profit margin (TTM)
32.44%
Operating margin (TTM)
52.14%
Effective tax rate (TTM)
26.41%
Revenue per employee (TTM)
$1,150,000
Management effectiveness
Return on assets (TTM)
1.61%
Return on equity (TTM)
10.53%
Valuation
Price to earnings (TTM)
20.738
Price to revenue (TTM)
6.369
Price to book
1.87
Price to tangible book (TTM)
2.73
Dividend yield (TTM)
0.62%
Forward dividend yield
0.64%
Growth
Revenue change (TTM)
31.38%
Earnings per share change (TTM)
6.11%
3-year revenue growth (CAGR)
18.00%
3-year earnings per share growth (CAGR)
7.60%
10-year earnings per share growth (CAGR)
28.39%
3-year dividend per share growth (CAGR)
19.87%
What the Analysts think about ESQ
Analyst ratings (Buy, Hold, Sell) for Esquire Financial stock.
Analyst projections of the future price of Esquire Financial stock.
Bulls say / Bears say
Organic litigation-related loans grew $159.6 million in the quarter, an annualised 48.9%, while deposits remained low-cost at 1.13%. The bank’s 5.74% net interest margin is still strong despite the post-merger dip. (PR Newswire)
The completed Signature deal gives Esquire a larger foothold in Chicago and the Midwest alongside its litigation and payments businesses. The combined company reported $4.8 billion in assets at the merger date, broadening its geographic reach and lending base. (Esquire Financial Holdings)
Stripping out merger costs and a discrete tax item, third-quarter net income was $23.6 million and diluted EPS was $2.12. Adjusted returns on assets and tangible equity were 2.34% and 23.10%, showing strong underlying profitability if integration costs fade. (PR Newswire)
The acquired loan mix pushed the average loan yield down, while the reported net interest margin fell to 5.74% from 5.96% in the prior quarter. Further pressure on yields or funding costs could weigh on earnings as the merger is absorbed. (PR Newswire)
Merger expenses were $8.9 million before tax in the third quarter, and reported diluted EPS was $1.57 versus $1.62 a year earlier. Integration costs and the larger share base are obscuring near-term reported earnings progress. (PR Newswire)
Three acquired Signature loans accounted for $3.5 million of nonperforming loans at quarter-end, bringing total nonperforming loans to $8.6 million. The loan-loss allowance was 1.30% of loans, so further deterioration in the acquired book could require higher provisions. (PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 27 Oct 2026.
ESQ Financial Performance
Revenues and expenses
ESQ Earnings Performance
Company profitability
Upcoming events
ESQ News
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Funds containing ESQ
Fund name | Fund size | $ESQ weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.03% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.03% |
Xtrackers MSCI World Small Cap$XSWC | $183M | 0.01% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.01% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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