First American/$FAF
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About First American
First American Financial Corp is engaged in the business of providing title insurance, settlement services, and other financial services and risk solutions. The group's reportable segments are: Title insurance and services, Home warranty, and Corporate. Maximum revenue is generated from the Title insurance and services segment, which provides title insurance, closing, escrow, and related services domestically and internationally in connection with residential and commercial real estate transactions. This segment also provides solutions to mitigate risk and facilitate real estate transactions, along with offering banking, trust, warehouse lending, mortgage subservicing and wealth management services. The majority of the group's revenue is generated from escrow fees and insurance premiums.
- Ticker
- $FAF
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 19,102
- Headquarters
- Santa Ana, United States
- Website
- www.firstam.com
First American Metrics
BasicAdvanced
$6.6B
9.00
$7.22
1.25
$2.26
3.76%
Price and volume
Market cap
$6.6B
Beta
1.25
52-week high
$79.87
52-week low
$56.20
Average daily volume
987K
Dividend rate
$2.26
Financial strength
Current ratio
0.396
Quick ratio
0.396
Long term debt to equity
0.311
Total debt to equity
0.494
Dividend payout ratio (TTM)
30.10%
Interest coverage (TTM)
6.72%
Profitability
EBITDA (TTM)
1,370.4
Gross margin (TTM)
63.98%
Net profit margin (TTM)
9.33%
Operating margin (TTM)
14.42%
Effective tax rate (TTM)
23.76%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
4.09%
Return on equity (TTM)
13.85%
Valuation
Price to earnings (TTM)
8.997
Price to revenue (TTM)
0.836
Price to book
1.18
Price to tangible book (TTM)
2.19
Price to free cash flow (TTM)
8.022
Free cash flow yield (TTM)
12.47%
Free cash flow per share (TTM)
8.092
Dividend yield (TTM)
3.48%
Forward dividend yield
3.76%
Growth
Revenue change (TTM)
22.55%
Earnings per share change (TTM)
297.38%
3-year revenue growth (CAGR)
6.54%
10-year revenue growth (CAGR)
4.17%
3-year earnings per share growth (CAGR)
46.61%
10-year earnings per share growth (CAGR)
9.81%
3-year dividend per share growth (CAGR)
1.89%
10-year dividend per share growth (CAGR)
7.99%
What the Analysts think about First American
Analyst ratings (Buy, Hold, Sell) for First American stock.
Analyst projections of the future price of First American stock.
Bulls say / Bears say
Q2 revenue rose 15% year on year and adjusted EPS rose 36%, while the title segment’s adjusted pre-tax margin reached 14%. That points to earnings resilience despite a still-soft residential market. (First American Financial Corporation)
Commercial revenue jumped 34% to $314 million, a second-quarter record, and management said it was on pace for a record year. That growth gives FAF a meaningful offset to weak housing-related activity. (First American Financial Corporation)
Title-segment investment income increased 11% to $164 million even as the federal funds rate fell. Growth in this earnings stream can cushion dependence on closing volumes. (First American Financial Corporation)
Affordability is still limiting home purchases: purchase revenue rose only 2% in Q2, while closed orders fell 3%; open purchase orders were flat in early July. Weak residential activity constrains the core transaction business. (ROIC AI)
The 18% rise in refinance revenue followed a brief dip in mortgage rates, but volumes moderated as rates moved higher again. That makes the improvement vulnerable to interest-rate swings rather than a durable volume recovery. (ROIC AI)
Q2 personnel costs climbed 9% and other operating expenses rose 15%, faster than adjusted revenue growth of 14%; interest expense was up 33%. Continued cost growth could limit future earnings leverage, even with strong sales. (U.S. Securities and Exchange Commission, First American Financial Corporation)
Data summarised monthly by Lightyear AI. Last updated on 13 Oct 2026.
First American Financial Performance
Revenues and expenses
First American Earnings Performance
Company profitability
Upcoming events
No upcoming events
First American News
AllArticlesVideos
First American Financial Announces Third Quarter 2026 Earnings Conference Call
Business Wire2 weeks ago
First American Celebrates a Decade as One of the Best Workplaces in Financial Services & Insurance™, According to Great Place to Work® and Fortune
Business Wire2 weeks ago
First American Financial Corporation Increases Quarterly Cash Dividend to 61 Cents per Share
Business Wire1 month ago
Funds containing First American
AllUSDEURGBP
Fund name | Fund size | $FAF weighting |
|---|---|---|
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.19% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.19% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.14% |
iShares MSCI World Small Cap$WSML | $9B | 0.06% |
iShares MSCI World Small Cap£WLDS | $9B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.