First Business Financial Services/$FBIZ
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About First Business Financial Services
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products, including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically, all the business activity functioned through the region of the United States.
- Ticker
- $FBIZ
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 349
- Headquarters
- Madison, United States
- Website
- www.firstbusiness.bank
FBIZ Metrics
BasicAdvanced
$624M
10.99
$6.81
0.66
$1.31
1.82%
Price and volume
Market cap
$624M
Beta
0.66
52-week high
$79.53
52-week low
$49.36
Average daily volume
76K
Dividend rate
$1.31
Financial strength
Dividend payout ratio (TTM)
20.78%
Profitability
Net profit margin (TTM)
33.56%
Operating margin (TTM)
40.77%
Effective tax rate (TTM)
13.74%
Revenue per employee (TTM)
$490,000
Management effectiveness
Return on assets (TTM)
1.36%
Return on equity (TTM)
15.12%
Valuation
Price to earnings (TTM)
10.994
Price to revenue (TTM)
3.571
Price to book
1.59
Price to tangible book (TTM)
1.57
Price to free cash flow (TTM)
9.167
Free cash flow yield (TTM)
10.91%
Free cash flow per share (TTM)
8.167
Dividend yield (TTM)
1.75%
Forward dividend yield
1.82%
Growth
Revenue change (TTM)
8.77%
Earnings per share change (TTM)
12.24%
3-year revenue growth (CAGR)
8.29%
3-year earnings per share growth (CAGR)
15.98%
10-year earnings per share growth (CAGR)
14.72%
3-year dividend per share growth (CAGR)
14.18%
10-year dividend per share growth (CAGR)
10.79%
What the Analysts think about FBIZ
Analyst ratings (Buy, Hold, Sell) for First Business Financial Services stock.
Analyst projections of the future price of First Business Financial Services stock.
Bulls say / Bears say
FBIZ delivered record third-quarter earnings, with diluted EPS up 15% year on year and pre-tax, pre-provision earnings up 13%. Revenue growth has outpaced expenses, supporting positive operating leverage. (Business Wire)
Loans grew 10% year on year, extending the bank’s run of quarterly loan growth to 20 quarters. Management is targeting roughly 10% annual loan growth in 2026 and 2027, providing a clear path to further balance-sheet expansion. (The Motley Fool)
Core deposits grew 14.9% year on year, faster than loans, and rose to 76.7% of total bank funding. This helped reduce wholesale funding and strengthens the bank’s funding mix. (Business Wire)
Non-performing assets rose to $40.2 million, or 0.91% of assets, as a troubled Wisconsin relationship grew to $22.7 million of non-performing loans. Management does not expect either of its two largest problem credits to be resolved before 2027. (The Motley Fool)
The 3.80% third-quarter net interest margin is expected to decline in the fourth quarter as unusually high loan fees normalise and some deposit costs rise. Continued competition for relationship deposits could also limit margins over time. (The Motley Fool)
Management expects expenses to rise from the third-quarter level as it invests in staff, marketing, technology and infrastructure. Loan pipelines have also moderated, which could make it harder to sustain recent growth and operating leverage in the near term. (The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
FBIZ Financial Performance
Revenues and expenses
FBIZ Earnings Performance
Company profitability
Upcoming events
FBIZ News
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Funds containing FBIZ
Fund name | Fund size | $FBIZ weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.03% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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