First Business Financial Services/$FBIZ
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About First Business Financial Services
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, delivering a full line of commercial banking products including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically all the business activity functioned through the region of the United States.
Ticker
$FBIZ
Sector
Primary listing
Employees
368
Headquarters
Website
FBIZ Metrics
BasicAdvanced
$418M
8.97
$5.60
0.70
$1.12
2.31%
Price and volume
Market cap
$418M
Beta
0.7
52-week high
$55.00
52-week low
$42.18
Average daily volume
37K
Dividend rate
$1.12
Financial strength
Dividend payout ratio (TTM)
20.80%
Profitability
Net profit margin (TTM)
31.49%
Operating margin (TTM)
38.59%
Effective tax rate (TTM)
13.59%
Revenue per employee (TTM)
$410,000
Management effectiveness
Return on assets (TTM)
1.25%
Return on equity (TTM)
14.63%
Valuation
Price to earnings (TTM)
8.972
Price to revenue (TTM)
2.711
Price to book
1.21
Price to tangible book (TTM)
1.26
Price to free cash flow (TTM)
6.579
Free cash flow yield (TTM)
15.20%
Free cash flow per share (TTM)
7.635
Dividend yield (TTM)
2.23%
Forward dividend yield
2.31%
Growth
Revenue change (TTM)
8.24%
Earnings per share change (TTM)
22.54%
3-year revenue growth (CAGR)
6.94%
3-year earnings per share growth (CAGR)
8.37%
10-year earnings per share growth (CAGR)
11.89%
3-year dividend per share growth (CAGR)
12.67%
10-year dividend per share growth (CAGR)
9.65%
Bulls say / Bears say
FBIZ posted Q1 2025 EPS of $1.32 versus the $1.29 consensus and has beaten consensus EPS estimates in each of the last four quarters, underscoring consistent earnings execution. (Nasdaq)
Loans grew 9.2% annualized and core deposits rose 11.1% annualized in Q1 2025, supporting robust balance sheet expansion and funding-base growth. (GuruFocus)
DA Davidson raised its FY2025 EPS forecast for FBIZ to $5.72 per share, above the $5.43 consensus, reflecting increasing analyst confidence in the company’s earnings trajectory. (MarketBeat News)
Non-performing assets climbed to $28.7 million, or 0.72% of total assets in Q2 2025, up from 0.61% in Q1 2025, driven by a new non-accrual commercial & industrial loan, raising asset-quality concerns. (Nasdaq)
Net interest margin slipped to 3.67% in Q2 2025 from 3.69% in Q1 2025, signaling emerging margin pressure amid a competitive funding environment. (Fintool)
The average rate on FHLB advances rose 21 bps to 3.32% in Q2 2025, while fees in lieu of interest declined from $2.1 million to $1.7 million, squeezing net interest income growth. (Nasdaq)
Data summarised monthly by Lightyear AI. Last updated on 9 Oct 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for First Business Financial Services stock?
First Business Financial Services (FBIZ) has a market cap of $418M as of October 28, 2025.
What is the P/E ratio for First Business Financial Services stock?
The price to earnings (P/E) ratio for First Business Financial Services (FBIZ) stock is 8.97 as of October 28, 2025.
Does First Business Financial Services stock pay dividends?
Yes, the First Business Financial Services (FBIZ) stock pays dividends to shareholders. As of October 28, 2025, the dividend rate is $1.12 and the yield is 2.31%. First Business Financial Services has a payout ratio of 20.8% on a trailing twelve-month basis.
When is the next First Business Financial Services dividend payment date?
The next First Business Financial Services (FBIZ) dividend payment date is unconfirmed.
What is the beta indicator for First Business Financial Services?
First Business Financial Services (FBIZ) has a beta rating of 0.7. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.