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First Bancorp/$FBP

1D1W1M3M6MYTD1Y5YMAX

About First Bancorp

First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
Ticker
$FBP
Sector
Finance
Primary listing
NYSE
Employees
3,218

First Bancorp Metrics

BasicAdvanced
$3.9B
10.93
$2.38
0.83
$0.78
3.08%

What the Analysts think about First Bancorp

Analyst ratings (Buy, Hold, Sell) for First Bancorp stock.
Analyst projections of the future price of First Bancorp stock.

Bulls say / Bears say

Loan momentum improved: second-quarter originations reached $1.7 billion, up 21% year on year, and loans grew to $13.3 billion, mainly through commercial lending in Puerto Rico. Management said a healthy pipeline supports its 2026 growth objectives. (First BanCorp)
Profitability is strengthening: second-quarter earnings per share rose 24% year on year to $0.62, while net interest margin widened to 4.87% from 4.56%. Management expected a further 3–5 basis points of quarterly margin expansion through the rest of 2026. (First BanCorp, The Motley Fool)
A strong capital buffer supports shareholder returns: CET1 was 16.96% at quarter-end, after the bank returned 84% of earnings through dividends and buybacks during the quarter. (First BanCorp)
Most of the $274 million quarterly deposit increase came from government deposits and brokered CDs, while core deposits excluding those sources rose only $18 million. That mix may leave funding growth more exposed to withdrawals or higher funding costs. (First BanCorp)
Early-stage delinquencies rose $32.9 million quarter on quarter to $143.4 million, including a $20.7 million increase in auto loans and finance leases. If this deterioration persists, it could lead to higher credit losses. (First BanCorp)
A recently reported lawsuit over banking services provided to Jeffrey Epstein adds uncertain legal, compliance and reputational exposure. An adverse outcome could bring costs or distract management. (Simply Wall St)
Data summarised monthly by Lightyear AI. Last updated on 14 Oct 2026.

First Bancorp Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

First Bancorp Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise
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