First Bancorp/$FBP

1D1W1MYTD1Y5YMAX

About First Bancorp

First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
Ticker
$FBP
Sector
Finance
Primary listing
NYSE
Employees
3,218
Headquarters
San Juan, United States
Website
www.1firstbank.com

First Bancorp Metrics

BasicAdvanced
$4.2B
11.63
$2.37
0.80
$0.78
2.90%

Bulls say / Bears say

First BanCorp delivered strong second-quarter momentum: net income rose to $96.1 million, diluted EPS increased 24% year on year, and adjusted pre-tax, pre-provision income reached a record $137.5 million. Return on average assets was 2.02%, extending a run of 18 consecutive quarters above 1.5%. (Yahoo Finance)
The bank has room to grow both its loan book and net interest margin. Second-quarter loan originations rose 21% year on year, management retained its 3% to 5% full-year loan-growth target, and it expects the margin to expand by 3 to 5 basis points per quarter for the rest of 2026 if rates do not fall. (The Motley Fool, Yahoo Finance)
First BanCorp is returning substantial cash while retaining a strong balance sheet. It returned 84% of second-quarter earnings through dividends and buybacks, yet reported a 16.96% CET1 ratio and liquidity equal to 134% of estimated uninsured deposits; the quarterly dividend was also raised to $0.20 per share. (Yahoo Finance, Yahoo Finance)
Early warning signs are emerging in consumer credit. Second-quarter early-stage delinquencies increased by $32.9 million, mainly from a $20.7 million rise in auto loans and finance leases, while a $14.8 million Florida commercial relationship moved to non-accrual status. (The Motley Fool, Yahoo Finance)
The shares may already price in much of the operational improvement. A recent analysis put First BanCorp on 2.15 times book value, above a 1.41-times sector median, while its heavy Puerto Rico exposure leaves less geographic diversification if the local economy or property market weakens. (Seeking Alpha)
Profitability remains sensitive to rates and funding costs because the investment case depends heavily on net interest margin expansion. Management's margin outlook assumes no rate cuts, while government deposits can be volatile and higher deposit competition could erode the benefit from repricing assets. (The Motley Fool, Simply Wall St)
Data summarised monthly by Lightyear AI. Last updated on 17 Sept 2026.

First Bancorp News

AllArticlesVideos

First BanCorp (FBP) Shareholder Alert: Investigation of Potential Fiduciary Duty Breaches - Kehoe Law Firm, P.C.

Newsfile Corp1 month ago

First BanCorp. Q2 Earnings Call Highlights

MarketBeat2 months ago

FIRST BANCORP. INVESTOR ALERT: Scott+Scott Attorneys at Law LLP Investigates First BanCorp.'s Directors and Officers for Breach of Fiduciary Duties – FBP

Business Wire2 months ago

Funds containing First Bancorp

AllUSDGBPEUR
Funds
Fund name
Fund size
$FBP weighting
iShares S&P SmallCap 600$IDP6
$3.2B0.23%
iShares S&P Small Cap 600£ISP6
£2.4B0.23%
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG
€2.8B0.16%
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1
£2.4B0.16%
SPDR Russell 2000 US Small Cap€R2US
€4.8B0.14%
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