First Bancorp/$FBP
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About First Bancorp
First BanCorp is a financial holding company. The company's operating segment includes Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Consumer (Retail) Banking segment generates the majority of revenue, which consists of the Corporation's consumer lending and deposit-taking activities conducted mainly through its branch network and loan centres. Geographically, it derives a majority of revenue from Puerto Rico.
- Ticker
- $FBP
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 3,218
- Headquarters
- San Juan, United States
- Website
- www.1firstbank.com
First Bancorp Metrics
BasicAdvanced
$3.9B
10.93
$2.38
0.83
$0.78
3.08%
Price and volume
Market cap
$3.9B
Beta
0.83
52-week high
$29.88
52-week low
$19.28
Average daily volume
1.6M
Dividend rate
$0.78
Financial strength
Profitability
Net profit margin (TTM)
38.01%
Operating margin (TTM)
47.60%
Effective tax rate (TTM)
19.45%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
1.91%
Return on equity (TTM)
19.41%
Valuation
Price to earnings (TTM)
10.925
Price to revenue (TTM)
4.137
Price to book
2.08
Price to tangible book (TTM)
2.13
Dividend yield (TTM)
3.00%
Forward dividend yield
3.08%
Growth
Revenue change (TTM)
7.65%
Earnings per share change (TTM)
16.12%
3-year revenue growth (CAGR)
3.58%
3-year earnings per share growth (CAGR)
12.99%
10-year earnings per share growth (CAGR)
19.83%
3-year dividend per share growth (CAGR)
13.04%
What the Analysts think about First Bancorp
Analyst ratings (Buy, Hold, Sell) for First Bancorp stock.
Analyst projections of the future price of First Bancorp stock.
Bulls say / Bears say
Loan momentum improved: second-quarter originations reached $1.7 billion, up 21% year on year, and loans grew to $13.3 billion, mainly through commercial lending in Puerto Rico. Management said a healthy pipeline supports its 2026 growth objectives. (First BanCorp)
Profitability is strengthening: second-quarter earnings per share rose 24% year on year to $0.62, while net interest margin widened to 4.87% from 4.56%. Management expected a further 3–5 basis points of quarterly margin expansion through the rest of 2026. (First BanCorp, The Motley Fool)
A strong capital buffer supports shareholder returns: CET1 was 16.96% at quarter-end, after the bank returned 84% of earnings through dividends and buybacks during the quarter. (First BanCorp)
Most of the $274 million quarterly deposit increase came from government deposits and brokered CDs, while core deposits excluding those sources rose only $18 million. That mix may leave funding growth more exposed to withdrawals or higher funding costs. (First BanCorp)
Early-stage delinquencies rose $32.9 million quarter on quarter to $143.4 million, including a $20.7 million increase in auto loans and finance leases. If this deterioration persists, it could lead to higher credit losses. (First BanCorp)
A recently reported lawsuit over banking services provided to Jeffrey Epstein adds uncertain legal, compliance and reputational exposure. An adverse outcome could bring costs or distract management. (Simply Wall St)
Data summarised monthly by Lightyear AI. Last updated on 14 Oct 2026.
First Bancorp Financial Performance
Revenues and expenses
First Bancorp Earnings Performance
Company profitability
Upcoming events
First Bancorp News
AllArticlesVideos
Funds containing First Bancorp
AllUSDEURGBP
Fund name | Fund size | $FBP weighting |
|---|---|---|
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.23% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.23% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.17% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.17% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.14% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

