First Community Bank/$FCBC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About First Community Bank
First Community Bankshares Inc is a financial holding company that provides commercial banking products and services. The company is engaged in providing demand deposit accounts, savings, and money market accounts, certificates of deposits; commercial, consumer, and real estate mortgage loans, and lines of credit; various credit card, debit card, and automated teller machine card services; corporate and personal trust services; investment management services and life, health, and property and casualty insurance products. The company's revenue is mainly derived from interest, fees, and commissions.
- Ticker
- $FCBC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 636
- Headquarters
- Bluefield, United States
- Website
- www.firstcommunitybank.com
FCBC Metrics
BasicAdvanced
$860M
13.72
$3.31
0.50
$2.26
2.90%
Price and volume
Market cap
$860M
Beta
0.5
52-week high
$50.17
52-week low
$31.21
Average daily volume
119K
Dividend rate
$2.26
Financial strength
Profitability
Net profit margin (TTM)
32.40%
Operating margin (TTM)
46.61%
Effective tax rate (TTM)
22.76%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
1.83%
Return on equity (TTM)
11.82%
Valuation
Price to earnings (TTM)
13.721
Price to revenue (TTM)
4.427
Price to book
1.58
Price to tangible book (TTM)
2.25
Dividend yield (TTM)
4.97%
Forward dividend yield
2.90%
Growth
Revenue change (TTM)
17.31%
Earnings per share change (TTM)
23.68%
3-year revenue growth (CAGR)
8.22%
3-year earnings per share growth (CAGR)
5.80%
10-year earnings per share growth (CAGR)
8.92%
3-year dividend per share growth (CAGR)
3.34%
10-year dividend per share growth (CAGR)
7.87%
What the Analysts think about FCBC
Analyst ratings (Buy, Hold, Sell) for First Community Bank stock.
Analyst projections of the future price of First Community Bank stock.
Bulls say / Bears say
FCBC’s net interest margin held at 4.38% in the second quarter, while tax-equivalent net interest income rose 13.87% year on year. Lower deposit funding costs helped support the stronger spread. (First Community Bank)
Second-quarter loan production rose 70% year on year to $134.45 million, a sign of stronger lending activity. The Hometown acquisition also gives FCBC a larger platform from which to grow. (First Community Bank)
FCBC raised its quarterly dividend by 6.45% to $0.33 per share and marked 41 consecutive years of regular dividends. That record may appeal to investors seeking a growing income stream. (First Community Bank)
The record second-quarter profit included a $10.38 million pre-tax gain from selling an equity investment. That one-off item makes the headline earnings jump less reliable as a guide to repeatable profits. (SEC)
Total loans grew from year-end, but excluding the Hometown acquisition they fell by about $26.05 million, or 1.13%. This points to weak underlying loan growth despite the larger reported balance. (First Community Bank)
Net charge-offs rose to $1.3 million, or 0.21% of annualised average loans, from 0.08% a year earlier. Last year’s comparison benefited from sizeable recoveries, but the higher current rate is still worth monitoring. (First Community Bank)
Data summarised monthly by Lightyear AI. Last updated on 15 Oct 2026.
FCBC Financial Performance
Revenues and expenses
FCBC Earnings Performance
Company profitability
Upcoming events
FCBC News
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Funds containing FCBC
Fund name | Fund size | $FCBC weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.03% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.03% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.02% |
SPDR MSCI All Country World IM€SPYI | $7.7B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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