First Community Bank/$FCBC
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About First Community Bank
First Community Bankshares Inc is a financial holding company that provides commercial banking products and services. The company is engaged in providing demand deposit accounts, savings, and money market accounts, certificates of deposits; commercial, consumer, and real estate mortgage loans, and lines of credit; various credit card, debit card, and automated teller machine card services; corporate and personal trust services; investment management services and life, health, and property and casualty insurance products. The company's revenue is mainly derived from interest, fees, and commissions.
Ticker
$FCBC
Sector
Primary listing
Employees
594
Headquarters
Website
FCBC Metrics
BasicAdvanced
$604M
12.11
$2.72
0.63
$3.31
3.76%
Price and volume
Market cap
$604M
Beta
0.63
52-week high
$45.03
52-week low
$31.74
Average daily volume
43K
Dividend rate
$3.31
Financial strength
Dividend payout ratio (TTM)
120.84%
Profitability
Net profit margin (TTM)
30.80%
Operating margin (TTM)
41.57%
Effective tax rate (TTM)
21.76%
Revenue per employee (TTM)
$270,000
Management effectiveness
Return on assets (TTM)
1.56%
Return on equity (TTM)
9.91%
Valuation
Price to earnings (TTM)
12.105
Price to revenue (TTM)
3.706
Price to book
1.2
Price to tangible book (TTM)
1.74
Price to free cash flow (TTM)
12.629
Free cash flow yield (TTM)
7.92%
Free cash flow per share (TTM)
2.61
Dividend yield (TTM)
10.04%
Forward dividend yield
3.76%
Growth
Revenue change (TTM)
-0.96%
Earnings per share change (TTM)
-2.82%
3-year revenue growth (CAGR)
5.44%
3-year earnings per share growth (CAGR)
1.71%
10-year earnings per share growth (CAGR)
7.76%
3-year dividend per share growth (CAGR)
4.07%
10-year dividend per share growth (CAGR)
8.87%
Bulls say / Bears say
The company marked its 40th consecutive year of regular quarterly dividends and its 15th straight year of dividend increases, emphasizing a disciplined capital return strategy and reliable shareholder payouts (Stock Titan).
First Community was named a 2024 Raymond James Community Bankers Cup recipient, ranking among the top 10% of U.S. community banks for strong financial performance (Stock Titan).
Asset quality remains solid, with non-performing loans stable at 0.79% of total loans and net charge-offs improving to 0.08% of annualized average loans, reflecting sound credit risk management (Stock Titan).
Q2 2025 net income of $12.25 million was down 3.47% year-over-year from Q2 2024, reflecting earnings pressure in a tough rate environment (Stock Titan).
Total loans declined by $62.81 million (2.60%) and deposits fell $55.88 million (2.08%) since December 2024, indicating a contraction in core lending and funding (Stock Titan).
Return on average assets (ROA) dropped to 1.53% from 1.58%, and return on average equity (ROE) fell to 9.84% from 10.02% year-over-year, showing weaker profitability and efficiency (Stock Titan).
Data summarised monthly by Lightyear AI. Last updated on 9 Oct 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
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FAQs
What’s the current market cap for First Community Bank stock?
First Community Bank (FCBC) has a market cap of $604M as of October 28, 2025.
What is the P/E ratio for First Community Bank stock?
The price to earnings (P/E) ratio for First Community Bank (FCBC) stock is 12.11 as of October 28, 2025.
Does First Community Bank stock pay dividends?
Yes, the First Community Bank (FCBC) stock pays dividends to shareholders. As of October 28, 2025, the dividend rate is $3.31 and the yield is 3.76%. First Community Bank has a payout ratio of 120.84% on a trailing twelve-month basis.
When is the next First Community Bank dividend payment date?
The next First Community Bank (FCBC) dividend payment date is unconfirmed.
What is the beta indicator for First Community Bank?
First Community Bank (FCBC) has a beta rating of 0.63. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.