First Community Bank/$FCBC

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About First Community Bank

First Community Bankshares Inc is a financial holding company that provides commercial banking products and services. The company is engaged in providing demand deposit accounts, savings, and money market accounts, certificates of deposits; commercial, consumer, and real estate mortgage loans, and lines of credit; various credit card, debit card, and automated teller machine card services; corporate and personal trust services; investment management services and life, health, and property and casualty insurance products. The company's revenue is mainly derived from interest, fees, and commissions.
Ticker
$FCBC
Sector
Finance
Primary listing
NASDAQ
Employees
614
Headquarters
Bluefield, United States
Website
www.firstcommunitybank.com

FCBC Metrics

BasicAdvanced
$887M
14.81
$3.17
0.47
$2.26
2.81%

Bulls say / Bears say

FCBC delivered strong underlying banking momentum in the second quarter: net interest income after provisions rose 11.15% year on year, while the net interest margin held at 4.38%. Lower funding costs and 13.52% growth in average earning assets supported the improvement. (GlobeNewswire)
The Hometown Bancshares deal has increased FCBC’s scale and reach, adding $357.72 million of deposits and expanding the network to 61 branches across four states. Second-quarter loan production also rose 70.43% year on year, suggesting a broader platform for future growth. (Finviz, GlobeNewswire)
Shareholder returns remain a strength: FCBC raised its quarterly dividend by 6.45% to $0.33 and reported its 41st consecutive year of regular dividends. That record provides an income case if earnings remain resilient. (GlobeNewswire)
The 83.84% jump in second-quarter net income overstates recurring earnings because it included a $10.38 million gain from selling an equity investment. Non-interest expenses also rose 8.29%, so sustaining the headline profit level will be difficult without another exceptional gain. (Last10K)
Reported loan growth was largely acquisition-led: the portfolio rose 6.26% from the end of 2025, but fell 1.13% excluding Hometown. The strong increase in quarterly production is encouraging, yet FCBC still needs to prove that its legacy markets can generate consistent organic growth. (GlobeNewswire)
Credit costs are showing some normalisation risk. Second-quarter net charge-offs increased to 0.21% of annualised average loans from 0.08% a year earlier, which could pressure earnings if weaker borrowers become more widespread. (GlobeNewswire)
Data summarised monthly by Lightyear AI. Last updated on 18 Sept 2026.

Funds containing FCBC

Funds
Fund name
Fund size
$FCBC weighting
SPDR Russell 2000 US Small Cap€R2US
€4.8B0.03%
SPDR MSCI All Country World IM€SPYI
€7.5B0.00%
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