First Citizens Bank/$FCNCA
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About First Citizens Bank
First Citizens BancShares Inc is the bank holding company of First Citizens Bank and Trust Company. The company's segments include the General Bank, the Commercial Bank, SVB Commercial, and Rail. The General Bank segment delivers products and services to consumers and businesses through its extensive network of branches and various digital channels. The Commercial Bank segment provides financial services, including lending, leasing, and advisory, to small and mid-market businesses across various industries. The SVB Commercial provides financial services to innovators, investors, and venture firms. The Rail segment provides tailored leasing and financing for railcars and locomotives across North America. It generates the majority of its revenue from the General Banking segment.
Ticker
$FCNCA
Sector
Primary listing
Industry
Banks
Headquarters
Employees
17,333
Website
FCNCA Metrics
BasicAdvanced
$26B
11.75
$169.70
0.64
$7.49
0.39%
Price and volume
Market cap
$26B
Beta
0.64
52-week high
$2,412.93
52-week low
$1,473.62
Average daily volume
84K
Dividend rate
$7.49
Financial strength
Profitability
Net profit margin (TTM)
26.68%
Operating margin (TTM)
38.05%
Effective tax rate (TTM)
20.58%
Revenue per employee (TTM)
$520,000
Management effectiveness
Return on assets (TTM)
1.07%
Return on equity (TTM)
10.70%
Valuation
Price to earnings (TTM)
11.755
Price to revenue (TTM)
3.059
Price to book
1.2
Price to tangible book (TTM)
1.24
Dividend yield (TTM)
0.38%
Forward dividend yield
0.39%
Growth
Revenue change (TTM)
-4.79%
Earnings per share change (TTM)
-6.66%
3-year revenue growth (CAGR)
50.64%
3-year earnings per share growth (CAGR)
43.48%
10-year earnings per share growth (CAGR)
25.43%
3-year dividend per share growth (CAGR)
58.53%
10-year dividend per share growth (CAGR)
20.10%
What the Analysts think about FCNCA
Analyst ratings (Buy, Hold, Sell) for First Citizens Bank stock.
Bulls say / Bears say
First Citizens BancShares' acquisition of Silicon Valley Bank (SVB) added $49.3 billion in deposits, significantly enhancing its capital base and providing a solid foundation for profitable growth. (TipRanks)
The bank reported a 10.7% annualized deposit growth in Q1 2025, indicating strong customer confidence and potential for increased lending capacity. (StockTitan)
Analysts have raised the price target for FCNCA to $2,568.00, reflecting optimism about the bank's future performance and growth prospects. (American Banking and Market News)
First Citizens BancShares' net income dropped 31% to $483 million in Q1 2025, primarily due to a $132 million increase in tax expenses related to the SVB acquisition. (AInvest)
The bank's debt-to-equity ratio stands at 165%, significantly higher than the industry average of around 100%, indicating potential vulnerability to interest rate fluctuations and loan repayment issues. (AInvest)
Nonaccrual loans have increased to $1.21 billion, or 0.85% of total loans, raising concerns about credit quality and potential future defaults. (AInvest)
Data summarised monthly by Lightyear AI. Last updated on 8 Jul 2025.
FCNCA Financial Performance
Revenues and expenses
FCNCA Earnings Performance
Company profitability
FCNCA News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Aug29
First Citizens Bank
Dividend·Ex-dividend
Sept15
First Citizens Bank
Dividend·Payment
$1.95Per share
FAQs
What’s the current market cap for First Citizens Bank stock?
First Citizens Bank (FCNCA) has a market cap of $26B as of August 01, 2025.
What is the P/E ratio for First Citizens Bank stock?
The price to earnings (P/E) ratio for First Citizens Bank (FCNCA) stock is 11.75 as of August 01, 2025.
Does First Citizens Bank stock pay dividends?
Yes, the First Citizens Bank (FCNCA) stock pays dividends to shareholders. As of August 01, 2025, the dividend rate is $7.49 and the yield is 0.39%. First Citizens Bank has a payout ratio of 0% on a trailing twelve-month basis.
When is the next First Citizens Bank dividend payment date?
The next First Citizens Bank (FCNCA) dividend payment is scheduled for September 15, 2025.
What is the beta indicator for First Citizens Bank?
First Citizens Bank (FCNCA) has a beta rating of 0.64. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.