First Citizens Bank/$FCNCA
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About First Citizens Bank
First Citizens BancShares Inc is the bank holding company of First Citizens Bank and Trust Company. The company's segments include the General Bank, the Commercial Bank, SVB Commercial, and Rail. The General Bank segment delivers products and services to consumers and businesses through our extensive network of branches and various digital channels. The Commercial Bank segment provides financial services, including lending, leasing, and advisory, to small and mid-market businesses across various industries. The SVB Commercial provides financial services to innovators, investors, and venture firms. The Rail segment provides tailored leasing and financing for railcars and locomotives across North America. It generates the majority of its revenue from the General Banking segment.
Ticker
$FCNCA
Sector
Primary listing
Industry
Banks
Headquarters
Employees
17,333
ISIN
US31946M1036
Website
FCNCA Metrics
BasicAdvanced
$25B
10.92
$175.01
0.64
$7.49
0.41%
Price and volume
Market cap
$25B
Beta
0.64
52-week high
$2,412.93
52-week low
$1,473.62
Average daily volume
77K
Dividend rate
$7.49
Financial strength
Dividend payout ratio (TTM)
6.37%
Profitability
Net profit margin (TTM)
27.82%
Operating margin (TTM)
40.06%
Effective tax rate (TTM)
21.92%
Revenue per employee (TTM)
$520,000
Management effectiveness
Return on assets (TTM)
1.13%
Return on equity (TTM)
11.46%
Valuation
Price to earnings (TTM)
10.924
Price to revenue (TTM)
2.966
Price to book
1.19
Price to tangible book (TTM)
1.22
Price to free cash flow (TTM)
25.898
Free cash flow yield (TTM)
3.86%
Free cash flow per share (TTM)
7,381.75%
Dividend yield (TTM)
0.39%
Forward dividend yield
0.41%
Growth
Revenue change (TTM)
-4.14%
Earnings per share change (TTM)
-2.84%
3-year revenue growth (CAGR)
64.43%
3-year earnings per share growth (CAGR)
44.95%
10-year earnings per share growth (CAGR)
26.31%
3-year dividend per share growth (CAGR)
56.31%
10-year dividend per share growth (CAGR)
19.59%
What the Analysts think about FCNCA
Analyst ratings (Buy, Hold, Sell) for First Citizens Bank stock.
Bulls say / Bears say
First Citizens BancShares' acquisition of Silicon Valley Bank (SVB) has significantly bolstered its capital base, providing a solid foundation for profitable growth and long-term shareholder value. (TipRanks)
The bank's strategic partnerships, such as the collaboration with Pinegrove Venture Partners to deploy $2.5 billion in venture debt, position it to capture growth opportunities in high-innovation industries. (Monexa)
First Citizens has demonstrated strong financial performance, with Q4 2024 earnings per share of $45.10, surpassing the Zacks Consensus Estimate of $39.46, indicating effective management and operational efficiency. (Nasdaq)
In Q1 2025, First Citizens reported a 31% decline in net income to $483 million, primarily due to a $132 million surge in tax expenses related to the SVB acquisition, raising concerns about the sustainability of earnings growth. (AInvest)
The bank's debt-to-equity ratio stands at 165%, significantly higher than the industry average of around 100%, indicating potential vulnerability to interest rate increases or economic downturns. (AInvest)
Nonaccrual loans have increased to $1.21 billion, or 0.85% of total loans, suggesting a potential rise in credit risk and the need for increased loan loss provisions. (AInvest)
Data summarised monthly by Lightyear AI. Last updated on 6 Jun 2025.
FCNCA Financial Performance
Revenues and expenses
FCNCA Earnings Performance
Company profitability
FCNCA News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
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FAQs
What’s the current market cap for First Citizens Bank stock?
First Citizens Bank (FCNCA) has a market cap of $25B as of June 26, 2025.
What is the P/E ratio for First Citizens Bank stock?
The price to earnings (P/E) ratio for First Citizens Bank (FCNCA) stock is 10.92 as of June 26, 2025.
Does First Citizens Bank stock pay dividends?
Yes, the First Citizens Bank (FCNCA) stock pays dividends to shareholders. As of June 26, 2025, the dividend rate is $7.49 and the yield is 0.41%. First Citizens Bank has a payout ratio of 6.37% on a trailing twelve-month basis.
When is the next First Citizens Bank dividend payment date?
The next First Citizens Bank (FCNCA) dividend payment date is unconfirmed.
What is the beta indicator for First Citizens Bank?
First Citizens Bank (FCNCA) has a beta rating of 0.64. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.