Fidelity D&D Bancorp/$FDBC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Fidelity D&D Bancorp
Fidelity D & D Bancorp Inc is a bank holding company. Through its wholly-owned state chartered commercial bank subsidiary, The Fidelity Deposit and Discount Bank (the Bank), the company provides a full range of banking, trust and financial services to individuals, small businesses and corporate customers. Its primary market areas are Lackawanna, Luzerne and Northampton Counties, Pennsylvania. The company's primary deposit products are demand deposits and interest-bearing time, money market and savings accounts. The company's segments include: Commercial and Industrial, Commercial Real Estate, Consumer, Residential Real Estate, with the majority of revenue generating from the Commercial Real Estate segment.
- Ticker
- $FDBC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 311
- Headquarters
- Dunmore, United States
- Website
- www.bankatfidelity.com
FDBC Metrics
BasicAdvanced
$396M
12.35
$5.52
0.81
$1.72
2.52%
Price and volume
Market cap
$396M
Beta
0.81
52-week high
$71.96
52-week low
$41.00
Average daily volume
13K
Dividend rate
$1.72
Financial strength
Profitability
Net profit margin (TTM)
32.22%
Operating margin (TTM)
38.89%
Effective tax rate (TTM)
15.19%
Revenue per employee (TTM)
$320,000
Management effectiveness
Return on assets (TTM)
1.12%
Return on equity (TTM)
13.51%
Valuation
Price to earnings (TTM)
12.346
Price to revenue (TTM)
3.946
Price to book
1.6
Price to tangible book (TTM)
1.74
Dividend yield (TTM)
2.52%
Forward dividend yield
2.52%
Growth
Revenue change (TTM)
12.69%
Earnings per share change (TTM)
22.38%
3-year revenue growth (CAGR)
7.14%
3-year earnings per share growth (CAGR)
8.10%
10-year earnings per share growth (CAGR)
10.50%
3-year dividend per share growth (CAGR)
6.10%
10-year dividend per share growth (CAGR)
8.65%
Bulls say / Bears say
Third-quarter net income rose 21% year on year to $8.9 million, while net interest margin widened 35 basis points to 3.30%. Higher loan balances and lower deposit funding costs drove the improvement, giving earnings momentum a clear operating base. (GlobeNewswire)
Credit indicators remain strong: at September 30, non-performing assets were 0.08% of assets, past-due and non-accrual loans were 0.19% of total loans, and net charge-offs were 0.01% of average loans. This provides a reassuring counterweight to the bank’s rapid lending growth. (GlobeNewswire)
The board raised the quarterly dividend 7% to $0.46 per share, extending the company’s record to 12 consecutive years of increases. The payout increase signals confidence in ongoing earnings and supports the case for shareholder returns. (GlobeNewswire)
Loan growth is increasingly being funded beyond deposits: loans rose $261.7 million from year-end to September, while deposits grew $142.9 million and short-term borrowings increased $132.7 million. Greater reliance on wholesale borrowing can leave the bank more exposed to funding costs and refinancing conditions. (GlobeNewswire)
Costs are rising alongside revenue: third-quarter non-interest expense was up $1.5 million year on year and the credit-loss provision rose $0.9 million. If those increases persist, they could blunt the benefit of stronger net interest income. (GlobeNewswire)
Commercial real estate represented about 46% of gross loans at June 30, including substantial non-owner-occupied exposure. That concentration makes results more vulnerable if property borrowers face weaker cash flows, falling collateral values or refinancing pressure. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
FDBC Financial Performance
Revenues and expenses
Upcoming events
Funds containing FDBC
Fund name | Fund size | $FDBC weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.01% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.01% |
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