First Financial Bancorp/$FFBC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About First Financial Bancorp
First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.
- Ticker
- $FFBC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 2,251
- Headquarters
- Cincinnati, United States
- Website
- www.bankatfirst.com
FFBC Metrics
BasicAdvanced
$3.4B
11.33
$2.86
0.95
$1.01
3.21%
Price and volume
Market cap
$3.4B
Beta
0.95
52-week high
$36.25
52-week low
$23.06
Average daily volume
914K
Dividend rate
$1.01
Financial strength
Profitability
Net profit margin (TTM)
29.68%
Operating margin (TTM)
39.26%
Effective tax rate (TTM)
19.63%
Revenue per employee (TTM)
$440,000
Management effectiveness
Return on assets (TTM)
1.44%
Return on equity (TTM)
10.68%
Valuation
Price to earnings (TTM)
11.329
Price to revenue (TTM)
3.328
Price to book
1.18
Price to tangible book (TTM)
2.07
Dividend yield (TTM)
3.12%
Forward dividend yield
3.21%
Growth
Revenue change (TTM)
21.62%
Earnings per share change (TTM)
5.77%
3-year revenue growth (CAGR)
7.28%
3-year earnings per share growth (CAGR)
0.43%
10-year earnings per share growth (CAGR)
7.62%
3-year dividend per share growth (CAGR)
3.16%
10-year dividend per share growth (CAGR)
4.67%
What the Analysts think about FFBC
Analyst ratings (Buy, Hold, Sell) for First Financial Bancorp stock.
Analyst projections of the future price of First Financial Bancorp stock.
Bulls say / Bears say
Adjusted second-quarter EPS reached a record $0.80, up 8% from a year earlier, while adjusted return on tangible common equity was 19.7%. That points to strong current earnings power. (PR Newswire)
Loans grew 7.1% on an annualised basis in the second quarter, and the fully tax-equivalent net interest margin remained a robust 3.98%. Management also reported stronger loan originations and expects mid-single-digit loan growth in the next quarter. (PR Newswire, StockAnalysis)
The proposed Finward acquisition would expand FFBC’s Chicago-area deposits and branch network, with management expecting about 5% earnings-per-share accretion and only modest tangible-book-value dilution. The expected earnback period is about six months. (PR Newswire)
Loan yields came under pressure: asset yields fell seven basis points in the second quarter and lower accretion income weighed on the margin. Management flagged a slight risk of higher deposit costs as certificates of deposit reprice. (PR Newswire, StockAnalysis)
Credit costs remain a watchpoint: first-quarter charge-offs rose to 0.35% of loans after one large commercial relationship deteriorated. Although they fell to 0.20% in the second quarter, management expects them to run at 0.25%–0.30% in the second half. (PR Newswire, StockAnalysis)
FFBC has made three acquisitions in about 13 months, including the still-pending Finward deal. Integrating that growth may stretch management and delay savings; the BankFinancial savings were not expected to be fully realised until the fourth quarter. (American Banker, StockAnalysis)
Data summarised monthly by Lightyear AI. Last updated on 14 Oct 2026.
FFBC Financial Performance
Revenues and expenses
FFBC Earnings Performance
Company profitability
Upcoming events
FFBC News
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Funds containing FFBC
AllUSDEURGBP
Fund name | Fund size | $FFBC weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.19% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.19% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.12% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.12% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.11% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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