First Financial Bancorp/$FFBC

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About First Financial Bancorp

First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.
Ticker
$FFBC
Sector
Finance
Primary listing
NASDAQ
Employees
2,199
Headquarters
Cincinnati, United States
Website
www.bankatfirst.com

FFBC Metrics

BasicAdvanced
$3.4B
11.37
$2.83
0.93
$1.01
3.23%

Bulls say / Bears say

FFBC delivered record adjusted second-quarter earnings of $0.80 per share, up 8% year on year, with a 1.50% adjusted return on assets and 19.7% adjusted return on tangible common equity. Those figures show strong profitability despite ongoing acquisition work. (PR Newswire, StockTitan)
The core franchise is still expanding: second-quarter loans grew $240 million, or 7.1% annualised, while loan originations rose 23% from the first quarter. Management said its advanced-stage pipeline remained strong and expects healthy production to support further growth. (PR Newswire, Exa)
The proposed Finward acquisition could add scale in Chicagoland and Northwest Indiana, including about $1.7 billion of deposits and 24 locations. FFBC expects the all-stock deal to be roughly 5% accretive to earnings per share, with only 0.4% tangible-book dilution and a 0.6-year earn-back. (StockTitan, PR Newswire)
FFBC is managing several deals in quick succession: it converted BankFinancial’s systems in June and is pursuing Finward, its third transaction in 13 months. That raises execution risk, especially as the new merger still needs shareholder and regulatory approval. (American Banker, StockTitan)
The securities portfolio is a balance-sheet vulnerability: available-for-sale securities carried $257.0 million of unrealised losses at 30 June, while the bank recorded $8.3 million of year-to-date impairment losses linked to credit deterioration. Further losses or forced sales could weigh on capital and earnings. (StockTitan, StockTitan)
The roughly 4% net interest margin faces pressure as loan accretion fades: asset yields fell 7 basis points in the second quarter, with lower funding costs only partly offsetting the decline. Management’s 3.96%-4.01% margin outlook assumes no major rate changes and accretion remains at recent levels. (PR Newswire, StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 17 Sept 2026.

FFBC News

AllArticlesVideos

Finward Bancorp Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Finward Bancorp - FNWD

Business Wire2 months ago

SHAREHOLDER NOTICE: Brodsky & Smith Announces an Investigation of Finward Bancorp (FNWD)

Newsfile Corp2 months ago

First Financial Bancorp. Q2 Earnings Call Highlights

MarketBeat2 months ago

Funds containing FFBC

AllUSDGBPEUR
Funds
Fund name
Fund size
$FFBC weighting
iShares S&P SmallCap 600$IDP6
$3.2B0.19%
iShares S&P Small Cap 600£ISP6
£2.4B0.19%
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG
€2.8B0.12%
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1
£2.4B0.12%
SPDR Russell 2000 US Small Cap€R2US
€4.8B0.11%
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