First Financial Bank/$FFIN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About First Financial Bank
First Financial Bankshares Inc is a financial and bank holding company. The company operates one line of business (community banking) located in a single geographic area (Texas). The company conducts a full-service commercial banking business through its subsidiaries. The loan portfolio segments of the company include Commercial and Industrial, Municipal, Agricultural, Construction and Development, Farm, Non-Owner Occupied and Owner Occupied Commercial Real Estate, Residential, Consumer Auto and Consumer Non-Auto.
- Ticker
- $FFIN
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,550
- Headquarters
- Abilene, United States
- Website
- www.ffin.com
FFIN Metrics
BasicAdvanced
$4.4B
15.14
$2.02
0.83
$0.82
2.88%
Price and volume
Market cap
$4.4B
Beta
0.83
52-week high
$36.52
52-week low
$28.12
Average daily volume
1.1M
Dividend rate
$0.82
Financial strength
Profitability
Net profit margin (TTM)
43.28%
Operating margin (TTM)
56.81%
Effective tax rate (TTM)
18.22%
Revenue per employee (TTM)
$430,000
Management effectiveness
Return on assets (TTM)
1.94%
Return on equity (TTM)
15.89%
Valuation
Price to earnings (TTM)
15.144
Price to revenue (TTM)
6.516
Price to book
2.39
Price to tangible book (TTM)
2.89
Dividend yield (TTM)
2.68%
Forward dividend yield
2.88%
Growth
Revenue change (TTM)
15.57%
Earnings per share change (TTM)
19.53%
3-year revenue growth (CAGR)
11.12%
3-year earnings per share growth (CAGR)
10.92%
10-year earnings per share growth (CAGR)
9.98%
3-year dividend per share growth (CAGR)
5.42%
10-year dividend per share growth (CAGR)
9.20%
What the Analysts think about FFIN
Analyst ratings (Buy, Hold, Sell) for First Financial Bank stock.
Analyst projections of the future price of First Financial Bank stock.
Bulls say / Bears say
Second-quarter net income rose 7.8% year on year to $71.9 million, while the net interest margin improved to 3.90% from 3.81%. Lower deposit costs and better securities yields supported the stronger result. (First Financial Bankshares)
Loans grew 4.66% on an annualised basis in the first half of 2026, giving the bank scope to build interest income as lending expands. (First Financial Bankshares)
The planned Bee Cave branch gives First Financial a full-service foothold in the greater Austin market, building on its existing mortgage presence and customer relationships there. (ADVFN)
Credit indicators weakened year on year: nonperforming assets rose to 0.80% from 0.79%, and classified loans increased to $283.1 million from $257.1 million. The higher credit-loss provision adds pressure if this trend continues. (First Financial Bankshares)
Deposits and repurchase agreements fell by $234.9 million year to date, mainly as municipal balances receded. That leaves the bank needing to sustain core deposit growth to fund further lending. (First Financial Bankshares)
The shares still trade at a premium to Texas banking peers, leaving room for a valuation pullback if growth or execution disappoints despite sound recent operating results. (Seeking Alpha)
Data summarised monthly by Lightyear AI. Last updated on 14 Oct 2026.
FFIN Financial Performance
Revenues and expenses
FFIN Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing FFIN
AllUSDEURGBP
Fund name | Fund size | $FFIN weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 0.72% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.13% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.13% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.11% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.11% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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