First Hawaiian/$FHB
1D1W1MYTD1Y5YMAX
Capital at risk
About First Hawaiian
First Hawaiian Inc is a bank holding company. It provides a diversified range of banking services to consumer and commercial customers, including deposit products, lending services, and wealth management and trust services. The company offers a variety of deposit products to its customers, including checking and savings accounts and other types of deposit accounts. It provides commercial and industrial lending, including auto dealer flooring, commercial real estate, and construction lending. It also offers comprehensive consumer lending services focused on residential real estate lending, indirect auto financing, and other consumer loans. The company's segments are Retail Banking, Commercial Banking, and Treasury, and others of which key revenue is derived from Retail Banking.
- Ticker
- $FHB
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 2,000
- Headquarters
- Honolulu, United States
- Website
- www.fhb.com
First Hawaiian Metrics
BasicAdvanced
$3.1B
11.08
$2.30
0.72
$1.04
4.08%
Price and volume
Market cap
$3.1B
Beta
0.72
52-week high
$30.58
52-week low
$22.65
Average daily volume
1.9M
Dividend rate
$1.04
Financial strength
Dividend payout ratio (TTM)
45.35%
Profitability
Net profit margin (TTM)
32.34%
Operating margin (TTM)
43.48%
Effective tax rate (TTM)
23.38%
Revenue per employee (TTM)
$440,000
Management effectiveness
Return on assets (TTM)
1.20%
Return on equity (TTM)
10.32%
Valuation
Price to earnings (TTM)
11.083
Price to revenue (TTM)
3.558
Price to book
1.1
Price to tangible book (TTM)
1.7
Price to free cash flow (TTM)
10.026
Free cash flow yield (TTM)
9.97%
Free cash flow per share (TTM)
2.543
Dividend yield (TTM)
4.08%
Forward dividend yield
4.08%
Growth
Revenue change (TTM)
9.45%
Earnings per share change (TTM)
19.29%
3-year revenue growth (CAGR)
1.92%
3-year earnings per share growth (CAGR)
1.81%
10-year earnings per share growth (CAGR)
3.63%
Bulls say / Bears say
Underlying profitability improved in the second quarter: net interest income rose to $171.0 million and net interest margin increased six basis points to 3.25%. Management expects a third-quarter margin of about 3.27% and raised its full-year margin outlook to 3.24%–3.25%. (GlobeNewswire, Exa)
Loan growth is gaining traction in commercial and industrial and commercial real-estate lending, with loans up $136.5 million in the quarter. Management still sees 3%–4% full-year loan growth and cites a robust pipeline, particularly in dealer flooring and Hawaii corporate lending. (GlobeNewswire, Exa)
Credit metrics remain resilient while the bank continues to return cash to shareholders. Second-quarter net charge-offs were only 0.11% of average loans, non-performing assets were 0.27% of loans, CET1 capital was 13.27%, and the board maintained the $0.26 quarterly dividend. (GlobeNewswire, First Hawaiian 10-Q)
Deposits fell by $623.2 million in the second quarter, including a $467 million drop in public deposits, while commercial deposits also declined. Even if much of this was seasonal, sustained funding outflows would weaken liquidity and put pressure on margins. (GlobeNewswire, Yahoo Finance)
The pending TriCo acquisition brings execution risk and near-term cost pressure. First Hawaiian incurred $4.2 million of transaction costs in the second quarter, expects more expenses, and said buybacks are unlikely while the deal proceeds through regulatory review. (Yahoo Finance, GlobeNewswire)
The quarterly increase in non-interest income may not be fully repeatable because it included an excise tax refund, higher bank-owned life insurance income and higher swap fees. That makes the earnings uplift less dependable than the headline revenue growth suggests. (First Hawaiian 10-Q, Exa)
Data summarised monthly by Lightyear AI. Last updated on 17 Sept 2026.
Upcoming events
No upcoming events
First Hawaiian News
AllArticlesVideos

Sterlington Advises TriCo Bancshares Senior Management Team on $2.02 Billion Acquisition by First Hawaiian
Business Wire2 months ago

First Hawaiian Q2 Earnings Call Highlights
MarketBeat2 months ago

TriCo Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of TriCo Bancshares - TCBK
Business Wire2 months ago
Funds containing First Hawaiian
AllUSDGBPEUR
Fund name | Fund size | $FHB weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.18% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.18% |
L&G Global Quality Dividends£LDGG | £279M | 0.05% |
iShares MSCI World Small Cap$WSML | $9B | 0.03% |
iShares MSCI World Small Cap€IUSN | €7.8B | 0.03% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.