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FinVolution Group/$FINV

1D1W1M3M6MYTD1Y5YMAX

About FinVolution Group

FinVolution Group is a provider of online consumer finance in China. The company offers various loan products, making financial services available to borrowers anytime, anywhere; designs a loan transaction process, and offers tailored risk-based pricing. It offers short-term loans to borrowers to meet immediate credit needs while allowing them to gradually establish their credit history through activities on the company's platform. The company generates revenues from fees charged to borrowers. The Group's long-lived assets are located in the PRC, and its revenues are derived from within the PRC.
Ticker
$FINV
Sector
Finance
Primary listing
NYSE
Employees
3,869
Headquarters
Shanghai, China
Website
ir.finvgroup.com

FINV Metrics

BasicAdvanced
$747M
2.73
$1.11
0.42
$0.29
9.41%

What the Analysts think about FINV

Analyst ratings (Buy, Hold, Sell) for FinVolution Group stock.
Analyst projections of the future price of FinVolution Group stock.

Bulls say / Bears say

Overseas is becoming a meaningful second growth engine: Q2 revenue rose 18% year on year to RMB930.3 million, operating profit more than doubled to RMB53.6 million, and unique borrowers grew 130% to 5.3 million. The segment now contributes 27.3% of group revenue, reducing reliance on China. (FinVolution Group)
Chinese loan-book risk indicators improved in Q2: C-M2 fell to 0.56% from 0.68%, vintage credit cost stayed near 2.7%, and the 30-day collection rate rose from 87% to 89%. Better credit performance may help support earnings resilience. (Investing.com)
The balance sheet offers a buffer against sector volatility: FinVolution reported RMB6.4 billion in cash and short-term investments and a 2.1x leverage ratio. It also repurchased US$66.8 million of shares in the first half of 2026. (FinVolution Group)
Q2 results weakened year on year: net revenue fell to RMB3.40 billion from RMB3.58 billion and net profit dropped to RMB426.8 million from RMB751.3 million, while transaction volume declined 17%. Mainland China transaction volume fell 19.3%. (FinVolution Group)
China’s lending business faces tighter funding and pressure on growth: funding costs rose 30 basis points sequentially to 3.7%, and management expects further upward pressure as institutional lenders become more cautious. The company also warned of a considerable contraction in China transaction volume in Q3. (Investing.com, FinVolution Group)
Credit losses for quality assurance commitments rose to RMB1.109 billion from RMB987.1 million, mainly because risk-bearing loans grew in overseas markets. That points to growing loss exposure as the international business expands. (FinVolution Group)
Data summarised monthly by Lightyear AI. Last updated on 25 Oct 2026.

FINV Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

FINV Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

FINV News

AllArticlesVideos

PPDAI Group Q2 Earnings Call Highlights

MarketBeat2 months ago

Funds containing FINV

Funds
Fund name
Fund size
$FINV weighting
SPDR MSCI Emerging Markets Small Cap£EMSM
$647M0.02%
Vanguard ESG Emerging Markets All Cap$V3ML
$23M0.00%
Vanguard ESG Emerging Markets All Cap£V3MB
$113M0.00%
Vanguard ESG Emerging Markets All Cap£V3MM
$23M0.00%
Vanguard ESG Global All Cap$V3AA
$1.1B0.00%
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