Fiserv/$FISV
1D1W1MYTD1Y5YMAX
Capital at risk
About Fiserv
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
- Ticker
- $FISV
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 38,000
- Headquarters
- Milwaukee, United States
- Website
- www.fiserv.com
Fiserv Metrics
BasicAdvanced
$25B
8.91
$5.22
0.80
-
Price and volume
Market cap
$25B
Beta
0.8
52-week high
$130.64
52-week low
$45.13
Average daily volume
6.6M
Financial strength
Current ratio
1.043
Quick ratio
0.192
Long term debt to equity
0.991
Total debt to equity
1.036
Interest coverage (TTM)
2.88%
Profitability
EBITDA (TTM)
7,735
Gross margin (TTM)
56.22%
Net profit margin (TTM)
13.42%
Operating margin (TTM)
21.41%
Effective tax rate (TTM)
16.47%
Revenue per employee (TTM)
$550,000
Management effectiveness
Return on assets (TTM)
3.44%
Return on equity (TTM)
10.69%
Valuation
Price to earnings (TTM)
8.91
Price to revenue (TTM)
1.193
Price to book
0.92
Price to tangible book (TTM)
-1.22
Price to free cash flow (TTM)
6.343
Free cash flow yield (TTM)
15.77%
Free cash flow per share (TTM)
7.328
Growth
Revenue change (TTM)
-1.17%
Earnings per share change (TTM)
-12.59%
3-year revenue growth (CAGR)
4.18%
10-year revenue growth (CAGR)
14.53%
3-year earnings per share growth (CAGR)
9.62%
10-year earnings per share growth (CAGR)
10.23%
What the Analysts think about Fiserv
Analyst ratings (Buy, Hold, Sell) for Fiserv stock.
Analyst projections of the future price of Fiserv stock.
Bulls say / Bears say
Clover remains a key growth engine: first-quarter 2026 Clover gross payment volume grew 12% excluding the previously disclosed gateway conversion, suggesting continued traction in Fiserv’s merchant platform. (Fiserv)
Flagstar Bank selected Fiserv’s Finxact cloud-native core platform for its modernization strategy, providing validation for Fiserv’s next-generation banking technology and potential long-term recurring revenue opportunity. (Fiserv)
Fiserv’s August Small Business Index showed sales growth of 1.3% year over year across approximately 2 million U.S. small businesses, including hundreds of thousands using Clover; this supports a constructive underlying payments-volume backdrop despite weaker transaction counts. (Fiserv)
Fiserv’s second-quarter 2026 organic revenue fell 5%, led by an 8% decline in Financial Solutions, while management cut its full-year organic revenue outlook to -1% to 0% and adjusted EPS outlook to $7.20–$7.40. (SEC)
Profitability deteriorated materially: second-quarter adjusted EPS declined 26% year over year, and adjusted operating margin fell to 31.8% from 39.6%; free cash flow also decreased to $1.36 billion in the first half from $1.54 billion. (SEC)
Fiserv’s One Fiserv transformation is creating near-term execution and cost risk, with $48 million of transformation-related expense in the second quarter and $89 million in the first half of 2026, alongside additional retention and severance costs. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 9 Sept 2026.
Fiserv Financial Performance
Revenues and expenses
Fiserv Earnings Performance
Company profitability
Upcoming events
No upcoming events
Fiserv News
AllArticlesVideos
Funds containing Fiserv
AllUSDGBPEUR
Fund name | Fund size | $FISV weighting |
|---|---|---|
iShares Digitalisation$DGTL | $793M | 0.96% |
iShares Digitalisation£DGIT | £585M | 0.96% |
iShares S&P 500 Financials Sector$IUFS | $2.4B | 0.32% |
iShares S&P 500 Financials Sector£UIFS | £1.8B | 0.32% |
iShares S&P 500 Equal Weight€O4J0 | €4.3B | 0.19% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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