Fiserv/$FISV
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Fiserv
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
- Ticker
- $FISV
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 38,000
- Headquarters
- Milwaukee, United States
- Website
- www.fiserv.com
Fiserv Metrics
BasicAdvanced
$34B
-
-$7.39
0.85
-
Price and volume
Market cap
$34B
Beta
0.85
52-week high
$70.41
52-week low
$43.87
Average daily volume
7.1M
Financial strength
Current ratio
1.042
Quick ratio
0.197
Long term debt to equity
1.224
Total debt to equity
1.294
Interest coverage (TTM)
2.72%
Profitability
EBITDA (TTM)
7,309
Gross margin (TTM)
54.76%
Net profit margin (TTM)
-18.90%
Operating margin (TTM)
19.17%
Effective tax rate (TTM)
-15.25%
Revenue per employee (TTM)
$550,000
Management effectiveness
Return on assets (TTM)
3.28%
Return on equity (TTM)
-16.97%
Valuation
Price to revenue (TTM)
1.64
Price to book
1.61
Price to tangible book (TTM)
-1.76
Price to free cash flow (TTM)
10.765
Free cash flow yield (TTM)
9.29%
Free cash flow per share (TTM)
5.936
Growth
Revenue change (TTM)
-1.71%
Earnings per share change (TTM)
-214.11%
3-year revenue growth (CAGR)
3.41%
10-year revenue growth (CAGR)
14.35%
3-year earnings per share growth (CAGR)
15.68%
10-year earnings per share growth (CAGR)
14.00%
What the Analysts think about Fiserv
Analyst ratings (Buy, Hold, Sell) for Fiserv stock.
Analyst projections of the future price of Fiserv stock.
Bulls say / Bears say
Third-quarter organic revenue was flat, adjusted EPS beat analyst expectations and Fiserv kept its full-year outlook, suggesting the sharp second-quarter slowdown may be stabilising. Management expects both segments to return to organic growth in the fourth quarter. (Fiserv, Investing.com)
Clover’s gross payment volume grew about 10%, while Commerce Hub transactions doubled year on year. The planned Clover for Enterprise launch could extend the platform to larger merchants and broaden its growth opportunity. (Investing.com)
Banking net attrition was down more than 25% year to date, and management said new client wins were up more than 50% from last year. If those improvements persist, they could support a recovery in Financial Solutions as new contracts take effect. (Fiserv, Investing.com)
In August, Fiserv cut its 2026 adjusted EPS forecast to $7.20–$7.40 from $8.00–$8.30 and lowered its organic revenue outlook from 1%–3% growth to flat or down 1%. The reset highlights weaker growth and execution than management had previously expected. (Reuters)
The recovery is not yet showing up in year-to-date results: organic revenue fell 3% in the first nine months, adjusted operating margin declined to 30.9% from 38.2%, and free cash flow fell to $2.04 billion from $2.88 billion. That leaves less room for error if the promised growth recovery is delayed. (Fiserv)
A shareholder lawsuit remains a legal and credibility risk: plaintiffs recently alleged that Fiserv misrepresented customer demand and Clover’s growth before its 2025 reset. These are allegations, not established findings, but the dispute could keep investor scrutiny high. (Payments Dive)
Data summarised monthly by Lightyear AI. Last updated on 3 Nov 2026.
Fiserv Financial Performance
Revenues and expenses
Fiserv Earnings Performance
Company profitability
Upcoming events
No upcoming events
Fiserv News
AllArticlesVideos
Funds containing Fiserv
AllUSDEURGBP
Fund name | Fund size | $FISV weighting |
|---|---|---|
iShares Digitalisation$DGTL | $823M | 1.34% |
iShares Digitalisation£DGIT | $823M | 1.34% |
iShares S&P 500 Financials Sector$IUFS | $2.3B | 0.41% |
iShares S&P 500 Financials Sector£UIFS | $2.3B | 0.41% |
Invesco Financials S&P US Select Sector$XLFS | $396M | 0.30% |
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