Flagstar Bank/$FLG
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Capital at risk
About Flagstar Bank
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
- Ticker
- $FLG
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 5,631
- Headquarters
- Hicksville, United States
- Website
- www.flagstar.com
Flagstar Bank Metrics
BasicAdvanced
$4.2B
71.43
$0.15
1.05
$0.04
0.38%
Price and volume
Market cap
$4.2B
Beta
1.05
52-week high
$15.44
52-week low
$9.93
Average daily volume
7M
Dividend rate
$0.04
Financial strength
Profitability
Net profit margin (TTM)
4.79%
Operating margin (TTM)
17.51%
Effective tax rate (TTM)
16.52%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
0.11%
Return on equity (TTM)
1.22%
Valuation
Price to earnings (TTM)
71.431
Price to revenue (TTM)
2.177
Price to book
0.59
Price to tangible book (TTM)
0.62
Dividend yield (TTM)
0.38%
Forward dividend yield
0.38%
Growth
Revenue change (TTM)
11.09%
Earnings per share change (TTM)
-114.17%
3-year revenue growth (CAGR)
-10.21%
3-year earnings per share growth (CAGR)
-77.11%
10-year earnings per share growth (CAGR)
-1.28%
3-year dividend per share growth (CAGR)
-73.03%
10-year dividend per share growth (CAGR)
-33.26%
What the Analysts think about Flagstar Bank
Analyst ratings (Buy, Hold, Sell) for Flagstar Bank stock.
Analyst projections of the future price of Flagstar Bank stock.
Bulls say / Bears say
Third-quarter net interest income rose 5% and the net interest margin expanded by four basis points to 2.17%, while adjusted pre-provision profit also improved. These trends suggest the core earnings engine is strengthening. (PR Newswire)
Loans grew for a second consecutive quarter, led by an 11% rise in commercial and industrial lending; commercial banking deposits also increased 7%. Building these customer relationships while reducing the relative weight of property lending supports Flagstar’s diversification strategy. (PR Newswire)
Flagstar reported a 12.38% common equity tier 1 ratio and $1.2 billion of excess capital, and completed a $250 million share buyback in early October. That capital provides a buffer for the turnaround and has already supported a return to shareholders. (PR Newswire)
Common earnings fell to $3 million, or one cent per share, from $26 million and six cents in the prior quarter. Management cut its earnings outlook and pushed the target for peer-like profitability back to 2028. (PR Newswire, Investing.com)
Credit costs rose sharply: the provision for credit losses increased by $58 million to $76 million, with higher rates and New York City rent-regulated multifamily loans among the pressures. That leaves the bank exposed to further deterioration in a difficult property market. (PR Newswire)
Property exposure remains substantial, with commercial real estate and multifamily loans equal to 39% of assets and the CRE concentration ratio still at 346%. The $1.2 billion of third-quarter CRE payoffs also highlights how rapid portfolio runoff can reduce near-term interest income, even as it lowers risk. (PR Newswire, American Banker)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.
Flagstar Bank Financial Performance
Revenues and expenses
Flagstar Bank Earnings Performance
Company profitability
Upcoming events
Flagstar Bank News
AllArticlesVideos
Funds containing Flagstar Bank
AllUSDEURGBP
Fund name | Fund size | $FLG weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 0.56% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.10% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.10% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.09% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.09% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

