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Flagstar Bank/$FLG

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About Flagstar Bank

Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
Ticker
$FLG
Sector
Finance
Primary listing
NYSE
Employees
5,631

Flagstar Bank Metrics

BasicAdvanced
$4.2B
71.43
$0.15
1.05
$0.04
0.38%

What the Analysts think about Flagstar Bank

Analyst ratings (Buy, Hold, Sell) for Flagstar Bank stock.
Analyst projections of the future price of Flagstar Bank stock.

Bulls say / Bears say

Third-quarter net interest income rose 5% and the net interest margin expanded by four basis points to 2.17%, while adjusted pre-provision profit also improved. These trends suggest the core earnings engine is strengthening. (PR Newswire)
Loans grew for a second consecutive quarter, led by an 11% rise in commercial and industrial lending; commercial banking deposits also increased 7%. Building these customer relationships while reducing the relative weight of property lending supports Flagstar’s diversification strategy. (PR Newswire)
Flagstar reported a 12.38% common equity tier 1 ratio and $1.2 billion of excess capital, and completed a $250 million share buyback in early October. That capital provides a buffer for the turnaround and has already supported a return to shareholders. (PR Newswire)
Common earnings fell to $3 million, or one cent per share, from $26 million and six cents in the prior quarter. Management cut its earnings outlook and pushed the target for peer-like profitability back to 2028. (PR Newswire, Investing.com)
Credit costs rose sharply: the provision for credit losses increased by $58 million to $76 million, with higher rates and New York City rent-regulated multifamily loans among the pressures. That leaves the bank exposed to further deterioration in a difficult property market. (PR Newswire)
Property exposure remains substantial, with commercial real estate and multifamily loans equal to 39% of assets and the CRE concentration ratio still at 346%. The $1.2 billion of third-quarter CRE payoffs also highlights how rapid portfolio runoff can reduce near-term interest income, even as it lowers risk. (PR Newswire, American Banker)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.

Flagstar Bank Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Flagstar Bank Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing Flagstar Bank

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