First Mid Bancshares/$FMBH
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About First Mid Bancshares
First Mid Bancshares Inc is a United States based financial holding company. Through its wholly-owned subsidiary, First Mid Bank, it is engaged in the business of banking. The Company offers trust, farm services, investment services, and retirement planning through its wholly owned subsidiary, it also provides data processing services to affiliates and insurance products and services to customers through its subsidiary. The company's operations cover community banking, wealth management and insurance services. Key revenue is derived from the provision of community banking services.
Ticker
$FMBH
Sector
Primary listing
Employees
1,190
Headquarters
Website
FMBH Metrics
BasicAdvanced
$863M
10.22
$3.52
0.88
$0.97
2.78%
Price and volume
Market cap
$863M
Beta
0.88
52-week high
$42.72
52-week low
$27.58
Average daily volume
62K
Dividend rate
$0.97
Financial strength
Dividend payout ratio (TTM)
27.16%
Profitability
Net profit margin (TTM)
25.65%
Operating margin (TTM)
38.37%
Effective tax rate (TTM)
22.71%
Revenue per employee (TTM)
$280,000
Management effectiveness
Return on assets (TTM)
1.10%
Return on equity (TTM)
9.87%
Valuation
Price to earnings (TTM)
10.217
Price to revenue (TTM)
2.605
Price to book
0.97
Price to tangible book (TTM)
1.34
Price to free cash flow (TTM)
7.074
Free cash flow yield (TTM)
14.14%
Free cash flow per share (TTM)
5.085
Dividend yield (TTM)
2.70%
Forward dividend yield
2.78%
Growth
Revenue change (TTM)
7.81%
Earnings per share change (TTM)
13.11%
3-year revenue growth (CAGR)
10.33%
3-year earnings per share growth (CAGR)
-1.18%
10-year earnings per share growth (CAGR)
6.34%
3-year dividend per share growth (CAGR)
2.94%
10-year dividend per share growth (CAGR)
5.17%
What the Analysts think about FMBH
Analyst ratings (Buy, Hold, Sell) for First Mid Bancshares stock.
Bulls say / Bears say
KBRA reaffirmed FMBH's senior unsecured debt rating at BBB+ and deposit rating at A– with a stable outlook, citing the company's strong credit profile and sound risk management.
First Mid achieved a solid 1.2% return on assets in the first half of 2025, supported by a wider net interest margin and a focus on higher-yielding loans.
With a Common Equity Tier 1 ratio at 12.9% as of Q2 2025 and an average funding cost of just 1.64%, FMBH holds a strong capital and liquidity position, well placed to support growth and shareholder returns.
As a mid-sized regional bank, FMBH faces elevated deposit funding costs and sluggish loan growth, which have squeezed net interest income across the sector and are expected to pressure its profitability.
In the first quarter of 2025, FMBH's provision for credit losses increased to $1.7 million and net charge-offs rose to $1.8 million, suggesting potential weakening of asset quality amid broader economic uncertainty.
Rising stress in commercial real estate across U.S. regional banks has led to higher industry-wide allowances for credit losses—a trend that could result in further provisions for FMBH's CRE portfolio.
Data summarised monthly by Lightyear AI. Last updated on 29 Sept 2025.
FMBH Financial Performance
Revenues and expenses
FMBH Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for First Mid Bancshares stock?
First Mid Bancshares (FMBH) has a market cap of $863M as of October 14, 2025.
What is the P/E ratio for First Mid Bancshares stock?
The price to earnings (P/E) ratio for First Mid Bancshares (FMBH) stock is 10.22 as of October 14, 2025.
Does First Mid Bancshares stock pay dividends?
Yes, the First Mid Bancshares (FMBH) stock pays dividends to shareholders. As of October 14, 2025, the dividend rate is $0.97 and the yield is 2.78%. First Mid Bancshares has a payout ratio of 27.16% on a trailing twelve-month basis.
When is the next First Mid Bancshares dividend payment date?
The next First Mid Bancshares (FMBH) dividend payment date is unconfirmed.
What is the beta indicator for First Mid Bancshares?
First Mid Bancshares (FMBH) has a beta rating of 0.88. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.