F.N.B./$FNB
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About F.N.B.
F N B Corp provides a full range of financial services, principally to consumers, corporations, governments, and small- to medium-sized businesses. It has three reportable business segments: Community Banking, Wealth Management, and Insurance. The majority of revenue is from the Community banking segment. It offers commercial & consumer banking services. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets & lease financing. Consumer banking products & services include deposit products, mortgage lending, & consumer lending & a complete suite of mobile & online banking services.
- Ticker
- $FNB
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 4,205
- Headquarters
- Pittsburgh, United States
- Website
- www.fnb-online.com
F.N.B. Metrics
BasicAdvanced
$6.1B
10.25
$1.68
0.87
$0.50
3.02%
Price and volume
Market cap
$6.1B
Beta
0.87
52-week high
$19.59
52-week low
$14.55
Average daily volume
4.9M
Dividend rate
$0.50
Financial strength
Dividend payout ratio (TTM)
29.30%
Profitability
Net profit margin (TTM)
34.62%
Operating margin (TTM)
42.62%
Effective tax rate (TTM)
15.76%
Revenue per employee (TTM)
$420,000
Management effectiveness
Return on assets (TTM)
1.20%
Return on equity (TTM)
9.03%
Valuation
Price to earnings (TTM)
10.252
Price to revenue (TTM)
3.531
Price to book
0.89
Price to tangible book (TTM)
1.41
Price to free cash flow (TTM)
9.946
Free cash flow yield (TTM)
10.05%
Free cash flow per share (TTM)
1.732
Dividend yield (TTM)
2.90%
Forward dividend yield
3.02%
Growth
Revenue change (TTM)
12.86%
Earnings per share change (TTM)
30.28%
3-year revenue growth (CAGR)
4.07%
3-year earnings per share growth (CAGR)
2.82%
10-year earnings per share growth (CAGR)
8.72%
3-year dividend per share growth (CAGR)
0.69%
10-year dividend per share growth (CAGR)
0.21%
What the Analysts think about F.N.B.
Analyst ratings (Buy, Hold, Sell) for F.N.B. stock.
Analyst projections of the future price of F.N.B. stock.
Bulls say / Bears say
FNB delivered strong earnings momentum in the second quarter: EPS rose 17% year on year to $0.42, revenue reached a record $463 million and pre-provision net revenue grew 9%. Tangible book value per share rose 10%, while return on average tangible common equity reached 14%. (First National Bank)
The bank is growing without a clear deterioration in credit quality. Second-quarter annualised loan growth was 7%, non-performing loans and OREO fell to 0.31% of loans, and management lowered its full-year provision guidance after favourable first-half credit performance. (First National Bank, Exa)
FNB has room to return capital while continuing to invest for growth. It raised the quarterly dividend by 8%, repurchased shares at an increased pace and ended the second quarter with a CET1 ratio of 11.4% and more than $250 million of remaining buyback authorisation. (First National Bank, Exa)
Funding pressure is limiting the near-term earnings outlook. FNB cut its full-year net interest income guidance to $1.485 billion-$1.515 billion because heightened deposit competition is expected to continue, while the second-quarter margin stayed flat at 3.25%. (Exa, First National Bank)
The growth strategy is carrying a near-term cost burden. Management expects full-year non-interest expense towards the high end of its $1.01 billion-$1.02 billion range as it funds new branches, digital platforms and artificial-intelligence tools, which could slow operating leverage if revenue weakens. (Exa, First National Bank)
Credit metrics are healthy but not risk-free. Net charge-offs rose slightly quarter on quarter to 0.19% of average loans, and commercial real-estate exposure stood at 187% of Tier 1 capital plus allowance, leaving earnings vulnerable to a weaker property or economic cycle. (Exa, First National Bank)
Data summarised monthly by Lightyear AI. Last updated on 24 Sept 2026.
F.N.B. Financial Performance
Revenues and expenses
F.N.B. Earnings Performance
Company profitability
Upcoming events
No upcoming events
F.N.B. News
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Funds containing F.N.B.
AllEURUSDGBP
Fund name | Fund size | $FNB weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | €1B | 1.12% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 0.61% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.21% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.18% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.18% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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