Finance of America Companies Inc./$FOA
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Finance of America Companies Inc.
Finance of America Companies Inc is a financial services holding company that, through its operating subsidiaries, is a modern retirement solutions platform that provides customers with access to a range of retirement offerings centered on the home. In addition, FoA offers capital markets and portfolio management capabilities to optimize the distribution of its originated loans to investors. It operates through two segments: Retirement Solutions and Portfolio Management. It generates the majority of its revenue from Retirement Solutions.
Ticker
$FOA
Sector
Primary listing
NYSE
Employees
752
Headquarters
Website
FOA Metrics
BasicAdvanced
$308M
3.92
$7.10
1.46
-
Price and volume
Market cap
$308M
Beta
1.46
52-week high
$29.58
52-week low
$16.58
Average daily volume
107K
Financial strength
Current ratio
18.137
Quick ratio
17.903
Long term debt to equity
2,299.534
Total debt to equity
2,306.867
Profitability
Gross margin (TTM)
86.07%
Net profit margin (TTM)
17.11%
Operating margin (TTM)
35.40%
Effective tax rate (TTM)
2.35%
Revenue per employee (TTM)
$700,000
Management effectiveness
Return on assets (TTM)
0.76%
Return on equity (TTM)
60.90%
Valuation
Price to earnings (TTM)
3.917
Price to revenue (TTM)
0.541
Price to book
0.95
Price to tangible book (TTM)
2.42
Price to free cash flow (TTM)
-0.759
Free cash flow yield (TTM)
-131.74%
Free cash flow per share (TTM)
-36.624
Growth
Revenue change (TTM)
46.94%
Earnings per share change (TTM)
-351.10%
3-year revenue growth (CAGR)
-15.20%
3-year earnings per share growth (CAGR)
-69.16%
Bulls say / Bears say
The current average analyst rating is “buy” with no sell recommendations, reflecting positive market sentiment toward FOA’s strategic positioning (Thomson Reuters)
Wall Street’s median 12-month price target of $28 implies roughly 34% upside from the last closing price of $20.87, indicating substantial potential equity appreciation (Thomson Reuters)
J.P. Morgan projects four consecutive 25 bp Fed rate cuts in 2025, likely lowering borrowing costs and fueling demand for reverse mortgages, which should boost FOA’s origination volumes and fair value gains (Reuters)
Projected Q4 2024 revenue is expected to plunge 70.8% year-over-year to $80.6 million, signaling significant top-line contraction in the core Retirement Solutions segment (Thomson Reuters)
The company faces refinancing risk with $350 million of unsecured notes maturing in 2025, prompting an exchange offer support agreement that underscores high leverage and execution risk (MarketWatch)
Goldman Sachs now forecasts three 25 bp Fed rate cuts in 2025, which could compress net interest income on FOA’s retained portfolio assets and pressure Portfolio Management revenues (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 28 Aug 2025.
FOA News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Finance of America Companies Inc. stock?
Finance of America Companies Inc. (FOA) has a market cap of $308M as of September 05, 2025.
What is the P/E ratio for Finance of America Companies Inc. stock?
The price to earnings (P/E) ratio for Finance of America Companies Inc. (FOA) stock is 3.92 as of September 05, 2025.
Does Finance of America Companies Inc. stock pay dividends?
No, Finance of America Companies Inc. (FOA) stock does not pay dividends to its shareholders as of September 05, 2025.
When is the next Finance of America Companies Inc. dividend payment date?
Finance of America Companies Inc. (FOA) stock does not pay dividends to its shareholders.
What is the beta indicator for Finance of America Companies Inc.?
Finance of America Companies Inc. (FOA) has a beta rating of 1.46. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.