Finance of America Companies Inc./$FOA
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Finance of America Companies Inc.
Finance of America Companies Inc is a financial services holding company that, through its operating subsidiaries, is a modern retirement solutions platform that provides customers with access to a range of retirement offerings centered on the home. In addition, FoA offers capital markets and portfolio management capabilities to optimize the distribution of its originated loans to investors. It operates through two segments: Retirement Solutions and Portfolio Management. It generates the majority of its revenue from Retirement Solutions.
Ticker
$FOA
Sector
Primary listing
NYSE
Employees
752
Headquarters
Website
FOA Metrics
BasicAdvanced
$324M
4.12
$7.09
1.46
-
Price and volume
Market cap
$324M
Beta
1.46
52-week high
$29.58
52-week low
$16.58
Average daily volume
94K
Financial strength
Current ratio
5,910.909
Quick ratio
5,872.705
Long term debt to equity
2,299.534
Total debt to equity
2,299.534
Profitability
Gross margin (TTM)
86.07%
Net profit margin (TTM)
17.11%
Operating margin (TTM)
35.40%
Effective tax rate (TTM)
2.35%
Revenue per employee (TTM)
$700,000
Management effectiveness
Return on assets (TTM)
0.76%
Return on equity (TTM)
60.90%
Valuation
Price to earnings (TTM)
4.118
Price to revenue (TTM)
0.569
Price to book
1
Price to tangible book (TTM)
2.55
Growth
Revenue change (TTM)
46.94%
Earnings per share change (TTM)
-348.98%
3-year revenue growth (CAGR)
-15.20%
3-year earnings per share growth (CAGR)
-69.16%
Bulls say / Bears say
FOA delivered a strong first quarter in 2025, reporting $80 million in net income, $3.17 basic EPS, and a 32% year-over-year increase in funded volume to $561 million, reflecting robust demand for its products.
The launch of FOA’s new brand platform “A Better Way with FOA” and accompanying national advertising campaign is designed to mainstream reverse mortgages among retirees, potentially driving higher originations and market share.
Management’s 2025 guidance of $2.7 billion in origination volume (up 26–42% year-over-year) and adjusted EPS of $2.60–$3.00 demonstrates confidence in sustained growth and profitability improvements.
Rising interest rates could dampen reverse mortgage origination volumes and inflate FOA’s cost of funds, as the company’s loans and financing lines are sensitive to movements in prevailing Treasury and mortgage rates.
FOA’s substantial variable-rate indebtedness—approximately 62% of its debt as of December 31, 2023—exposes the company to higher interest expenses and constrained liquidity if rates continue to climb.
The company’s earnings have exhibited significant volatility, highlighted by a $142.6 million net loss in Q4 2024, underscoring execution risks and the potential for future negative surprises in challenging market conditions.
Data summarised monthly by Lightyear AI. Last updated on 22 Jul 2025.
FOA News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Finance of America Companies Inc. stock?
Finance of America Companies Inc. (FOA) has a market cap of $324M as of August 15, 2025.
What is the P/E ratio for Finance of America Companies Inc. stock?
The price to earnings (P/E) ratio for Finance of America Companies Inc. (FOA) stock is 4.12 as of August 15, 2025.
Does Finance of America Companies Inc. stock pay dividends?
No, Finance of America Companies Inc. (FOA) stock does not pay dividends to its shareholders as of August 15, 2025.
When is the next Finance of America Companies Inc. dividend payment date?
Finance of America Companies Inc. (FOA) stock does not pay dividends to its shareholders.
What is the beta indicator for Finance of America Companies Inc.?
Finance of America Companies Inc. (FOA) has a beta rating of 1.46. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.