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First Bank/$FRBA

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About First Bank

First Bank is a full-service commercial bank, with target businesses from individuals, businesses, and governmental entities located in service regions throughout New Jersey and eastern Pennsylvania, with a particular focus between New York City and Philadelphia. The group focuses on traditional deposit and loan products with businesses and individuals living and working in markets as the source of business. Its services are Business Banking, Personal Banking, Digital Banking, and Lending.
Ticker
$FRBA
Sector
Finance
Primary listing
NASDAQ
Employees
329

First Bank Metrics

BasicAdvanced
$493M
11.59
$1.72
0.56
$0.33
1.81%

What the Analysts think about First Bank

Analyst ratings (Buy, Hold, Sell) for First Bank stock.
Analyst projections of the future price of First Bank stock.

Bulls say / Bears say

Third-quarter net income rose 12% from the prior quarter, while the net interest margin widened to 3.74% and the efficiency ratio improved to 52.37%. This points to better earnings momentum and cost control. (First Bank)
Loans and deposits grew by $50 million and $43 million, respectively, in the quarter, allowing First Bank to repay $90 million of higher-cost borrowings. Growth in higher-yielding commercial lending could support further income growth if the bank maintains its deposit momentum. (First Bank)
The board raised the quarterly dividend by 33% to $0.12 per share, and management announced a new share buyback plan. These moves offer shareholders a greater near-term return of capital alongside the bank’s growth plans. (First Bank, Investing.com)
Non-performing loans more than doubled year on year to $35.7 million, or 1.04% of loans, while reserve coverage fell to 132% of non-performing loans from 293% a year earlier. Further credit deterioration could therefore raise loan-loss costs and weaken earnings. (First Bank)
Funding costs could limit margin gains: the total cost of deposits rose five basis points to 2.47% in the quarter, while non-interest-bearing deposits fell by $48.7 million from June. Management said deposit pricing pressure could continue to weigh on funding costs and these balances. (Investing.com)
Investor-owned commercial real estate exposure remained sizeable at 333% of total risk-based capital. A downturn in property values or borrowers’ ability to pay could make this concentration a source of credit losses. (First Bank)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.

First Bank Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

First Bank Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing First Bank

Funds
Fund name
Fund size
$FRBA weighting
SPDR Russell 2000 US Small Cap€R2US
$5.3B0.01%
SPDR Russell 2000 US Small Cap£R2SC
$5.3B0.01%
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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