First Merchants/$FRME
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About First Merchants
First Merchants Corp, through its subsidiaries, provides its customers with financial services delivered locally by bankers. It offers personal banking, business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance. The company reports in only one segment which is community banking.
Ticker
$FRME
Sector
Primary listing
Employees
2,120
Headquarters
Website
First Merchants Metrics
BasicAdvanced
$2.2B
9.73
$3.85
1.03
$1.42
3.84%
Price and volume
Market cap
$2.2B
Beta
1.03
52-week high
$45.62
52-week low
$33.13
Average daily volume
318K
Dividend rate
$1.42
Financial strength
Dividend payout ratio (TTM)
37.29%
Profitability
Net profit margin (TTM)
35.34%
Operating margin (TTM)
44.52%
Effective tax rate (TTM)
13.62%
Revenue per employee (TTM)
$300,000
Management effectiveness
Return on assets (TTM)
1.22%
Return on equity (TTM)
9.90%
Valuation
Price to earnings (TTM)
9.732
Price to revenue (TTM)
3.399
Price to book
0.92
Price to tangible book (TTM)
1.35
Price to free cash flow (TTM)
8.421
Free cash flow yield (TTM)
11.88%
Free cash flow per share (TTM)
4.452
Dividend yield (TTM)
3.79%
Forward dividend yield
3.84%
Growth
Revenue change (TTM)
6.22%
Earnings per share change (TTM)
23.41%
3-year revenue growth (CAGR)
6.50%
3-year earnings per share growth (CAGR)
4.23%
10-year earnings per share growth (CAGR)
8.15%
3-year dividend per share growth (CAGR)
5.82%
10-year dividend per share growth (CAGR)
14.95%
Bulls say / Bears say
First Merchants reported Q1 2025 EPS of $0.94, exceeding the consensus estimate of $0.91, highlighting resilient profitability (GuruFocus News).
The efficiency ratio improved to 54.54% in Q1 2025, reflecting effective cost management and enhanced operational efficiency (GuruFocus News).
The company announced a quarterly dividend increase to $0.36 per share, representing a 3.83% yield, underscoring its commitment to returning capital to shareholders (ETF Daily News).
Net interest income declined by $4.1 million quarter-over-quarter in Q1 2025, indicating pressure on core lending margins (GuruFocus News).
Noninterest income fell by $12.7 million in Q1 2025 due to the absence of gains from the prior quarter’s branch sale, exposing fee revenue volatility (GuruFocus News).
Q1 2025 revenue of $160.3 million fell short of Street forecasts, indicating top-line headwinds (AP News).
Data summarised monthly by Lightyear AI. Last updated on 29 Sept 2025.
First Merchants News
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FAQs
What’s the current market cap for First Merchants stock?
First Merchants (FRME) has a market cap of $2.2B as of October 05, 2025.
What is the P/E ratio for First Merchants stock?
The price to earnings (P/E) ratio for First Merchants (FRME) stock is 9.73 as of October 05, 2025.
Does First Merchants stock pay dividends?
Yes, the First Merchants (FRME) stock pays dividends to shareholders. As of October 05, 2025, the dividend rate is $1.42 and the yield is 3.84%. First Merchants has a payout ratio of 37.29% on a trailing twelve-month basis.
When is the next First Merchants dividend payment date?
The next First Merchants (FRME) dividend payment date is unconfirmed.
What is the beta indicator for First Merchants?
First Merchants (FRME) has a beta rating of 1.03. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.