FS Bancorp/$FSBW
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About FS Bancorp
FS Bancorp Inc is the holding company of First Security Bank, a diversified lender with a focus on the origination of commercial real estate, one-to-four-family, and home equity loans, consumer loans, including a variety of indirect home improvement (fixture secured loans), and marine loans, and commercial business loans. The company has two operating segments; The commercial and consumer banking segment provides diversified financial products and services to its commercial and consumer customers through Bank branches, automated teller machines, online banking platforms, mobile banking apps, and telephone banking; and The home lending segment originates one-to-four-family residential mortgage loans for sale in the secondary markets as well as loans held for investment.
- Ticker
- $FSBW
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 626
- Headquarters
- Mountlake Terrace, United States
- Website
- www.fsbwa.com
FS Bancorp Metrics
BasicAdvanced
$337M
11.72
$3.71
0.68
$1.15
2.66%
Price and volume
Market cap
$337M
Beta
0.68
52-week high
$45.85
52-week low
$36.66
Average daily volume
31K
Dividend rate
$1.15
Financial strength
Profitability
Net profit margin (TTM)
20.12%
Operating margin (TTM)
29.90%
Effective tax rate (TTM)
19.91%
Revenue per employee (TTM)
$230,000
Management effectiveness
Return on assets (TTM)
0.85%
Return on equity (TTM)
9.19%
Valuation
Price to earnings (TTM)
11.725
Price to revenue (TTM)
2.273
Price to book
1.01
Price to tangible book (TTM)
1.07
Dividend yield (TTM)
2.64%
Forward dividend yield
2.66%
Growth
Revenue change (TTM)
2.66%
Earnings per share change (TTM)
-9.14%
3-year revenue growth (CAGR)
2.11%
3-year earnings per share growth (CAGR)
-4.78%
10-year earnings per share growth (CAGR)
8.43%
3-year dividend per share growth (CAGR)
6.58%
10-year dividend per share growth (CAGR)
21.07%
What the Analysts think about FS Bancorp
Analyst ratings (Buy, Hold, Sell) for FS Bancorp stock.
Analyst projections of the future price of FS Bancorp stock.
Bulls say / Bears say
Second-quarter net income rose to $7.9 million from $7.7 million a year earlier, while diluted earnings per share increased to $1.04 from $0.99. Net interest margin held at 4.30%, giving the bank a relatively stable earnings base. (GlobeNewswire)
Net loans grew $46.7 million year on year to $2.63 billion, led by an $88.9 million rise in commercial real estate lending. Continued loan growth can support future interest income. (GlobeNewswire)
FS Bancorp completed its Pacific West acquisition in August, extending its franchise into the greater Portland market. The deal gives the bank a broader regional base from which to build customer relationships and lending. (GlobeNewswire)
Credit costs are rising: first-half provisions increased to $5.2 million from $3.6 million a year earlier, reflecting higher consumer charge-offs and a $2.3 million charge-off on a commercial construction loan. The company cited leasing uncertainty and continued pressure on commercial property values. (GlobeNewswire)
Deposits fell $188.7 million, or 7.2%, in the second quarter and were 4.1% lower than a year earlier. The bank replaced some higher-cost brokered deposits with borrowings, increasing its reliance on non-deposit funding. (GlobeNewswire)
The Pacific West deal adds integration and dilution risks: FS Bancorp recorded $417,000 in acquisition-related costs in the second quarter and paid partly with 430,176 new shares plus $16.8 million in cash. The new shares dilute existing ownership, while integration costs may weigh on earnings. (GlobeNewswire, GlobeNewswire)
Data summarised monthly by Lightyear AI. Last updated on 13 Oct 2026.
FS Bancorp Financial Performance
Revenues and expenses
FS Bancorp Earnings Performance
Company profitability
Upcoming events
Funds containing FS Bancorp
Fund name | Fund size | $FSBW weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.01% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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