German American Bank/$GABC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About German American Bank
German American Bancorp Inc is a bank holding company. The lines of business include the core banking segment and the wealth management segment. The core banking segment involves attracting deposits from the general public and using those funds to originate consumer, commercial, and agricultural real estate, and residential mortgage loans. These core banking activities also include the sale of residential mortgage loans in the secondary market. Wealth management services, which involve providing trust, investment advisory, brokerage, and retirement planning services to customers. The company generates the majority of its revenue from the core banking segment.
- Ticker
- $GABC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 984
- Headquarters
- Jasper, United States
- Website
- germanamerican.com
GABC Metrics
BasicAdvanced
$1.8B
12.62
$3.88
0.60
$1.22
2.53%
Price and volume
Market cap
$1.8B
Beta
0.6
52-week high
$52.23
52-week low
$37.73
Average daily volume
146K
Dividend rate
$1.22
Financial strength
Profitability
Net profit margin (TTM)
37.63%
Operating margin (TTM)
50.43%
Effective tax rate (TTM)
20.07%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
1.73%
Return on equity (TTM)
12.81%
Valuation
Price to earnings (TTM)
12.617
Price to revenue (TTM)
4.748
Price to book
1.59
Price to tangible book (TTM)
2.45
Dividend yield (TTM)
2.49%
Forward dividend yield
2.53%
Growth
Revenue change (TTM)
23.74%
Earnings per share change (TTM)
34.93%
3-year revenue growth (CAGR)
15.30%
3-year earnings per share growth (CAGR)
8.87%
10-year earnings per share growth (CAGR)
9.85%
3-year dividend per share growth (CAGR)
7.43%
10-year dividend per share growth (CAGR)
9.96%
What the Analysts think about GABC
Analyst ratings (Buy, Hold, Sell) for German American Bank stock.
Analyst projections of the future price of German American Bank stock.
Bulls say / Bears say
Q3 net income rose 10% year on year to a record $38.6 million, while net interest margin widened to 4.42% from 4.06%. Stronger lending spreads are driving earnings growth. (Businesswire)
Loans grew 4% year on year and 4% at an annualised rate in Q3, led by commercial real estate and home-equity lending. Continued loan growth could support future interest income. (Businesswire)
Wealth-management fees rose 17% year on year and assets under management reached $4.4 billion. Growing fee income offers some diversification beyond lending, although fees were flat from the prior quarter. (Businesswire)
Deposits fell $59 million in Q3 and were down 1% year on year even as loans grew. Management says attracting competitively priced deposits will be key, leaving a risk of higher funding costs and margin pressure. (Businesswire)
Operating costs rose 5% from Q2 and 7% year on year, pushing the efficiency ratio to 49.05% from 47.38% in Q2. If revenue growth slows, higher expenses could weigh on operating leverage. (Businesswire)
Rising long-term rates reduced the tangible common equity ratio to 9.39% from 10.05% in Q2 and tangible book value per share to $20.01 from $21.48. Further rate rises could add pressure to these capital measures. (Businesswire)
Data summarised monthly by Lightyear AI. Last updated on 27 Oct 2026.
GABC Financial Performance
Revenues and expenses
GABC Earnings Performance
Company profitability
Upcoming events
GABC News
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Funds containing GABC
Fund name | Fund size | $GABC weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.07% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.07% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.04% |
iShares MSCI World Small Cap£WLDS | $9B | 0.02% |
iShares MSCI World Small Cap€IUSN | $9B | 0.02% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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