Greene County Bancorp/$GCBC
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Greene County Bancorp
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
Ticker
$GCBC
Sector
Primary listing
Employees
201
Headquarters
Website
GCBC Metrics
BasicAdvanced
$366M
11.76
$1.83
0.49
$0.37
1.86%
Price and volume
Market cap
$366M
Beta
0.49
52-week high
$27.41
52-week low
$20.00
Average daily volume
15K
Dividend rate
$0.37
Financial strength
Dividend payout ratio (TTM)
14.37%
Profitability
Net profit margin (TTM)
42.41%
Operating margin (TTM)
46.82%
Effective tax rate (TTM)
10.18%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
1.06%
Return on equity (TTM)
14.00%
Valuation
Price to earnings (TTM)
11.757
Price to revenue (TTM)
4.944
Price to book
1.53
Price to tangible book (TTM)
1.53
Price to free cash flow (TTM)
13.416
Free cash flow yield (TTM)
7.45%
Free cash flow per share (TTM)
1.603
Dividend yield (TTM)
1.72%
Forward dividend yield
1.86%
Growth
Revenue change (TTM)
15.47%
Earnings per share change (TTM)
26.12%
3-year revenue growth (CAGR)
3.17%
3-year earnings per share growth (CAGR)
3.70%
10-year earnings per share growth (CAGR)
15.71%
3-year dividend per share growth (CAGR)
11.77%
10-year dividend per share growth (CAGR)
7.39%
Bulls say / Bears say
Director Tejraj S. Hada bought 7,000 shares in late 2024, raising his total holdings to 15,706 shares. This move signals insider confidence in GCBC’s strategy despite broader market challenges (Barron’s).
GCBC reported a record net income of $31.1 million for the fiscal year ending June 30, 2025—an increase of 25.7% from the previous year, driven by higher yields on loans and securities along with disciplined control of expenses (GlobeNewswire).
Net loans receivable increased by $118.0 million, or 8.0%, reaching $1.6 billion as of March 31, 2025, indicating sustained demand for commercial real estate loans and home equity lending in GCBC’s main markets (GlobeNewswire).
StockNews.com downgraded GCBC from “hold” to “sell” on April 2, 2025, citing concerns about the company’s growth outlook and its current valuation levels (American Banking and Market News).
Greene County Bancorp’s price-to-earnings (P/E) ratio was 13 as of May 23, 2025, higher than the regional banking sector average of about 12.87. MarketsMojo considers the stock “expensive,” suggesting there may be limited room for further gains at this valuation (MarketsMojo).
The provision for credit losses rose to $2.3 million for the nine months ending March 31, 2025, up from $922,000 the previous year. This increase points to slight deterioration in economic forecasts and suggests higher credit risk exposure (GlobeNewswire).
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Greene County Bancorp stock?
Greene County Bancorp (GCBC) has a market cap of $366M as of October 12, 2025.
What is the P/E ratio for Greene County Bancorp stock?
The price to earnings (P/E) ratio for Greene County Bancorp (GCBC) stock is 11.76 as of October 12, 2025.
Does Greene County Bancorp stock pay dividends?
Yes, the Greene County Bancorp (GCBC) stock pays dividends to shareholders. As of October 12, 2025, the dividend rate is $0.37 and the yield is 1.86%. Greene County Bancorp has a payout ratio of 14.37% on a trailing twelve-month basis.
When is the next Greene County Bancorp dividend payment date?
The next Greene County Bancorp (GCBC) dividend payment date is unconfirmed.
What is the beta indicator for Greene County Bancorp?
Greene County Bancorp (GCBC) has a beta rating of 0.49. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.