Grupo Financiero Galicia/$GGAL
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About Grupo Financiero Galicia
Grupo Financiero Galicia SA is a financial service holding company. It provides general banking services, proprietary brand credit card services, personal loans, insurance, and other services. The company's operating business segments are Banks, Ecosistema Naranja X, Insurance, Adjustments, and Other Businesses. It generates maximum revenue from Banks. Geographically its operate in Argentina, Uruguay, and the majority of its revenue comes from Argentina.
Ticker
$GGAL
Sector
Primary listing
Employees
9,183
Headquarters
Buenos Aires, Argentina
Website
GGAL Metrics
BasicAdvanced
$5.5B
69.01
$0.50
0.73
$0.70
2.04%
Price and volume
Market cap
$5.5B
Beta
0.73
52-week high
$74.00
52-week low
$25.89
Average daily volume
3.6M
Dividend rate
$0.70
Financial strength
Dividend payout ratio (TTM)
23.00%
Profitability
Net profit margin (TTM)
20.31%
Operating margin (TTM)
10.00%
Effective tax rate (TTM)
20.93%
Revenue per employee (TTM)
$414,680
Management effectiveness
Return on assets (TTM)
4.01%
Return on equity (TTM)
20.59%
Valuation
Price to earnings (TTM)
69.011
Price to revenue (TTM)
14.013
Price to book
1.13
Price to tangible book (TTM)
1.19
Price to free cash flow (TTM)
-28.299
Free cash flow yield (TTM)
-3.53%
Free cash flow per share (TTM)
-1.219
Dividend yield (TTM)
2.04%
Growth
Revenue change (TTM)
-46.88%
Earnings per share change (TTM)
-27.31%
3-year revenue growth (CAGR)
78.76%
3-year earnings per share growth (CAGR)
142.12%
10-year earnings per share growth (CAGR)
73.67%
What the Analysts think about GGAL
Analyst ratings (Buy, Hold, Sell) for Grupo Financiero Galicia stock.
Bulls say / Bears say
A merger by absorption between Banco de Galicia y Buenos Aires and Banco GGAL (formerly HSBC Bank Argentina) became effective on June 23, 2025, streamlining operations under a unified license and enhancing scale and efficiency (SEC Form 6-K)
HSBC Bank plc launched a secondary offering of 11,721,449 American Depositary Shares on June 10, 2025, providing ADS liquidity and demonstrating institutional-level support for GGAL’s equity (GlobeNewswire)
U.S.-traded GGAL shares rose about 1% on September 23, 2025, alongside a nearly 5% rally in the Argentine peso and bonds, indicating investor confidence in the bank’s currency exposure and recovery prospects (Reuters)
Net income plunged 70% year-over-year to ARS 173 billion in Q2 2025, driven by a 36% decline in net interest income and a 192% surge in loan loss provisions, underscoring significant profitability headwinds (Bloomberg)
The non-performing loan ratio doubled to approximately 4.4% in Q2 2025—up 240 basis points year-over-year—pressuring asset quality and necessitating higher provisions (Bloomberg)
Argentina’s central bank raised average reserve requirements to about 45% from 41.5% effective September 1, 2025, which is expected to constrain GGAL’s liquidity and lending capacity (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 30 Sept 2025.
GGAL Financial Performance
Revenues and expenses
GGAL Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Grupo Financiero Galicia stock?
Grupo Financiero Galicia (GGAL) has a market cap of $5.5B as of October 11, 2025.
What is the P/E ratio for Grupo Financiero Galicia stock?
The price to earnings (P/E) ratio for Grupo Financiero Galicia (GGAL) stock is 69.01 as of October 11, 2025.
Does Grupo Financiero Galicia stock pay dividends?
Yes, the Grupo Financiero Galicia (GGAL) stock pays dividends to shareholders. As of October 11, 2025, the dividend rate is $0.70302 and the yield is 2.04%. Grupo Financiero Galicia has a payout ratio of 23% on a trailing twelve-month basis.
When is the next Grupo Financiero Galicia dividend payment date?
The next Grupo Financiero Galicia (GGAL) dividend payment date is unconfirmed.
What is the beta indicator for Grupo Financiero Galicia?
Grupo Financiero Galicia (GGAL) has a beta rating of 0.73. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.