Guild/$GHLD
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About Guild
Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client's next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
Ticker
$GHLD
Sector
Primary listing
NYSE
Employees
5,270
Headquarters
Website
Guild Metrics
BasicAdvanced
$1.2B
10.03
$1.99
-
$0.75
3.75%
Price and volume
Market cap
$1.2B
52-week high
$23.57
52-week low
$11.99
Average daily volume
27K
Dividend rate
$0.75
Financial strength
Current ratio
27.584
Quick ratio
0.911
Long term debt to equity
269.43
Total debt to equity
269.43
Interest coverage (TTM)
2.55%
Profitability
EBITDA (TTM)
298.688
Gross margin (TTM)
100.00%
Net profit margin (TTM)
9.92%
Operating margin (TTM)
22.38%
Effective tax rate (TTM)
23.08%
Revenue per employee (TTM)
$240,000
Management effectiveness
Return on assets (TTM)
3.65%
Return on equity (TTM)
10.51%
Valuation
Price to earnings (TTM)
10.034
Price to revenue (TTM)
0.976
Price to book
1.01
Price to tangible book (TTM)
-3.92
Dividend yield (TTM)
3.75%
Growth
Revenue change (TTM)
53.03%
Earnings per share change (TTM)
-229.93%
3-year revenue growth (CAGR)
-3.78%
3-year earnings per share growth (CAGR)
-31.71%
Bulls say / Bears say
The all-cash acquisition at $20.00 per share is a 56% premium over Guild’s closing price on May 23, 2025, providing immediate and significant value to shareholders (Reuters).
The definitive agreement includes a strategic partnership with Lakeview Loan Servicing, a Bayview affiliate, which should strengthen Guild’s mortgage origination and servicing capacity after closing (Reuters).
Mortgage servicers like Guild are expected to benefit when rates eventually fall and refinancing activity increases, boosting future servicing income (Reuters).
Guild’s board intends to authorize a special cash dividend of up to $0.25 per share before closing, which could strain liquidity and reduce cash on hand for operations if the merger is delayed (Reuters).
Taking Guild private in Q4 2025 will remove public market liquidity, potentially restricting shareholders’ ability to access or revalue their investment until the transaction is finalized (Reuters).
Persistent high interest rates and sluggish loan growth have weighed on mortgage lender profitability, a trend that could persist and challenge Guild’s financial performance after the acquisition (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 1 Nov 2025.
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FAQs
What’s the current market cap for Guild stock?
Guild (GHLD) has a market cap of $1.2B as of November 07, 2025.
What is the P/E ratio for Guild stock?
The price to earnings (P/E) ratio for Guild (GHLD) stock is 10.03 as of November 07, 2025.
Does Guild stock pay dividends?
Yes, the Guild (GHLD) stock pays dividends to shareholders. As of November 07, 2025, the dividend rate is $0.75 and the yield is 3.75%. Guild has a payout ratio of 0% on a trailing twelve-month basis.
When is the next Guild dividend payment date?
The next Guild (GHLD) dividend payment date is unconfirmed.
What is the beta indicator for Guild?
Guild (GHLD) does not currently have a Beta indicator.