Grenke AG/€GLJ
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Grenke AG
Grenke AG is a financial services company based in Baden-Baden, Germany, specializing in small-ticket leasing, primarily focusing on IT and office equipment. The company offers a range of financing options, including leasing, banking, and factoring services, which cater primarily to small and medium-sized enterprises (SMEs). Founded in 1978 by Wolfgang Grenke, the company has expanded its operations across Europe and other international markets, establishing a significant presence in more than 30 countries. Grenke’s strategic competitive strength lies in its extensive distribution network and expertise in servicing SMEs, offering flexible financial solutions tailored to their needs. The company’s focus on a niche market segment enables it to maintain a specialized approach within the competitive landscape of financial services.
- Ticker
- €GLJ
- Sector
- Finance
- Primary listing
- XETRA
- Employees
- 2,500
- Headquarters
- Baden-Baden, Germany
- Website
- www.grenke.com
Grenke AG Metrics
BasicAdvanced
€445M
7.48
€1.35
1.37
€0.42
4.16%
Price and volume
Market cap
€445M
Beta
1.37
52-week high
€16.20
52-week low
€9.90
Average daily volume
109K
Dividend rate
€0.42
Financial strength
Current ratio
2.125
Quick ratio
2.012
Long term debt to equity
2.546
Total debt to equity
3.575
Dividend payout ratio (TTM)
50.15%
Profitability
Gross margin (TTM)
83.12%
Net profit margin (TTM)
10.48%
Operating margin (TTM)
16.61%
Effective tax rate (TTM)
24.91%
Revenue per employee (TTM)
€280,000
Management effectiveness
Return on assets (TTM)
0.86%
Return on equity (TTM)
5.52%
Valuation
Price to earnings (TTM)
7.477
Price to revenue (TTM)
0.642
Price to book
0.33
Price to tangible book (TTM)
0.37
Price to free cash flow (TTM)
-1.203
Free cash flow yield (TTM)
-83.13%
Free cash flow per share (TTM)
-8.388
Dividend yield (TTM)
4.16%
Forward dividend yield
4.16%
Growth
Revenue change (TTM)
12.54%
Earnings per share change (TTM)
37.64%
3-year revenue growth (CAGR)
11.27%
10-year revenue growth (CAGR)
8.41%
3-year earnings per share growth (CAGR)
-8.62%
10-year earnings per share growth (CAGR)
-4.05%
3-year dividend per share growth (CAGR)
-2.27%
10-year dividend per share growth (CAGR)
-1.73%
What the Analysts think about Grenke AG
Analyst ratings (Buy, Hold, Sell) for Grenke AG stock.
Analyst projections of the future price of Grenke AG stock.
Bulls say / Bears say
First-half earnings rose 24.8% to €32.6 million as operating income grew 11% while costs rose just 1.5%. The cost-income ratio improved to 51.6% from 56.4%, showing better operating leverage. (grenke)
Leasing new business still grew 1.4% to €1.64 billion in the first half despite weak investment activity. Growth in Germany, France and Italy, alongside expansion in the US and Canada, offers a base for further portfolio growth. (grenke)
Credit quality is a key drag: the first-half loss rate rose to 2.0% from 1.7%, above Grenke’s stated long-term average of 1.5%, while claims and risk provisions increased to €119 million from €95 million. (grenke)
S&P cut its outlook on Grenke to negative, citing structurally weaker risk-adjusted performance and expecting elevated credit losses to persist. It also warned that growth could make it harder to keep capital measures above its thresholds. (S&P Global Ratings)
New-business momentum and margins have softened: H1 leasing growth was only 1.4%, while the CM2 margin fell to 15.9% from 17.3%. Management expects full-year leasing volume towards the lower end of its €3.4–3.6 billion forecast range. (grenke)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
Grenke AG Financial Performance
Revenues and expenses
Grenke AG Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Grenke AG
AllUSDEUR
Fund name | Fund size | €GLJ weighting |
|---|---|---|
Xtrackers MSCI Europe Small Cap£XXSC | $3.6B | 0.02% |
Xtrackers MSCI Europe Small Cap€DX2J | $3.6B | 0.02% |
Vanguard Germany All Cap£VGER | €258M | 0.01% |
Vanguard ESG Developed Europe All Cap£V3EA | €125M | 0.00% |
Vanguard ESG Developed Europe All Cap£V3EL | €35M | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.