Grenke AG/€GLJ
06:30
10:10
13:45
17:25
21:00
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About Grenke AG
Grenke AG is a financial services company based in Baden-Baden, Germany, specializing in small-ticket leasing, primarily focusing on IT and office equipment. The company offers a range of financing options, including leasing, banking, and factoring services, which cater primarily to small and medium-sized enterprises (SMEs). Founded in 1978 by Wolfgang Grenke, the company has expanded its operations across Europe and other international markets, establishing a significant presence in more than 30 countries. Grenke’s strategic competitive strength lies in its extensive distribution network and expertise in servicing SMEs, offering flexible financial solutions tailored to their needs. The company’s focus on a niche market segment enables it to maintain a specialized approach within the competitive landscape of financial services.
Ticker
€GLJ
Sector
Primary listing
XETRA
Employees
2,400
Headquarters
Website
Grenke AG Metrics
BasicAdvanced
€650M
15.19
€0.98
1.31
€0.40
2.69%
Price and volume
Market cap
€650M
Beta
1.31
52-week high
€19.80
52-week low
€11.59
Average daily volume
14K
Dividend rate
€0.40
Financial strength
Current ratio
1.91
Quick ratio
2.51
Long term debt to equity
300.321
Total debt to equity
301.478
Dividend payout ratio (TTM)
62.59%
Profitability
Gross margin (TTM)
79.92%
Net profit margin (TTM)
9.02%
Operating margin (TTM)
13.60%
Effective tax rate (TTM)
21.46%
Revenue per employee (TTM)
€260,000
Management effectiveness
Return on assets (TTM)
0.63%
Return on equity (TTM)
3.72%
Valuation
Price to earnings (TTM)
15.187
Price to revenue (TTM)
1.075
Price to book
0.47
Price to tangible book (TTM)
0.52
Price to free cash flow (TTM)
1.567
Free cash flow yield (TTM)
63.81%
Free cash flow per share (TTM)
9.502
Dividend yield (TTM)
2.69%
Forward dividend yield
2.69%
Growth
Revenue change (TTM)
10.04%
Earnings per share change (TTM)
-46.91%
3-year revenue growth (CAGR)
7.76%
10-year revenue growth (CAGR)
8.91%
3-year earnings per share growth (CAGR)
-22.98%
10-year earnings per share growth (CAGR)
-4.98%
3-year dividend per share growth (CAGR)
-7.78%
10-year dividend per share growth (CAGR)
0.87%
Bulls say / Bears say
Leasing new business in Q3 2025 grew 5.8% year-on-year to €781.2 million, with a CM2 margin of 16.6% in line with targets, demonstrating resilient demand and profitability control in core small-ticket leasing (Reuters)
In Q2 2025, leasing new business rose 9.8% to €867.4 million and CM2 margin exceeded 17.1%, above the 16.5% full-year target, underscoring strong portfolio growth and robust contribution margins (Grenke)
For FY 2024, Grenke proposed a dividend of €0.40 per share (≈2.5% yield), maintaining its 25% payout ratio and signaling commitment to returning capital amid growth investments (Grenke)
Q1 2025 group earnings plunged 48.5% to €10.2 million from €19.8 million year-on-year, driven by sharply higher settlement of claims and risk provisions, signaling rising credit losses among SME clients (Grenke)
Shares in Grenke fell about 17% after the company’s FY 2025 guidance of €71–81 million in group earnings and €3.2–3.4 billion in new business came in below analyst consensus, underscoring investor concerns over muted earnings growth (Reuters)
Factoring new business in Q1 2025 declined 8.6% to €194.7 million (Q1 2024: €212.9 million) as the division is held for sale, reducing Grenke’s revenue diversification and exposing it more to leasing-only risks (Grenke)
Data summarised monthly by Lightyear AI. Last updated on 1 Nov 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Grenke AG stock?
Grenke AG (GLJ) has a market cap of €650M as of November 11, 2025.
What is the P/E ratio for Grenke AG stock?
The price to earnings (P/E) ratio for Grenke AG (GLJ) stock is 15.19 as of November 11, 2025.
Does Grenke AG stock pay dividends?
Yes, the Grenke AG (GLJ) stock pays dividends to shareholders. As of November 11, 2025, the dividend rate is €0.4 and the yield is 2.69%. Grenke AG has a payout ratio of 62.59% on a trailing twelve-month basis.
When is the next Grenke AG dividend payment date?
The next Grenke AG (GLJ) dividend payment date is unconfirmed.
What is the beta indicator for Grenke AG?
Grenke AG (GLJ) has a beta rating of 1.31. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.