Guaranty Bancshares/$GNTY
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Guaranty Bancshares
Guaranty Bancshares Inc is a bank holding company conducting banking activities through its wholly-owned subsidiary. The company provides its customers with a full array of relationship-driven commercial and consumer banking products and services, as well as mortgage, trust, and wealth management products and services that are tailored to meet the needs of small and medium-sized businesses, professionals, and individuals. It also provides other services such as Credit cards, Personal Loans, Business Checking, Treasury Management, and other related services. The company generates its revenue from interest on loans and investments, customer service and loan fees, fees related to the sale of mortgage loans, and trust and wealth management services.
Ticker
$GNTY
Sector
Primary listing
NYSE
Employees
485
Headquarters
Website
GNTY Metrics
BasicAdvanced
$552M
15.45
$3.15
0.45
$0.98
2.05%
Price and volume
Market cap
$552M
Beta
0.45
52-week high
$49.37
52-week low
$35.22
Average daily volume
44K
Dividend rate
$0.98
Financial strength
Dividend payout ratio (TTM)
30.69%
Profitability
Net profit margin (TTM)
28.32%
Operating margin (TTM)
35.58%
Effective tax rate (TTM)
19.75%
Revenue per employee (TTM)
$260,000
Management effectiveness
Return on assets (TTM)
1.16%
Return on equity (TTM)
11.24%
Valuation
Price to earnings (TTM)
15.446
Price to revenue (TTM)
4.354
Price to book
1.67
Price to tangible book (TTM)
1.85
Price to free cash flow (TTM)
12.426
Free cash flow yield (TTM)
8.05%
Free cash flow per share (TTM)
3.917
Dividend yield (TTM)
2.01%
Forward dividend yield
2.05%
Growth
Revenue change (TTM)
10.12%
Earnings per share change (TTM)
38.57%
3-year revenue growth (CAGR)
0.54%
3-year earnings per share growth (CAGR)
-1.53%
3-year dividend per share growth (CAGR)
5.27%
Bulls say / Bears say
Net interest margin improved to 3.71% in Q2 2025 from 3.26% a year ago, boosting net interest income by 15.8% to $27.7 million and raising net income to $10.0 million.
The bank continues to exhibit strong asset quality, with nonperforming assets at just 0.33% of total assets and annualized net charge-offs at only 0.05%, reflecting prudent lending practices.
The binding agreement to be acquired by Glacier Bancorp at $41.58 per share represents an 8% premium and offers increased strategic scale and resources, enhancing value for shareholders.
Loan growth remains weak, with gross loans rising just 1.6% from the previous quarter to $2.14 billion and falling 3.3% year-over-year, indicating subdued credit demand in the bank’s main markets.
Asset quality worsened compared to the previous quarter as nonperforming assets increased to 0.33% of total assets from 0.15% in Q1 2025, mainly due to a single borrower moving to nonaccrual status, which could point to potential credit issues ahead.
The announced merger with Glacier Bancorp depends on both regulatory and shareholder approvals, creating execution risk; if the deal falls through, GNTY’s valuation could take a significant hit.
Data summarised monthly by Lightyear AI. Last updated on 29 Aug 2025.
GNTY News
AllArticlesVideos
Guaranty Bancshares, Inc. Reports Second Quarter 2025 Financial Results
Business Wire·1 month ago
Guaranty Bank & Trust Returns as Sponsor of 29th Annual Dallas Mayor's Back to School Fair, Expanding Focus on Financial Literacy
Business Wire·2 months ago
GUARANTY BANCSHARES INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Guaranty Bancshares, Inc. - GNTY
Business Wire·2 months ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Guaranty Bancshares stock?
Guaranty Bancshares (GNTY) has a market cap of $552M as of September 04, 2025.
What is the P/E ratio for Guaranty Bancshares stock?
The price to earnings (P/E) ratio for Guaranty Bancshares (GNTY) stock is 15.45 as of September 04, 2025.
Does Guaranty Bancshares stock pay dividends?
Yes, the Guaranty Bancshares (GNTY) stock pays dividends to shareholders. As of September 04, 2025, the dividend rate is $0.98 and the yield is 2.05%. Guaranty Bancshares has a payout ratio of 30.69% on a trailing twelve-month basis.
When is the next Guaranty Bancshares dividend payment date?
The next Guaranty Bancshares (GNTY) dividend payment date is unconfirmed.
What is the beta indicator for Guaranty Bancshares?
Guaranty Bancshares (GNTY) has a beta rating of 0.45. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.