Genworth Financial/$GNW
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Capital at risk
About Genworth Financial
Genworth Financial Inc is a diversified insurance holding company that provides various mortgage and life insurance products. The company has four main operating business segments: Enact, Closed Block segment, and Corporate and Other. The company's product portfolio includes various financial products such as traditional life insurance, mortgage insurance, fixed annuities, and variable annuities. The majority of the revenue is generated by the Enact segment. The company earns the maximum of its revenue in the United States.
- Ticker
- $GNW
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 3,100
- Headquarters
- Glen Allen, United States
- Website
- www.genworth.com
GNW Metrics
BasicAdvanced
$3.8B
18.93
$0.53
0.86
-
Price and volume
Market cap
$3.8B
Beta
0.86
52-week high
$10.69
52-week low
$7.84
Average daily volume
3.4M
Financial strength
Current ratio
10.675
Quick ratio
1.104
Long term debt to equity
0.154
Total debt to equity
0.233
Interest coverage (TTM)
4.70%
Profitability
EBITDA (TTM)
535.5
Gross margin (TTM)
6.63%
Net profit margin (TTM)
2.87%
Operating margin (TTM)
6.61%
Effective tax rate (TTM)
17.41%
Revenue per employee (TTM)
$2,390,000
Management effectiveness
Return on assets (TTM)
0.35%
Return on equity (TTM)
3.40%
Valuation
Price to earnings (TTM)
18.929
Price to revenue (TTM)
0.537
Price to book
0.44
Price to tangible book (TTM)
0.45
Price to free cash flow (TTM)
9.234
Free cash flow yield (TTM)
10.83%
Free cash flow per share (TTM)
1.093
Growth
Revenue change (TTM)
2.11%
Earnings per share change (TTM)
21.94%
3-year revenue growth (CAGR)
-0.28%
10-year revenue growth (CAGR)
-1.12%
3-year earnings per share growth (CAGR)
-29.92%
10-year earnings per share growth (CAGR)
-2.76%
Bulls say / Bears say
Enact remains a strong earnings and cash engine. In the second quarter it produced $143 million of adjusted operating income, returned $103 million to Genworth, and maintained a 161% PMIERs sufficiency ratio; Genworth now expects $445–$485 million of Enact cash returns in 2026. (Genworth Financial, The Motley Fool)
Capital returns could support per-share value. Genworth repurchased about $262 million of shares by 1 September and then added $500 million to its existing authorisation, giving it substantial flexibility to reduce the share count while Enact supplies cash. (Genworth Financial, Genworth Financial)
Management has materially reduced the risk in the legacy long-term-care block. Genworth says its rate increases and benefit changes have generated about $34.8 billion of estimated net present value since 2012, with roughly 62% of policyholders offered a benefit reduction accepting one. (Genworth Financial, The Motley Fool)
The long-term-care block is still producing adverse experience. It recorded a $110 million adjusted operating loss in the second quarter, including a $127 million liability remeasurement loss, and first-half actual-versus-expected losses were already above the level implied by management’s roughly $300 million full-year expectation. (InsuranceNewsNet, The Motley Fool)
Genworth is heavily dependent on Enact for both earnings and cash flow. That concentration leaves the group exposed to weaker US housing or mortgage credit, lower high loan-to-value originations, policy cancellations, or changes to the mortgage-insurance rules imposed by Fannie Mae and Freddie Mac. (Genworth Financial, The Motley Fool)
A major potential catalyst has weakened. The UK Court of Appeal overturned the ruling that had supported most of AXA’s indemnity claim against Santander, and Genworth said it was disappointed while assessing further appeals; any recovery was excluded from its capital plans but is no longer a dependable source of upside. (Genworth Financial, InsuranceNewsNet)
Data summarised monthly by Lightyear AI. Last updated on 15 Sept 2026.
Upcoming events
No upcoming events
GNW News
AllArticlesVideos

Genworth Issues Statement on Court of Appeal Ruling Against AXA in UK Payment Protection Insurance Case
Business Wire2 days ago

Genworth Financial Announces $500 Million Expansion of Existing Share Repurchase Program
Business Wire2 weeks ago

Genworth Financial Q2 Earnings Call Highlights
MarketBeat1 month ago
Funds containing GNW
AllEURUSDGBP
Fund name | Fund size | $GNW weighting |
|---|---|---|
iShares Ageing Population€AGED | €822M | 0.25% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.17% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.17% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.13% |
iShares MSCI World Small Cap$WSML | $9B | 0.03% |
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