Goosehead Insurance/$GSHD
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Goosehead Insurance
Goosehead Insurance Inc operates as an insurance agency. Its insurance products consist of homeowner's insurance; auto insurance; other personal lines products including flood, wind and earthquake insurance; excess liability or umbrella insurance; specialty lines insurance (motorcycle, recreational vehicle and other insurance); commercial lines insurance (general liability, property, and auto insurance for small businesses); and life insurance. Geographically, it operates in Texas, California, Illinois, Florida, and other regions. The company is has a single reportable segment: insurance distribution.
- Ticker
- $GSHD
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,600
- Headquarters
- Westlake, United States
- Website
- www.goosehead.com
GSHD Metrics
BasicAdvanced
$1.1B
34.71
$1.37
1.40
-
Price and volume
Market cap
$1.1B
Beta
1.4
52-week high
$79.85
52-week low
$33.68
Average daily volume
496K
Financial strength
Current ratio
1.544
Quick ratio
1.211
Long term debt to equity
-1.912
Total debt to equity
-1.978
Dividend payout ratio (TTM)
18.03%
Interest coverage (TTM)
4.08%
Profitability
EBITDA (TTM)
105.693
Gross margin (TTM)
49.58%
Net profit margin (TTM)
8.79%
Operating margin (TTM)
23.22%
Effective tax rate (TTM)
17.08%
Revenue per employee (TTM)
$250,000
Management effectiveness
Return on assets (TTM)
13.82%
Return on equity (TTM)
-36.71%
Valuation
Price to earnings (TTM)
34.713
Price to revenue (TTM)
2.9
Price to book
-10.08
Price to tangible book (TTM)
-7.05
Price to free cash flow (TTM)
20.751
Free cash flow yield (TTM)
4.82%
Free cash flow per share (TTM)
2.294
Growth
Revenue change (TTM)
17.87%
Earnings per share change (TTM)
20.05%
3-year revenue growth (CAGR)
18.60%
3-year earnings per share growth (CAGR)
72.98%
What the Analysts think about GSHD
Analyst ratings (Buy, Hold, Sell) for Goosehead Insurance stock.
Analyst projections of the future price of Goosehead Insurance stock.
Bulls say / Bears say
Q2 earnings momentum was strong: revenue rose 21%, adjusted EBITDA rose 30%, and net income more than doubled. Goosehead raised its 2026 organic revenue growth guidance to 12–19%, suggesting management expects momentum to continue. (Goosehead Insurance)
Client retention improved to 86% from 84% a year earlier, while policies in force grew 15%. A larger, better-retained book should support recurring renewal commissions, a more predictable source of income. (Goosehead Insurance)
Corporate sales headcount grew 22%, franchise producers increased 5%, and improved franchise productivity helped drive new-policy growth. If these additions mature, they give Goosehead more capacity to expand through both corporate and franchise channels. (Goosehead Insurance)
Core revenue grew 10%, slower than the 14% increase in written premiums, suggesting premium growth is not converting fully into commission and royalty growth. Comparisons were also tougher because the prior year included a $4 million renewal-revenue adjustment. (Goosehead Insurance)
The franchise footprint contracted 16% year on year, while premium retention fell to 88% from 95%. Together, these trends raise concern that network attrition and weaker premium persistence could restrain future renewal income. (SEC)
GSHD traded at about 31 times earnings, well above the wider US insurance sector at roughly 11 times, even after a steep share-price fall. Piper Sandler also downgraded the shares and cut its 2027 earnings estimate, leaving scope for further de-rating if growth disappoints. (Yahoo Finance, Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 19 Oct 2026.
GSHD Financial Performance
Revenues and expenses
GSHD Earnings Performance
Company profitability
Upcoming events
No upcoming events
GSHD News
AllArticlesVideos
Funds containing GSHD
Fund name | Fund size | $GSHD weighting |
|---|---|---|
iShares Ageing Population$AGED | $953M | 0.10% |
iShares Ageing Population€AGED | $903M | 0.10% |
iShares Ageing Population£AGES | $953M | 0.10% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.06% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.06% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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