Hanmi Financial/$HAFC
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Hanmi Financial
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
- Ticker
- $HAFC
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 608
- Headquarters
- Los Angeles, United States
- Website
- www.hanmi.com
Hanmi Financial Metrics
BasicAdvanced
$953M
10.79
$3.02
0.74
$1.11
3.44%
Price and volume
Market cap
$953M
Beta
0.74
52-week high
$33.50
52-week low
$24.54
Average daily volume
217K
Dividend rate
$1.11
Financial strength
Profitability
Net profit margin (TTM)
32.36%
Operating margin (TTM)
44.39%
Effective tax rate (TTM)
27.10%
Revenue per employee (TTM)
$460,000
Management effectiveness
Return on assets (TTM)
1.14%
Return on equity (TTM)
11.46%
Valuation
Price to earnings (TTM)
10.786
Price to revenue (TTM)
3.421
Price to book
1.18
Price to tangible book (TTM)
1.19
Dividend yield (TTM)
3.41%
Forward dividend yield
3.44%
Growth
Revenue change (TTM)
14.14%
Earnings per share change (TTM)
26.31%
3-year revenue growth (CAGR)
2.85%
3-year earnings per share growth (CAGR)
0.87%
10-year earnings per share growth (CAGR)
5.48%
3-year dividend per share growth (CAGR)
3.54%
10-year dividend per share growth (CAGR)
6.17%
What the Analysts think about Hanmi Financial
Analyst ratings (Buy, Hold, Sell) for Hanmi Financial stock.
Analyst projections of the future price of Hanmi Financial stock.
Bulls say / Bears say
Second-quarter net income rose to $23.5 million, or $0.79 a share, from $15.1 million, or $0.50, a year earlier; net interest income also increased. This points to strong earnings momentum. (Hanmi Financial)
Commercial and industrial loans grew 28% year on year and reached 18% of the loan book, while Corporate Korea deposits rose 6.2% in the quarter to $1.2 billion. This expansion could diversify earnings and deepen customer relationships. (Exa)
Hanmi returned 58% of second-quarter earnings through dividends and share buybacks, while its tangible common equity ratio stood at 10.03%. The board also declared a third-quarter dividend of $0.28 a share. (Hanmi Financial, GlobeNewswire)
Commercial property loans made up 61% of the portfolio at June, and a $21.2 million CRE loan became delinquent after being downgraded. Total loans 30–89 days past due rose to 0.50% from 0.20% in the quarter, highlighting exposure to property-credit stress. (SEC, Hanmi Financial)
First-half non-interest expenses rose 8.5% year on year to $77.4 million, including higher data-processing and professional-fee costs. Continued cost growth could limit operating leverage if revenue momentum slows. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 22 Oct 2026.
Hanmi Financial Financial Performance
Revenues and expenses
Hanmi Financial Earnings Performance
Company profitability
Upcoming events
Hanmi Financial News
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Funds containing Hanmi Financial
Fund name | Fund size | $HAFC weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.06% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.06% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.05% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.05% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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