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Home Bancorp/$HBCP

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About Home Bancorp

Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities.It is holding company for Home Bank, N.A. The principal sources of funds are customer deposits, repayments of loans, repayments of investments, and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.
Ticker
$HBCP
Sector
Finance
Primary listing
NASDAQ
Employees
490
Headquarters
Lafayette, United States
Website
www.home24bank.com

Home Bancorp Metrics

BasicAdvanced
$474M
10.75
$5.67
0.51
$1.25
2.10%

What the Analysts think about Home Bancorp

Analyst ratings (Buy, Hold, Sell) for Home Bancorp stock.
Analyst projections of the future price of Home Bancorp stock.

Bulls say / Bears say

Net interest income held at $35.9 million in the third quarter despite interest reversals on problem loans and higher deposit costs. The 4.19% net interest margin remains a strong earnings base, and active balance-sheet management helped limit the decline from the prior quarter. (SEC)
Home Bancorp has a solid capital cushion, with a 12.33% Tier 1 leverage ratio and a 16.09% total risk-based capital ratio at quarter-end. It maintained its $0.32 quarterly dividend, supporting the case for steady shareholder returns even as earnings softened. (SEC)
The second quarter showed the bank can still grow in its markets: loans rose 7% and core deposits 8% on an annualised basis, while Houston loans grew 9% year to date. That provides a potential path to renewed growth if customer demand holds, although third-quarter balances edged down. (PR Newswire, StockAnalysis)
Credit quality deteriorated sharply in the third quarter: nonperforming assets rose 37% to $53.7 million, or 1.49% of assets, after six loan relationships totalling $19.5 million went on nonaccrual. Criticised loans also increased, so further credit deterioration could bring higher provisions and losses. (SEC)
Funding costs are pressuring margins: the net interest margin fell five basis points to 4.19% as deposit costs rose, while core deposits declined 1.2% in the quarter. Nearly all certificates of deposit mature within 12 months, leaving the bank exposed to repricing and deposit competition. (SEC)
Earnings and balance-sheet momentum weakened in the third quarter: diluted EPS fell to $1.28 from $1.48 in the previous quarter, while loans and deposits both edged lower. That makes a return to growth less certain after the second-quarter rebound. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 20 Oct 2026.

Home Bancorp Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Home Bancorp Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Home Bancorp News

AllArticlesVideos

Lost Money on Home Bancorp, Inc. Shares? The Law Offices of Frank R.

Business Wire2 weeks ago

Home Bancorp Q3 Earnings Call Highlights

MarketBeat2 weeks ago

Funds containing Home Bancorp

Funds
Fund name
Fund size
$HBCP weighting
SPDR Russell 2000 US Small Cap€R2US
$5.3B0.02%
SPDR Russell 2000 US Small Cap£R2SC
$5.3B0.02%
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