Home Bancorp/$HBCP

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About Home Bancorp

Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities. The principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.

Ticker

$HBCP
Sector
Primary listing

Employees

476

Home Bancorp Metrics

BasicAdvanced
$438M
10.75
$5.21
0.61
$1.09
2.07%

Bulls say / Bears say

Total loans increased by $17.3 million, or 0.6%, to $2.8 billion as of June 30, 2025, reflecting steady loan growth (PR Newswire).
Net interest margin widened to 4.04% in Q2 2025 from 3.91% in Q1 2025, indicating stronger profitability and solid rate management (Investing.com).
The board raised the quarterly dividend by 7% to $0.29 per share in Q2 2025, signaling confidence in earnings and capital adequacy (PR Newswire).
Nonperforming assets climbed 18% quarter-over-quarter to $25.4 million, or 0.73% of total assets as of June 30, 2025, signaling weaker credit quality (PR Newswire).
Net loan charge-offs surged from $32,000 in Q1 to $335,000 in Q2 2025, pointing to higher credit losses and increased borrower strain (PR Newswire).
Four loan relationships amounting to $6.2 million were placed on nonaccrual in Q2 2025, showing concentrated loan defaults (PR Newswire).
Data summarised monthly by Lightyear AI. Last updated on 30 Aug 2025.
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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